Ooh, exciting to be buying your house, Weight. I've found eSure and Direct Line both to be good insurance companies - both on price and service.
Have been watching Slow Horses on Apple TV with DH - DS used to read the Mick Herron novels. 'Tis great! I persuaded DH to cancel Disney+, but he wanted to keep Apple TV (for Ted Lasso), and now I'm glad he did. DH's birthday on Monday, and he wants to visit the Japan House in west London. Free entry, and I will book us afternoon tea in the restaurant - £28 for two.
Have been totting up my anticipated bills, which should come in over the first week of November, and where it leaves me. With precious little in November, is the answer! And wipes out emergency fund. Lots of NSDs for me next month. But then, oh, then, I will be on solid ground, and will be able to allocate my budget towards my financial goals instead of playing catch-up. It's taken me the whole year to get here. So perhaps it will be BigSkies2023 - I was a bit optimistic about 2022!