Anyone have a cargo electric bike? What do you do re insurance

[CTW23]

We are buying a cargo electric bike to get around with 2 kids. It's about 5k. I'm not sure whether to add to house insurance or get specialist insurance.

Anyone got any advice?
Thanks!

Around us they are stolen to order, and the batteries get prised off. We added to house and don’t park anywhere out of sight.
Specialist insurance quote was only £14pm.

Are you planning on leaving it unattended?
Ive an electric bike and I don't leave it unattended anywhere despite have a really really good lock. They get knocked so quickly.

Mines insured in the house insurance but I have quite premium house insurance. I told them about it. I also have an AirTag in the bike and I keep in locked in our attached garage.