tudor it’s the students with parents in the ‘squeezed middle’ who come out worst. My DSes got/will get the full maintenance loans but for those who don’t their parents are expected to top up the minimum loan to the full amount at least. All get fees loans. So min loan is around £4000, max loan is under £9000. So parents expected to top up by up to £5000/year. For some that’s less than school fees were, for others it’s a bit pricey, for many it’s not affordable depending on their other commitments. Some students get no help and have to take on part time jobs. Very hard to do if doing a high contact time degree.
Even the full loan amount isn’t enough to live in the posher accommodation. My DSes have had to check accommodation and transport pricing very carefully when choosing unis for UCAS. But it’s doable if your DC is canny with money and takes summer jobs. My DS1 has been very careful and is enjoying his first proper pay cheques!