Barry we get DLA for 3 DSs, we could afford not to claim it and my carer's allowance but we claim it for several reasons. DSs are entitled to the money, it is theirs not ours. It is not means tested for a reason. David Cameron claimed for his son. For us it doesn't cover the additional costs, but it helps. You should claim, you having nothing to feel guilty about.
It allows us to randomly spend £££ without thinking on all the things that might help but don't - Privacy Pop, dream pad pillow, SAD lamp to name but a few. And the vast amounts spent on assessment, reports and treatment and equipment not available on the NHS - dental treatment costing £10k that would normally be free for children if only DS1 didn’t have additional needs, specialist SN buggy, specialist SN car seat, specialist bike trailer. We can indulge in DS’s special interests a bit more than we otherwise would too. And give them many experiences to a greater extent than we otherwise would.
We have also found it acts as evidence of need e.g. access passes for e.g. theme parks, carer's tickets for museums etc., respite clubs, charities, blue badge (it is possible to get a BB without DLA/PIP but certain DLA/PIP awards bring with it an entitlement to a BB), CEA card for free carer's tickets at cinemas, disabled railcard, disabled bus pass, it is a gateway benefit for claiming UC when a full time student, 2y/o nursery funding...
Care in adulthood costs a fortune, anything you can save would be beneficial just be careful of saving in DC’s name due to means testing of benefits and care.
alwaysscared I’m sorry things continue to be difficult. Did you apply for an EHCNA? A psychiatrist assessment can be part of the needs assessment.
if possible they can send prescription to GP to prescribe so you dont need to psychiatrist for private prescription.
Be aware not all GPs will take over prescribing from private HCPs. This is becoming more common. So if paying privately long term would be an issue check beforehand.