im so broke..i ran out of food today.

[penniless]

and i cant afford to buy anymore
im a regular but ive changed my name because im a proud person.
my dh walked out on me a year agoalthough he hangs around a lot still..he pays maintenance which takes me over the is threshold. so i only get tax creditsbut when we were together i took out a loan..a few years ago when i was earning and now im left with the payments to manage..ive just registered as self employed but im not getting any worki spent a lot of money getting my business up and running now im not getting any return im 500 pounds overdrawn at the banki cant stay afloat anymoreive no money for christmas prersents, no money for anything, the fridge is empty, i cant put petrol in the car,o told my mum today because id got so desperate but she wasnt interested, im so unhappy, how the hell did i end up like this, i dont want sympathy, just wanted to posdt it and get it off my chest

i think what a lot of people are missing here is that the ex should be doing more to help feed his children after all he had as much to do with creating them as penniless. there are too many men around who think that after a split, there parental duties involve football on a saturday and a set amount of money if any. thankfully im not in the situation, but dont ppl realise that surviving in winter is more expensive than any other time, warm clothes have to be provided, heating costs more, xmas is coming and im sure everyone realises that kids especially need more warming cooked food at this time, cant expect them to survive on a cheese sandwich they need something warm which again means more cost for cooking

her h is not in a particulaerly well paid job and he pays as much as the csa have assessed that he can afford. She has already askefd him for more money and he said that he didn't have it

You cannot just sell your house overnight to put food on the table. It takes weeks to put it on the market, show viewers around, accept and offer and for that offer to actually end up in a sale. How bad would that be just before Christmas showing people around your house with your children there not knowing where they are going to be living next?

Council housing is a joke, living in a hostel with children would be a complete nightmare until they "give" you a council house which by that time you will be desperate to take, in some really dogdy area, I know this my SIL went through this ended up with a house in Heroin Heights, full of junkies she was terrified every night of being burgled for their next fix.

We are stony broke right now as well but I would do everything I possibly could to keep the roof over our heads. I would go mad without the internet when you are alone all day with small children it is a lifeline. We went with talktalk and got free internet with the phone.

penniless - would remortgaging be any good to you or are you tied into a certain rate for a certain period of time? Maybe going for interest only for a year of two until you are better sorted would help? I hope things get better for you soon I really do.

i think you should be proud of yourself penniless, life is hard enough without having all these extra worries. if you are unsuccessful with your dla claim i suggest you appeal. my father was declined although he was in a wheelchair but was accepted 2nd time around. keep your chin up and im sure your DC will be proud of what you have done in the future, you fought rather than lying down and giving up. good luck

thanks sweetkitty. She has no equity in the house as she has only just bought it. She can't do anything for the first 3 years of her mortgage.

thanks kacoro.

What is it with some people on mumsnet? Leave the poor girl alone! She is broke, and doesn't need people like you Custardo picking a fight.

Get a life!

Sandy

penniless hope the DLA application comes through but it can take 6-8wks. In the meantime if you are self employed have you been paying tax as you may be entitled to incapaciyy benefit or income support...by the way are you on msn as think I know who you are?

I thought so PF we are the same still that's some light at the end of the tunnel seems a long way away now but it will get better. I often think one day we will laugh at all of this when we are better off it will remind us to be grateful.

penniless, I had my debit card declined last week in asda, my weekly shopping was in there.

luckily my mum has helped me, she is 79 and on a pension and I'm so lucky to have her.

hope things get better for you, sending my best wishes, ssd x x x

YG have paypalled you.

custardo - I thought I'd help her before things got worse.. not wait until no house etc and really desparate.. I wouldn't have helped if I didn't think she was trying to help herself...

Good luck penniless...

YG have just paypalled you.

I agree it is not easy to get a council property, you can't just walk in and say, I can't pay my mortgage re house me.

When xp had his house repossesed we were offered a temp 1 bed flat at the top of a high rise block in the city centre and there is no way on earth I would have taken 2 small kids to live there.

YG you are so wonderful for organising food for penniless. Am just sorry I can't contribute to the fund right now.

do we knwo who it is?
dos anyone know?
god it coudl be anyone

Yes Cod - people know

aha

There are 4 of us who know who she is. She has been on MN for years and is a well loved and respected friend to many.

She is mortified to be in the position she is in hence the change of name at the start

tell me

no

LOL Cod, thats was subtle, not.

Council and Housing Associations are a bugger aren't they.
Myself and my 2 dc have been living with my parents since my exp threw us out, ds was 8 months old,he will be 3 in 3 weeks.We all share one bedroom,which is not overly large.My father is having treatment for cancer and heart problems,my 6 year old dd is starting puberty and I am depressed,the councils and housing assoc Im on just fob me off with "oh you'd be better going homeless or privatley renting with housing benefit"

Penniless I really feel for you,it must be so hard and even tho your struggling you are a strong women who with a little help will get back on her feet.In your position I too would do whatever I could to keep my children in a stable home,selling your house wouldn't help it would just add to your problems.I so wish I could help but due to own problems are having a hardtime too,but just wanted you to know I'm thinking of you

Keep your chin up and stay strong...all of us that are struggling will get through it in the end

I have set up my own business and am self-employed. It costs NOTHING to do and doesn't mean you are guaranteed earnings.

Thinking of you penniless, don't feel bad about comments from other 'MNetters' some of us know how it is and sympathise, we know you're doing all you can, please feel our love and support.

lol at " tell me"

" no"

thanks for your kind words everyone.
im also saddened though at how many people are struggling like me