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Higher education

Talk to other parents whose children are preparing for university on our Higher Education forum.

How much money to give DD a month at University?

205 replies

tactum · 11/08/2021 23:01

I really do realise this is a very lucky position to be in that we can afford to think about it....

How much money will you give your kid a month at uni? Obv have basic loans in the bag, and we've said we'll make up the shortfall on the accommodation costs, but that basically leaves her with 0 living income. She's hopefully transferring to a job at uni that will earn her £30 per week.

I'm thinking give her £300 per month?? I'm not sure. I really do obviously realise we're fortunate to be able to give her this, and don't want to discourage her from getting job as I think that's important but just wondered what the general consensus was from people in the position to subsidise. Please don't flame me for being able to.....

OP posts:
LookToTreblesGoingTreblesGone · 13/08/2021 09:23

@MrsPelligrinoPetrichor

Nope, £25 a week buys a lot of Super Noodles! 😉
If he was short of money then he only had to ask, but it very rarely happened.

Bryonyshcmyony · 13/08/2021 09:40

I think it's changed a bit nke

They are paying over 25k to do their degree they should work as hard as they can at it

Needmoresleep · 13/08/2021 09:50

If a student needs to gain maturity I suggest this can be done through taking a gap year. DD worked a bit in London, then became a chalet host and then did Camp America and some travelling around the US. (The latter two seem to be recruiting UK nationals again for the upcoming seasons.) Really hard work, low paid, and lots of fun. She certainly came back with confidence and an understanding of how money has to be earned. Three years on and I think she still has some reserve savings from that year.

She is lucky as she does not need to work at University. Medical students who work, mainly as HCAs, are stretched. You are at University to get a degree and certainly in later years it is better to do that well, have time to expand horizons and start job search which can be enormously time consuming).

In terms of money we give DD about £75 per week. She can live on £30pw when funds are running low, but if you add in fares and extras £50 is probably the minimum. One thing to watch out for is the unevenness of spend. Freshers and the first term is expensive, especially sport which can involve subs, kit, match fees, gym fees. Exam terms a lot less so. Watch out for the universities whose term patterns are 2x12 weeks and one of six.

In terms of drugs, observation is that many students have spare money for either drugs or a lot of alcohol/taxis/takeaways, and it does not seem to correlate that well with parental income. Country lines mean that Class A drugs are easily available in every small town across the UK, so some kids, posh or otherwise, will turn up at University thinking ket or coke are normal on a big night out. Equally it means that others will have already decided that drugs are not for them. Parents will know their DC. Some are frugal, others like to party. Some are confident cooks, others will rely on takeaways. I would base decisions on what to give a DC based on what they might do with the extra money.

(DS was always likely to underspend and to save money, and worked in summer vacations. We got any extra money back effectively as he did not need a subsidy when, post graduation, he needed to pay a deposit for a flat and buy furniture.)

Again the first term is expensive. In her last week, DD was reduced to the chilli con carne that she had batch cooked at the start of term. It was easy for me to organise a food delivery to give her a bit of variety over the last few days. The next couple of terms on the same money were much easier.

AbsolutelyPatsy · 13/08/2021 10:06

@LookToTreblesGoingTreblesGone

DS qualified for the minimum maintenance loan, so that went on rent but didn't cover it. So we paid the balance. I then sent him £100 a month which he managed on quite easily. He didn't have a job, so he learnt quickly how to budget.
sounds adequate to me
Antiqueanniesmagiclanternshow · 13/08/2021 10:21

100 pound a month to pay for food, stationery, books, bus fares, incidental expenses and a social life? really?

qualitygirl · 13/08/2021 10:23

100 pound a month to pay for food, stationery, books, bus fares, incidental expenses and a social life? really?

This!!

Comefromaway · 13/08/2021 10:34

We always gave dd the amount of money she’d have had if entitled to a full loan. We paid it monthly and she negotiated paying monthly halls fees rather than terms (not everywhere will allow this). She had a p/t job earning £50 per week but lost it during Covid when they were one of the last places allowed to re-open. She applied for hundreds of other jobs but everywhere wanted full flexibility and her course had long contact hours. Most places didn’t even bother to reply.

She’s moving to London for postgrad and got the first job she applied for there so it really does depend on your place of study.

AbsolutelyPatsy · 13/08/2021 10:56

it is all personal and relative, how much or how little you give.

AbsolutelyPatsy · 13/08/2021 10:57

there is plenty of guidance to be found online about how much living expenses they may incur
no need for a discussion about how much or how little other people give imo

AbsolutelyPatsy · 13/08/2021 10:58
Antiqueanniesmagiclanternshow · 13/08/2021 11:29

@AbsolutelyPatsy

there is plenty of guidance to be found online about how much living expenses they may incur no need for a discussion about how much or how little other people give imo
except that is the point of the entire thread?
GoodnightGrandma · 13/08/2021 11:44

I paid DD accommodation, then she lived on her allowance. If she needed more she worked for it.

choli · 13/08/2021 11:51

Parents will know their DC.
Snort

catfunk · 13/08/2021 11:59

Just wanted to add, I work in the graduate recruitment field. We really struggle to place grads who have little or no work experience.

Even a Saturday job in hospitality can demonstrate attributes like loyalty, people skills, leadership, and being able to follow instructions.

Bryonyshcmyony · 13/08/2021 12:01

@catfunk

Just wanted to add, I work in the graduate recruitment field. We really struggle to place grads who have little or no work experience.

Even a Saturday job in hospitality can demonstrate attributes like loyalty, people skills, leadership, and being able to follow instructions.

They don't need to work in term time to get work experience
DiscoStusMoonboots · 13/08/2021 12:04

I was fortunate enough to have a 'top up' of £300 a month from my parents as I was studying in London and my part-time work didn't pay much. Don't feel guilty for supporting your child - it's your money and your choice!

AbsolutelyPatsy · 13/08/2021 12:18

74% of students have part time work

Bryonyshcmyony · 13/08/2021 12:22

Yeah mine work but not during term time

Oblomov21 · 13/08/2021 12:23

Watching this. For Ds1, for next year.

Oblomov21 · 13/08/2021 12:50

£4422 / 38 weeks of the term is £116.36 per week, which sounds fine!

Peaseblossum22 · 13/08/2021 12:54

The PP was talking about £100 a month not a week

ChazsBrilliantAttitude · 13/08/2021 12:57

I expect DS1 to work during the holidays but I am not pushing him to get a term time job unless he can do it without impinging on his studies. He is also a keen sportsman and is hoping to get into the uni team for his sport. That is going to take up enough time without him working as well. He is doing a science course to I expect him to have a fairly heavy timetable.

brittleheadgirl · 13/08/2021 13:01

@Bryonyshcmyony

My friends who didn't work whilst at University had their parents pay for their university fees. They were the ones who mostly spent their "pocket money" on class A drugs too

I pay dds fees from an inheritance and she doesn't work during term time. She's not on drugs either unless you count beer.

Ahh the naivety. My parents still boast about what a 'good' boy my ds was at uni. He had a coke habit that he hid very very well, as did all his friends!!
Bryonyshcmyony · 13/08/2021 13:51

Not all teens have a drug habit though tbf

I expect she's smoked weed at some point