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Fiancé has debt from his past. What happens when we marry

105 replies

chickadeeeee · 24/03/2021 23:37

Just that really. Do I inherit his debt when married?

OP posts:
AcrossthePond55 · 30/03/2021 20:44

@chickadeeeee

We're good then.

Dugee · 30/03/2021 21:04

@HollowTalk

It's not that you're going to have to take it on his death, but think about it. If you wanted to divorce him in 10 or 15 years time, so not a short marriage, what would you lose? What would he game? I'm around your age and I wouldn't lose my house for anything. I wouldn't marry anybody who didn't come in with an equal amount of capital.
This is why DP and I aren't married. He lives in my house, he signed a living together agreement stating that he has no claim on my house (op it's worth looking into one of these of you decide to move in him - make sure he takes independent legal advice before signing it though) and only contributes to 50% of bills and food (he doesn't pay any mortgage or household maintenance costs).

He also has debts from his ex that he just accepted. Her credit rating meant that she couldn't get any credit so he took out a credit card and paid for family (DP, his ex, their shared child and her other child) holidays etc on it. I'm not paying this off for him, nor am I letting him have any claim on my house, pension or savings.

chickadeeeee · 30/03/2021 22:13

@Dugee
Thank you for explaining. I will look into this.

OP posts:
WisnaeMe · 01/04/2021 03:17

Congratulations on your non-engagement OP ☺️

glad you spoke about it and cleared up the expectation 🌸

bevelino · 06/04/2021 20:11

@Soontobe60

OP, if you love him, then just marry him. Who cares if he then leaves you 2 years down the line and gets half your house, savings, pension? Surely thats a small price to pay for love???
Grin
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