Significant Summer Saving, significantly less spending, super (non) splurging. Frugal folk continue being frugal here. All welcome.

[needastrongoneagain]

Making a new thread!

Please check in regular posters and welcome new people.

This is a super friendly thread to contribute to. We are all wanting to be as efficient as possible re spending but all have different budgets and priorities. No judgement here.

NSD (no spend day) for me.

The cruise sounds lovely and well worth being frugal for.
boo on the body lotion and garden bench though
I also try and prioritised health spends too
boo on the dishwasher need. Fingers crossed the handover in the last few weeks goes well.
you are always super frugal need. This is a blip

spending day yesterday in Whitby. Which dickhead didn’t realise it’s regatta weekend so was hell.
£5 parking, £15 ice cream, £37 chipper but portion were massive so next time dd and I can share
£5 skirt for dd, plus a fee other bits

Good morning everyone 🌞
It's another beautiful day here l hope we all have this gorgeous weather 😁
Am not planning on any expenditure today so hope a NSD but a takeaway might be in the offing . If so it will be about £40.
Have a lovely day everyone ☺️

Going to do some meals for the freezer today for ds as he’s at the hollow legs phases ££££ Aldi or Asda

To the board games and books fanatics check out your licla
church if you have one. Most round here do a kind of exchange or library where for the grand sum of 30p or something you can pick up board games.

NSD yesterday for me but we did eat all the food I spend nearly £200 on and had a fabulous afternoon. Good news is at it was my church home group barely any alcohol got drunk so we can have that another time.

Hopefully NSD today as church this morning and then hoping to plonk myself in the garden with a book this afternoon.

Morning all. Yesterday garden tidying was productive and everything is looking better. Today I am going to feed everything and mulch with the remaining compost. Hopefully that will get us through the hot weather forecast.

DH took charge of dinner- spent £23 in Sainsbury’s and we had a good barbecue (chicken, grilled courgettes and salad- I prepped, he grilled).

Ddog started on some anti-histamines, left over from last prescription, less itchy already so I think we’ll be getting more from the vet. Last time that was about £80.

Commiserations on the unavoidable expense of replacing items, need. I got my most recent phone from Back Market- less than half price for an iPhone 12 which has been fine.

fervent agreement on inflation. I notice things like butter is now back over £2. And E.on wants to raise our DD by £16 pcm, even though we are in credit. My usual arguments about bringing it int balance over the year don’t seem to be cutting through!

week ahead holds health stuff for me, garage clearing (if not too hot), various errands for Olds, but one of which I can combine with meeting a friend for lunch. So that will end my NSD run, but I can use my travel pot and keep it simple.

Also- trying to get back into daily French listening and speaking- get my creaking language skills at least mildly fired up again. Really will be pleased to get Ddad properly settled so I can have some headspace for my own interests back!

We got DD vaccinated for Chicken pox and she is the only one we know of that hasn't had it. All her friends have and badly so we are very glad and secretly feeling a little smug. Glad you are also doing this @Alwayslearning25 😊
NSD here. Park for DD and then chilling in the garden. Must feed the plants later.
Going to spend an hour or so in a bit putting the massive amounts of things on vinted that I decluttered. Hopefully that helps as this month is tight due to summer holiday entertainments.
Have fun with the French @BigSkies2022 and hopefully soon you get your headspace as it's wearing at time when you don't get it.

Thanks @BigSkies2022. That's a good shout, I hadn't thought about refurbished, even though we get our engineers them at work (they tend to get easily bashed about on site and in workshops etc). I'm no phone snob, don't need the fancy new release of any model, but I'd quite like one that charges 🤣. Enjoy the gardening.

£4 iced mocha after my run as I felt a bit lightheaded.

Opened a Cahoot savings account at 4.55% interest to transfer some lower rated savings to.

Hello been reading through, can I join you?

I have a goal of repaying the car loan.

I worked out that could do it by March next year and have now decided to push further and see if can pay it off sooner by December...through lots of careful planning and budgeting and general income increasing.

Had a good weekend - opened a Monzo account and got instant £10 from buying one thing (I have a referral link if anyone wants one).

Also did the same and opened a Zopa account which got another £10. I will use this account for bills as they do cash back.

Then opened up a Top Cashback account and bought something I was planning on buying anyway - so got a £20 reward on its way.

Uploaded rest of things to Vinted and made a sale of £1.90. Need to transfer that over to loan.

Loan £4,193.66
-£1.90
= £4191.76

Need to get foodshop done so I avoid overspending this week.

Hello @YellowZebraStripes welcome ,🙂

LSD £4.13 co-op. Been to visit my nephew and his family. Nice day, low cost and enjoyable, sitting in their garden with tea and biscuits.

£14 Lunch box and tupperware for DD school (actually £27 as we got a few other bits but split the cost)
£3 dog treats
£25 Morrisons... On god knows certainly not much. Got stuff for a few lunches and some veggies.
£3.60 on some chips for DD lunch as we were out and about.
Tomorrow will be a spend day unfortunately need to order some labels for Dd school clothes.

Hi @YellowZebraStripes - welcome. You’ll find a great community here.

