Hi!
So sorry I never came back with updates. I've just logged on to MN and found some lovely PMs. Thank you :)
I think my last posts were regarding the possibility of appeal? ---
I contacted the court regarding an appeal and seeking advice. It was hard work. No matter whether I contacted them via phone, email or face to face I struggled to obtain the correct advice/procedure; it even took an age to be put in contact the person who deals with such things. Anyway, eventually I submitted my appeal letter which also included my complaint that the courts had lost my files 3 times.
I waited quite some time for a reply, then realising that it really was taking too long I contacted the court again to ask how my complaint was progressing.They had lost my letter. #4!!!!
I resubmitted this letter. The court response was that I could apply for it to (sorry I can't remember the actual name of the procedure) be put on hold and then looked at by a judge. I would have to pay for this!
I read all the small print re the appeal and realised it was totally pointless. There was even a 'get out clause' where the judge can deny your appeal if he thinks you took too long to submit it. Even if you submit the appeal within 48 hours the judge can (and no doubt would) state that you should have submitted within 24 hours - case closed.
I wrote one last time to the court informing them that I would not be proceeding with the appeal as I refuse to pay (£80?) for their incompetence. I expressed my disgust at the way the court had failed me throughout the case and how these failings had led a judge to rely on hearsay over evidence.
Perhaps this letter stills sits in a forgotten corner of the courthouse collecting dust?
Fruitloop and Smith had been advised by the judge to instruct the court to send the bailiffs to my home, at a further cost of £100 (which would be added on to my debt)
I received an email from them informing me that they would be doing this if I didn't send them the money.
I haven't heard anything since from either them or the courts. However, still to this day my stomach churns when someone knocks on my door.
I have a CCJ therefor I am unable to get credit for 6 years. I don't regret this as such, because I simply could not live with myself if I had allowed them to force me to pay them money I did not owe. I will give anyone money if they need it (or food from my cupboard etc) but I will not be bullied.
A few months ago I met a chap and have been 'dating' him since. I was single for more than 10 years so this is a whole new chapter for me
A couple of weeks ago we were having a conversation regarding his business and mine. Still too early in the relationship, but you know how you have hypothetical chats.?. Anyway, I had to tell him that I am unable to get credit etc etc. That hurt!
I note from some of the recent postings on this thread that there is another thread similar to this? I don't suppose anyone can point me to it?