Westministenders: Promises, promises

[BigChocFrenzy]

We should see the party manifestos soon
in 2017, that changed the election

So far, Tory and Labour have been competing for who can offer the most spending on the NHS

Labour have been giving tantalising glimpses of free dental care and free broadband

The Tories have been hinting at tax cuts, as well as public spending

The polls suggest the public like all of the above,
but also that Brexit is the most important issue

25 days to go, still all to play for

Westministenders' Abbreviations:

www.mumsnet.com/Talk/eu_referendum_2016_/3492426-Westministenders-Abbreviation?msgid=84503730

The problem with getting advice is as the time they need the advice, they don't have any figures to take advice on. I'll give you a real life example, which hasn't been uncommon - and doesn't include the taper, as it predates that. Numbers rounded for ease!

Earnings in 2014: 103,000
Earnings in 2015: 105,500

Pension growth: 127,000

Tax charge: 35,000

This client was relatively young, and actually when he comes to take his pension the amount received won't reflect the growth in this year.

He was notified of this in August 2018, despite requesting the statement after the 2014/15 tax year end.... So too late for scheme pays, stump up the cash now. You have thirty days before we start threatening bailiffs. Fortunately, he was in a position to remortgage his house.

There are a lot of quirks with the NHS pension scheme which mean you can get obscene growth that you won't actually ever see, but due to the way the law dictates it must be calculated, that's the growth for tax purposes.

Haha, pensions do it to me too!

It's the bane of my life at the minute.

I'm not hearing anything very new in that interview @JustAnotherPoster00 ?

The Lib Dems will work with whoever is in government to get a 2nd referendum and they currently believe that it is more likely to be the conservatives rather than Labour.

They won't form any coalitions but will support single issues as set out in their manifesto.
I'm not wholly sure how practical that would be in practice but it doesn't sound too unexpected if that is their position.

Just!!!!! Say it ain’t so. The Lib Dem’s wouldn’t really prop up a Tory govt.

Sob. Sob.

metro.co.uk/2019/11/20/boris-johnson-cornered-man-talking-excessive-dog-poo-11187651/

.

Mother - if you have no sympathy for DRs because they’re such high earners you’re missing the point.

The point is that they’ll work less hours as it’s not worth it for them to work more hours. Which means it’s harder for you to see a DR.

So it effects all of us.

They wouldn't vote for their "great oven ready deal."

Would they?

Might as well vote Labour then

^^ Re Ed Davey should have said

Whether you are better off voting Lib Dem, Labour or a Nationalist party entirely depends where in the country you are.

The Conservatives are the only major party determined to Brexit without even a 2nd vote.

The problem is mother no one can see how they got to those numbers (myself included! I thought they obviously had to be an error, as anyone sane would). You'd need an encyclopaedic knowledge of NHS pensions regulations and how they applied in this circumstance. Smh.

Based on the figures, there wasn't any reason to think he'd need a scheme pays election.

And of course, why would you do yourself out of £13.5k for the sake of earning a few hundred more than the £110k? I think therein lies the problem - whether it be in years to come or right now, no one in their right mind would do that.

Personally, I would differentiate between dc and dB schemes. Its an idea that's already been mooted, but scrap the aa for dB schemes, and increase the lta, and vice versa for dc.

Off on a tangent, I learnt today that there is somewhere called Gove Airport in Australia. Was going to suggest we all club together to send him a one way ticket there. But that seems unfair on the people of the Northern Territory.

Very encouraging to keep hearing about the huge numbers of under 35s registering to vote. I hope they're all in Uxbridge.

Well, I don't disagree with that mother.

The timings are just so far out of whack with the decision making. So for example my husband had a crazily long waiting list, and felt bad for all the patients on it who were having to wait months longer than they should. So he gave up his Saturdays for months to clear the list. Yes he got paid for those, but trust wasn’t why he did it, it was to treat the people with cancer for whom this was their only chance. He didn’t spend his weekends with his family, or get any down time. And then 18 months later there are tax implications to which he was oblivious.

Would he have done those operations knowing what we now know? Probably, because that’s why he became a doctor. But he’d probably have insisted on doing them for free. But he should have been able to make that choice in advance

But I don't have the answers, I just know that our NHS for sure needs more tax to keep it afloat and it's either tax the rich more or tax the poor more. I know which I prefer.

I totally agree Mother, I’m happy to pay more tax and I’m very grateful for the life I get to live as a result of amazing treatment from the NHS myself. But I’d like it to be clear and transparent - so I want to know what my tax bill will be, with no wild swings

At least BJ seems human when discussing dog poo.

No need to apologise Mother, I shouldn’t let it get to me so much either! I just feel politicians have no idea of the consequences of this and the media don’t understand it well enough either so it isn’t being discussed outside of accountancy / medical circles

Motheroffour
The biggest issue with the NHS pensions is that these are people who are in a DB scheme who have little forward control over their pay
and who carry out a safety critical role

the changes were warned about in the back pages of private eye ...

A cautionary word to our Scottish Friends:

In the event of Independence, don't imagine that we will keep Gove and not send him back where he came from.