Desperately sneaking in before this thread is cut!
Worried about you Sparkle and really hope you're coping, whatever the news. The liklihood is that you'll feel you're not coping for a while if you've had bad news.
But the strange is that in due course, you'll find yourself coping again, honest.
Enjoying all stories of domestic applicance disasters as they cheer me up to see we're not the only ones. Our house is - I confess - a bit ramshackle as a dear friend commented recently. I mean we tend to make do rather than invest in everything being shiny and new. So I suppose we might have tried to spend £10k on getting whole new kitchen pipe arrangement, but we prefer to do other things with our money - like going to Tenerife, Italy, buying DD a saxophone etc etc. And those things have only been possible because of BC insurance money which we've spent now.
But I do think an oil tank should be indestructible tbh.
Have heard our frienmds in NZ might have to get whole house rebuilt somewhere else as noth house and the land were so damaged by that earthquake 
Its because they live near a river so the land is sandy. (remember that old story? Turns out to be spot on)
Anyway Sparkle, please come on here for support when you're up to it.
Love to all - waving!