Yesterday I ended up having a takeaway for dinner £17.50. Today I’ve just bought some rolls for lunch £1.49. May go to the cinema tomorrow but other than that no plans this week yet so hoping for low spends….

I managed to spend £89 in Aldi. I remember now why I hate batch cooking. But we have a load of “ready meals” in the freezer. Annoying I ran out of a spice so £20 the spicery for more and some others

welcome zebra

I love a Tupperware container!

Think how virtuous you feel and how glad you’ll be that you spent the time batch cooking when you grab something nutritious to defrost out the freezer. Love The Spicery

Welcome @YellowZebraStripes, it’s a lovely friendly corner of MN this.

Any cinema recommendations @chimichangaz?

Hoping for a NSD, no plans other than a bit of wfh, a strength training session and foraging!

That batch cooking comment was for @lifelongfrugaleer obvs!!

@needastrongoneagain I’ll probably see the Jurassic Park film; I used to watch these with my son but he’s seen it with his girlfriend already (traitor!!). I’d heard that ‘Weapons’ is quite good but I think it will be too scary for me!!

Looking after my granddog today which means lots of walks. I’m really struggling with painful knees and hips at the moment - I tried turmeric supplements but they didn’t really do anything. If anyone has any suggestions please let me know! I found a good YouTube video yesterday for knee and hip pain so I’ll do that again today.

Hello.

heading back to work today after 2 weeks (long weeks) with mil.

@ememem84 I'm also back to work after 2 weeks. But they've gone too quick for me.im using nutracheck for the first time. According to that if I do 1300 for 3 months I'll be at my ideal weight

Good morning everyone 😁
Aw bless you @ememem84 💐
Welcome to @YellowZebraStripes join in sweetheart 😁
@needastrongoneagain my Dd1 and DH recommended the new Superman, they said it had echoes of how Christopher Reeves played Superman , with kindness, make it that what you will 😁 . They also enjoyed 28 years later but didn't like the new Jurassic . None of these are my thing so l didn't go.
I only like happy endings 🤣
Hopefully a nsd for me hopefully.
Weather is gorgeous here hope everyone has the same 😊

Thank you! This is what I need - day to day budgeting accountability.

Made a few more Vinted sales. Got carried away and uploaded everything. I'm just not keen on doing a car boot sale for the hassle so thought I'd upload things at car boot prices and it's going well.

Loan = £4191.76

• £10 Vinted = £4181.76

Plus another £26.40 sold (pending income). So when that clears will be £4155.36.

Got slightly addicted to selling and have rummaged out some more jeans that I rarely wear and some old snowboarding clothes that will never fit me again.

Money related stuff today - post items, don't spend anything for lunch (make own lunch), contact garage about MOT and service. I have budgeted for them but hope nothing needs doing...we will see.

Oops, wrong thread. I've spent £2.99 on a top good to go gregs bag for lunch + giving to colleges. I'm going into town at lunch, will return books from the library and maybe order school ties as I couldn't work out the website. Yesterday I spent £14.20 on eBay a card deck called play fair that should help with household hopefully. I was going to get it from Amazon but shopped around on £2 cheeper. I've just volunteered for an extra Sunday shift, so more £ in the paycheck.

Chimi- I have found that a combination of weights workouts and mobility have largely fixed my hip and knee pain. I had loads of tests to rule out arthritis/ bursitis/auto- immune problems. I had done yoga and Pilates for years, but stretching on its own was making matters worse. Joe Wicks/Caroline Gibran get a lot of love for strength training for beginners and I really like DanielJRStretch, whose YouTube channel is sensible and fun. Lazy. Dancer is also good for ballet based workouts, also Jasmine MacDonald. I am going to do a weights workout now before it gets too hot!

vet this morning with Fat Spaniel. £93 on itchy tablets, and an appointment with the weight management nurse on Friday. He’s a good 15% overweight and it needs to stop.

EE rang to offer a better deal (£6 for unlimited texts and calls, 25GB data) as I had sent off for my PAC code which prompted action. I will check what their policy on price rises in contract is, but it is certainly better than my current crap deal with them.

Otherwise, NSD yesterday and planning the same today (on my account). Have warned DH that my cash flow is going to be super tight at the beginning of October and I will need to borrow from him to get through, and that’s fine!

Well had to get some cards after all so £10 spent on those.
When did a couple of cards get so expensive 🙄
Card factory too, so not like they are Clinton cars or anything. Hey ho l have got some cinnamon swirls in the air fryer and we are having them for lunch 😋

@BigSkies2022 I was literally discussing the same issue on a Facebook page as I have knee and hip pain. A phisio gave me strength excesses, then I did my own which had stretching but have heard for the first time today stretching is bad for hypermbility, the phisio said I have. I also have flat feet, I think since 2nd pregnancy

I joined that yesterday too - I have 1200 a day! Feels hardly anything but with effort I only did 900 yesterday and ate loads.

Welcome @YellowZebraStripes we are lovely here!
NSD here today but sold £33 on vinted. All packaged up and ready to go tomorrow morning. Very much the same as addicted to selling, used to be buying!!!
11 months to go until car finance and credit card are paid up. I'm on count down.

Cinnamon rolls...... Mmmmmm yummy.
Will be looking at nutracheck....
Aware that the last two sentences don't bond very well!!!!