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26000 cap what it would mean to me

492 replies

TheHumancatapult · 24/01/2012 10:10

ok some of you ahve complained about the £26000 Benfits capped and then slammed into hunty cat for having to much money left

so to balance it out this how £26000 would be broke down for myself as single parent with 4dc

.£26000 straight away 13200 would have gone to the LL .

so thats £12800

left .Discount Cb as peoplle up to £40000 can earn so tale away £3534 approc

so im now down to 9256 .Tale away council tax Benfit thats me down to £7886 .

thats then down to £151 a week
they will then tale of teh free school dinners have 3dc that entitled ( only 1 has but they will do the sums based on what they are entitled to ) so £6 a day times 5 is £30

£121 left take of £15 for water £20 for gas and £20 for electric bearing in mind most wil be on card/key meters taht charge more

would leave me £56 a week for food and clothes and any extras

Now relook at the figures again that im in h/a at £126 a week my hb is £6652

so think the problem lies when your forced into private rented a large amount of your money is swallowed up by Hb .And remember not all LL will takke Hb so often you pay a preimum for sometime substandard accomidation as they are aware that people can not move

And lets also remember those that are working in low income of £18000 Pa will also recieve top ups too of CB , WTC and CTC

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TheHumancatapult · 24/01/2012 21:20

Breathe

The council tax benefit= the council tax bill

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TheHumancatapult · 24/01/2012 21:22

The cap will punish me while allowing my xh to get away with it . I love gregs how do you expect me tk force him to pay for his dcHmm

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ginmakesitallok · 24/01/2012 21:28

Apologies that I haven't read the whole thread - just going on some of the points made on the first page.

OP - you are making the huge assumption that somehow you are entitled to be given enough money by the state to live a comfortable lifestyle - equivalent to the "average" family. I don't think the purpose of benefits is to allow it to be a lifestyle choice. (I do make a distinction between folk who are able to work and don't and those who are genuinely unable to work)

Benefits should be a safety net - to allow people to stay afloat while they sort themselves out, to support vulnerable people or people at a vulnerable point of their lives.

If you can work and you choose not to then life should be harder for you.

TheHumancatapult · 24/01/2012 21:36

Go read the whole thread what be left with is not comfortable at all

Oh and though I have stayed quite clearly have disallowed disability from the equation I am infact disabled so would fall under the worthy poor

But under PIP I'm goung to lose the protectik. That DLA gives me at the moments so that £26000 is the reality I shall be facing

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sodapops · 24/01/2012 21:37

DS1 is in his first year of A levels. He has applied for nigh on 30 jobs since the Summer and has had one interview and unfortunately he didn't get that. Youth unemployment is massive at the moment, so there is every reason why THC's DS can't get a job.

THC DS1's friend's mum is a single parent who works P/T. Her DS gets help with his transport costs to and from college. I don't know the ins and outs, but perhaps you are missing out on something you are entitled to claim.

TheHumancatapult · 24/01/2012 21:38

Gin

Under PIP wheelchair users will no longer be classed as disabled . And leys face it I'm pretty unemployable

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TheHumancatapult · 24/01/2012 21:40

Soda ds1 gets £20 ema but his bus fares are £28 a week for main bus company and that's with him cutting one out and walking 2 miles as the other bus he can not use his weekly pass on

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sodapops · 24/01/2012 21:43

Sad That's shit then! At least our council has struck a deal with the bus company so we pay £222 a year for DS1 to get to college.

TheHumancatapult · 24/01/2012 21:43

Gin

Would you be shocked to know that is what will be my income for 2013.

Would you be more shocked to know that I'm paralysed from the waist down ( since April this year including being double incontient but under PIP next year I shall apparently no longer be disabled

That under UC ds3 will no longer be classes as disabled as ge be downgraded and won't get DlA as they ate doing away with MRC etc no ctc top up

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TheHumancatapult · 24/01/2012 21:44

So look at my sums again

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ginmakesitallok · 24/01/2012 21:46

Sorry, but being a wheelchair user doesn't automatically make you unemployable. That's pretty offensive.

edam · 24/01/2012 21:48

Gin - I don't know whether you've noticed, but the whole world economy blew up three years ago, and ever since jobs have been hard to come by. There simply aren't enough jobs to go round - that's what being in a recession means. I advertised two jobs recently - had over 200 completed applications, including completed forms, three examples of work and three project ideas. Many of those people would have been called for interview in the days before the financial crisis - but I can't interview 200 people so many of them were rejected without ever being seen. I'm just ruddy grateful to have a job myself - although now dh has lost his, we are struggling again.

