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Elderly parents

How to find a nursing home - not self funded / no hospice available

107 replies

tigerbear · 23/05/2026 16:18

Hi all,
My MIL has a fractured pelvis after a fall, cancer of the intestines, dementia, rectal problems, septicaemia, several infections - inc recurring bladder infections, diabetes etc and has declined massively in the last week. She can’t stand, and is having difficultly eating, breathing issues etc.

GP advised it would be too taxing and distressing for her to be taken to hospital, as would likely be on a trolley in casualty for up to 48 hours.

Shes at home, with carers visiting three times a day, plus family support of someone going in every day, but this is becoming too much for the family to deal with - eg her daughter and sons are having to clean her up if she’s had a toileting incident, change her pads, etc Understandably, distressing for everyone.

the family have been told she needs 24 hour care.
Such is her decline, that people from the local hospices visited today, but there are no beds available, and they said she’s not technically critical enough to take in, and recommended we look into nursing homes.

Theres also 95 year old FIL at home, who is disabled and needs help, so the house can’t be sold to self fund care for MIL.

I’m trying to research what the options could be - I believe they’ve been assessed by the LA, and that their savings are only about £2k

How does one actually find a nursing home who will take patients who can’t self fund?
I’m searching online, but it brings up homes that are extortionate.

At a loss of what to do next.
any help much appreciated.

OP posts:
mumsneedwine · 27/05/2026 12:26

My dear dad got CHC, fast tracked and sorted by the nurse in 24 hours. Fully funded space in an end of life facility attached to a care home. He had amazing care. Yes we pushed for it, as did the hospital staff, but it is possible to access.

vdbfamily · 27/05/2026 12:30

MeetMeOnTheCorner · 27/05/2026 12:12

@hatgirl Unfortunately you aren’t in the world most of us inhabit. I’m honest in what I’ve said and setting up high expectations for the op is simply unfair. Many posters have said they cannot access NHS services. Anyway I wish the op well but services are severely rationed.

The key here is that it is for end of life care. Once someone is confirmed as 'fast track end of life 'funded it should always be NHS who fund this. It is not always clear when people reach this point though. However there is also NHS funded short term packages of care out of hospital which were set up to try and end delays to discharge whilst people argued as to who would pay. Unfortunately it has not achieved this and often people who are self funding normally will sit for weeks in hospital awaiting their free care , and then have to pay a few weeks later when means tested.

tigerbear · 28/05/2026 22:40

Hi all, an update - sadly, MIL passed away yesterday afternoon. Obviously sad, but also relieved that she didn’t linger on as a shell of her former self. And glad that the family didn’t have to witness her in pain. She was asleep at the end, and went peacefully.
thanks again for the advice and support on this thread.

OP posts:
MissMoneyFairy · 29/05/2026 09:50

Sorry for your loss, best wishes to your family

Ritasueandbobtoo9 · 29/05/2026 10:14

Sorry to hear that your MIL passed away, I’m glad it was peaceful and at home.

TinyMouseTheatre · 29/05/2026 15:29

I’m so sorry for the loss of your DMIL but it does sound as though she had a peaceful death and that can be a great comfort for those left Flowers

hatgirl · 29/05/2026 15:31

So sorry for your loss and so very relieved to hear that you all found some peace at the end.

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