I urge you all to look at PPI and any claim you can make.

[gregssausageroll]

You don't need one of these so called specialist firms to do it.

I have received an offer of £4221 from M&S in the post this morning.

All it took was a letter asking for my original signed application and then a claim form.

I started the process on 30th October and received my offer today for the cost of some paper and a couple of recorded delivery envelopes.

I am still waiting to hear from a couple of other lenders but what a fantastic start to the weekend.

I'm sure people have claimed against them - have you read the whole thread? I think people had trouble but managed to get a claim in the end.

Ignore my last message I think I read the wrong message thinking it was the last one.

I got my reply from Rbs today saying they are now looking into it. 8 week countdown is on!

Thanks Ilove all forms done and posted recorded delivery tonight. And the waiting begins! Mine are all Lloyds TSB apart from one which was HP for a Dell PC.

I actually remembered that the last time I took out a loan back with them in 2009 I had actually grown a pair and told them that I didn't want or need the PPI. The assistant actually went and got a senior colleague to try and convince me I needed it! It didn't work and the supposed application refusal caused by me refusing it never happened. I almost put that on the form but thought that might be over egging it a bit

Best of luck to everyone else trying to get their hard earned cash refunded!

8 week claim starts today against HFC and against credit card - I claimed against the PPI for them back in 2005 but if Natwest paid out under the same circumstances then I'm hoping HFC and Barclaycard will

1 wk left of the 8 wk countdown.

Could do with a little windfall. :-)

Hope you get something nice in the post this week, Magic

OMG, I am gobsmacked.

After accepting an offer of £1133 from Natwest on Thursday, I have today received a further 4 offers from Natwest for different loans I didn't even know I had claimed for. Natwest apparently investigated all loans as the original loan was part of a consolidated loan chain.

I have now been offered just over £6,000. I can't believe it. I can now pay for my DXH's funeral and take the kids on a small holiday as well as pay some other debts off.

It's the first time I have cried in happiness this year

p.s. all the above was because I had read gregsausagerolls thread and made one 5 minute phone call to Natwest

Greggs and other MNetters I can't thank you enough

What wonderful news, Tigerbomb! That must be a huge weight off your mind.

well DH got a letter this morning offering him just over a thousand pounds so our new kitchen just became a reality for this half of the year instead of the latter!

Thanks Donkey me too. Will come back and post once i've hear from them.

Tiger that brought tears to my eyes reading that. What a wonderful surprise and i'm so glad it can help you out. Sounds like you and your kids could do with a little break. Enjoy

hmm, just called our current mortgage provider and yes, we do have PPI on it. Not sure now whether to claim in case we may need it in the future?

Tiger I am so pleased for you. I hope you enjoy your break. Well done.

Well I am GRRRRRRR at Barclays who told me 2 weeks ago that I had started a claim rolling over the phone, didn't need to send a form and gave me a telephone number to ring if I hadn't heard anything in 2 weeks.

I rang today, nada. No complaint logged, despite me giving them the reference number I'd been given. Have to fill out the form after all.

So...start all over again. Humphh.

Another great result, queenrollo!

Ilovemydog, if you have ppi on a mortgage that could be a huge amount. More than you would ever claim, who is the lender?

We got PPI on the mortgage from 1992 - 2004, and just claimed on the current mortgage. very easy this time. All on the phone and she asked why we thought it was mis sold. I had to ask her to include information which hopefully will explain further why it was mis sold.

Cheque arrived today :)

Still waiting for ours

For anyone who has had success with Lloyds TSB, did you get the money at the end of the 8 weeks? OR do you wait 8 weeks for them to give you a decision and then receive the money after that?

TIA

Waited 8 weeks and still waiting nearly four weeks after offer

I have totted up the amounts mentioned by individuals on ths thread (not including 80k bloke in the news) and it's a grand total of.........

£141,510! Blimey riley! thieving bastards

Sent my form off today, recorded delivery. hopefully in a couple of months I can do the "Doo doo, doo doo, diddly deeee DUM" with an announcement of a nice cheque. Shan't hold my breath though as it was 1998/1999

But I'm like a dog with a bone if I think I'm owed money By the way, IS there a definitive time limit? I know that 6 years is banded about but where would I find out for sure? I've scanned the FSO website and can't se anything. It's a big site though.

shakey think the 6 year threshold is because that's how long banks etc keep their records for? When I called Santander about our mortgage from 1992 - 2004 they didn't have the records, but fortunately we did, which is how we got the repayment.

Barclays partner finance told me that they put all details into archive.

You have to send a cheque for a tenner to pull them.

Hoping we can do similar with dh's loans from 2002.

Hi Shakey

Well you can add to that total.

Thanks to Greggs starting this thread, I finally decided to take on the First Plus loan we had a few years ago. Very, very easy to do, they had the form on their website, sent it off, got an acknowledgement a week later with the usual blurb about them having 8 weeks to make a decision.

3 weeks later received a letter from them advising they completely agreed PPI was mis-sold and would we accept..............£9100!!! Errr yes!!

Cheque received about 10 days later.

Couldn't have been timed better as I'm 15 weeks preggo, so able to pay loads of stuff off, so in a better financial position for giving up full time work.

So huge thanks to Greggs

Whoop! That's great Debs

Brngs us up to a whopping £150,610.00