I fail to understand what point you are making about Smythson handbags? Surely, if they have earned their income, paid their taxes, then it is up to them how to spend the remainder?
Completely.
However, nobody should then argue that the country has run out of money, or that "we are all in it together". You can argue that rich people shouldn't have to give poor people money, but not that the money doesn't exist.
Re: Large companies, yes many have policies on employing people with disabilities, but there aren't enough suitable jobs available for all people with disabilities. You can't condemn people for not working if the work isn't there. Of course few companies are enthusiastic about employing somebody who, for instance, can't guarantee whether they will be able to turn up from one day to the next - that is why government support is necessary for many disabled people. Equally, the big supermarket chains may be happy to employ disabled people to collect trolleys, but how many people with disabilities are in well paid jobs at head office?
You are welcome to argue that swimming is a luxury. However, you must be able to see that cutting public funding of things like swimming will have more of an effect on people who are relying on disabled access to public pools than people who can afford to pay for gym membership.
It is a fantasy that if everybody just pulled their socks up a bit, they would all be able to support themselves and there would be no need for the welfare state. People who argue for more drastic cuts to disabled services should at least admit that they are prepared to accept other people being left destitute as 'collateral damage', rather than all this mealy mouthed talk of benefit fraud.