It's been years since we last went on a 'proper' holiday abroad. Those two weeks in Corsica cost us around £4,000+ (two children, two adults). We had the money at the time and it was a lovely holiay
Since then we have mainly stayed with dh's family in Devon, so we are used to virtually 'free' holidays.
We love Devon, but I know that both our boys have wonderful memories of Corsica. I know how much they would love to go abroad again somewhere similar. As would dh and I.
I also know how much such a holiday is likely to set us back - not necessarily another £4,000 but we'd have to fund the cost of accommodation and airfares (during the school holidays) and we are simply not used to doing this.
It might seem a stupid question, but how do people actually pay for those sort of package holidays? Is it common practice to pay in monthly installments? If so, for how many months can you pay the cost - ie £3,000 spread over 3 months is not a lot of good for us!
We don't have credit cards, so can't spread the payments that way. And with no credit card, we'd have no access to any emergency cash if we were abroad. This worries me. At home with dh's family we have backup if anything goes wrong.
dh and I are not keen on getting a credit card as we both doubt we would be disciplined enough with it. But is it a 'must' if we plan this sort of holiday?