It wasn't the poor who got everyone into the shit, it was the extremely wealthy. They have continued to get richer while everyone else, the middle and the poor, has been hit bloody hard.

Getting puritanical about people on benefits really misses the point. We should be restructuring society so we don't get into this mess again - that means taking a long hard look at the wealthiest and most powerful in society.

ginmakesitallok · 24/01/2012 21:48

X posted. Your earlier post didn't explain your other health problems.

carernotasaint · 24/01/2012 21:49

sodapops the reason youth unemployment is so high is because employers know they can get young and older people on jsa on workfare.
(these work for your benefit schemes) why employ someone and pay them when you can get it for free?

TheHumancatapult · 24/01/2012 21:50

No gin but it does make it trickier . Train journeys require 24 hours notice , bus journeys rely on there being a bus with a ramp and then it working

Disabled toilet is needed ,

Then add in next yeAr no adapted cars available .also ramps /wider doors

Then put me up against someone else with same qualifications then see who be employed first

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edam · 24/01/2012 21:51

gin - the point is even people who are disabled are being hit hard by these so-called 'reforms'. Being paralysed from the waist down isn't enough for this government. Yet it's a fact that often being disabled means it costs more to live - you may need the heating on more, you may have to take taxis because you can't travel by bus, you may need to travel to a whole load of different hospital appointments, you may need a special diet, you may need equipment that the state does not provide (like a wheelchair that fits a child).

ginmakesitallok · 24/01/2012 21:51

I'm not getting puritanical about people on benefits. Just stating that I believe that for those who are able to work, working should give you a better standard of living than staying on benefits.

ledkr · 24/01/2012 21:53

The whole private rent arguement falls flat when you compare a person who for what ever reason needs to claim benefits unexpectedly and has a mortgage.You get the same amount of money but have to pay all of your mortgage.Also with wftc maintainance is discluded so anyone who is receiving that will be better off.

lockets · 24/01/2012 21:54

This reply has been deleted

Message withdrawn at poster's request.

TheHumancatapult · 24/01/2012 21:55

Gin I do have them but from next year the £26000 will apply health problems or not So why did not write it

But even without then that's a tough amount to struggle on not exactly living it up like some people like to think

And as I said they talk about punshibg the workshy yet my xh with his new family will be under that by a lot

Yet I'm the one with 4 dc who will be punished by the cap and yes my xh fits true scrounger box but hey ho I'm easier target as my 4 kids live with me

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TheHumancatapult · 24/01/2012 21:58

Lockerts look further through thread when worked out exact figures and outgoings before food/household/travel/clothes came in at just under £21000

So infact £142 was a lot higher the figure to do all the above came us at 86 a week

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MmeLindor. · 24/01/2012 21:59

THC
I don't think I have the energy to argue about this any more today, so can I just say a bloody well done to you for starting this thread and for being so open and honest about your life.

I can only hope that some people reading this will take the time to think about the reality of being on benefits.

Especially those who think that life on benefits is a bundle of laughs, and maintain that scroungers are living the life of Larry.

As to Cottonwhaterface - shame on you for what you said to THC on this thread.

TheHumancatapult · 24/01/2012 22:00

So can we have ideas on how family of 5 live on that . Tyvm

And keys be honest this will sting Sp pretty hard as the other parent can go of gave a new smaller family and they will be under the cap

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MmeLindor. · 24/01/2012 22:02

Gin
Then you should look at the low wages earned in UK not at too high benefits.

It is not the benefits that are too high, it is the wages that are too low.

TheHumancatapult · 24/01/2012 22:02

Ty mmeLindor

Truth cottonmouth questing the fact that I may not be disabled made me laugh as I must be a Sam good actress to pull this one of dam the MRi/nerve test and the spinal unit may got it wrong lol

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