I need to make 1800 in 3 weeks.........

[swiperfox]

Any ideas??!!

Failing that, anyone know a loan shark???

Right got one week to make a grand.

Anyone got ANY ideas? Looked into a provident loan but dp doesn't have a cheque book book. Looked at 'payday' loans but he would need a switch/visa card and doesn't have one.

So bloody frustrating. He gets over a grand at the end of sept in bonuses but we can't pull it forward.

Have had the new lease through to be signed and given in with the cash by 14th sept.

s**t.

pmsl - good ol' dp - he says can every mumsnetter lend us a quid
bless!

look up black horse loans

the interest rate is outragious but if they will finance me they will finance you!

got a letter from black horse loans today thee is a number on it - if you want it
08708501647
the interest is typical 8.9 % dont borrow too much

Thank you Custy - Are they homeowners only?

If you come up w/something, swiper, let me know. We sure as hell could use a grand here, too.

Best of luck!

certainly will expat! Crap isn't it?

no not homeowners

It is indeed, swiper. You're far, far from alone here in that.

did you try it?

Erm could you go temping at night/evenings? when kids are in bed and dh is home from work?
I've cut our food bill in half by shopping at Lidl, if thats any help??

i've given dp the number - i tried but they wanted to talk to him as it would be in his name but I seem to remember we got tuirned down by black horse a while ago. Still worth a shot though.

Swiper - Did provident say why you'd need a cheque book ?? They didn't ask us for one, infact they didn't ask us for anything really.

Mind you they only lend you £500 though.

That's what it said on the webpage - that anyone with a checkbook could apply for a loan - i think it said it went up to 800.... I might go and double check that - it's getting v desperate and v scary now

Hmm i never noticed that bit, maybe i missed it. Mind you we do both have cheque books anyway.

We applied for £500 and it went through fine, i don't think they even credit checked us.

How does Provident work, do they come to your door for the repayments?

Yep they come once a week for the payments.

Just checked the site again, couldn't see anything about a cheque book. It said borrow up to £500 if your a new customer and £1000 if your an exsisting customer.

think provident is quite high interest when you work it out (if memory serves).

do you have a bank account you could ask for a temporary overdraft on?

i can't find the website now nutty have you got a link? 500 is better than nothing!

Swiperfox - PLEASE don't borrow from Provident! My Mum was a Provident Agent and she couldn't believe how much people were fleeced. Some paid 100% interest!!!!

What about an interest free credit card???? Or has someone already suggested that?

we wouldn't get a credit card. or probably a loan from anyone half decent. dp has been in his job almost a year and it has completely messed us up and we have fallen behind with all our other repayments so we don't look too good on paper. At the moment we've got to take it from anywhere that offers or we won't have a house this time next week! I know they are awful and we;ll end up paying back 3 times as much but we haven't much choice

Could you and DH borrow £500 each?

But what i'd advise is asking family and friends, my brother smashed his car a few months ago, he was just married and had his wedding debts to pay and a new mortgage... because of this most of us lent him about £300 each.. and he has been paying it back.. with no interest.. as it's the interest on loans that end up crippling you!

swiper, have you checked out all your family? can they loan yo usomething till payday?

THe only person we could ask is my Mum but she is in a mess herself at the moment as they've decided she's been overpaid on her tax credits and stopped the whole lot so really can't ask her. DP's family hates me lol

is the landlord not going to budge at all - even if u say to him look we've got u half now and half again in 2 weeks - it's not for the want of trying to get the money - I don't recommend the prov either if there's another way.