Life insurance-I can't get any

[Rhymenoseros]

Hello, I have bipolar and have been turned down by three insurers for life cover- two straight away said no, the other said they would write to my doctor and get back to me if successful (they haven't) so I am presuming that's a no.

Does anyone know of any insurers that will consider applicants with mental health problems? I have not attempted suicide, but have been sectioned once.

I am scared to apply again as I have heard each 'no' lies on file much like credit refusals.

any help would be much appreciated

Is this of any help?

www.mind.org.uk/help/social_factors/money_services_explained/insurance

I've been refused it too (also bipolar). I've still got a policy from years ago before I became ill but haven't been able to change it when we've moved house. I wasn't the slightest bit surprised (damn, I wouldn't insure me!) and just accepted it.

hi thanks for your replies, i will have a good look at the link tomorrow as i am too tired tonight. its really frustrating as my condition is stable and I am managing it really well.

We got it for my husband who also has bp - took a lot of shopping around though and it excludes cover for anything related to his bp, which I guess is fair enough. I'll dig it out and get back to you with who it's with.

thanks CHC3 I didn't realise they could do that with insurance

This is who we got it with for my husband
www.orbisinsurance.co.uk/

We've also used them for travel insurance before which is also bloody expensive for bp.