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Managing Money Mindfully in March with the Friendly Frugaleers

999 replies

Happierwithouthim · 09/03/2020 16:46

Last Thread

All welcome on this thread, we're a friendly bunch who like to get bang for our buck, and manage our money as well as we can.

Pet pics very welcome too Grin

OP posts:
Thread gallery
48
LaneBoy · 14/03/2020 09:55

(I know you can get frozen with them too but there isn’t much room in the freezer)

Unescorted · 14/03/2020 10:07

Wolf the symptoms of NEHS are far reaching. You have my sympathy.
We are being prepped for everyone wfh - On Monday we are all testing our IT systems before they close all the offices. We are setting up virtual banks of desks - so we have video conference groups where we all have a video link open but we just go about doing our work as we would as if we were in the office. Tea breaks are being encouraged and the use of IM to stop people being isolated (esp if they live alone)

If we want a knit & natter or Stitch & Bitch let me know I can easily set it up with peoples email addresses. Just give me time to tidy up - both me & the house Grin

Unescorted · 14/03/2020 10:10

Lane other countries seem to be saying one person goes out once a week or so to pick up essentials. Not that there is much else open in some places.

Wolfcub · 14/03/2020 10:15

Life Jet2 have just cancelled all Spain and Balearics flights Sad

ememem84 · 14/03/2020 11:02

If we don’t even do knitting or sewing we could still join in right?!

That’d be so wierd to “meet” each other.

Wolfcub · 14/03/2020 11:04

Of course Em. Nattering does not require knittering

lifelongfrugaleer · 14/03/2020 11:58

I can natter but not knit. Defo up for a video chat.

I know wolf. Bugger. I wonder when till. Think we might try and get October instead.

LaneBoy · 14/03/2020 12:02

Hurrah, no fever so no isolation. That’s a relief. We are still forcing the poor child to take it as easy as possible though (saving energy for the next few days - rehearsals etc) so she’s in a vile mood 🙄🙄🙄

Sending DH to town for various essentials - hoping Boots have sorted out their advantage card thing so we can use points, I have over £27

LaneBoy · 14/03/2020 12:09

I don’t knit etc either. Drawing is my creative thing. Might try and do some more today, someone I know asked me for some tattoo ideas on a theme and I’ve stalled a bit getting them drawn up.

I don’t think I said, DD1 had her first parents evening this week. First in over 5 years as she was home educated from February 2015 (year 3) until last December when she went into year 8. It went so well! Her teachers really like her, had so many comments about her excellent attitude etc, came second in a recent science assessment, PE teacher really happy she’s choosing it as an option etc (GCSEs start year 9). Only “complaint” is not putting her hand up if she’s stuck, but we knew that was an issue. And she is improving with it actually.

Some have agreed to give me extra stuff to do with her given her learning issues (which apparently the SENCO hadn’t actually communicated to them, so that’s a fight I need to have with the help of our Family Support Worker). Huge relief as I was convinced they’d all tell me I’d messed up her education for years etc 😅 but nope. Nailed it, apparently. Yay! 😁😁😁

lifelongfrugaleer · 14/03/2020 12:29

Whoop whoop lane. Well done you and DD of course

lifelongfrugaleer · 14/03/2020 12:35

I will happily pm my mobile number/email address to stop people feeling isolated

Wolfcub · 14/03/2020 13:11

Lane that's fantastic feedback- we all knew you were amazing though Grin

Think I've decided on a laptop for ds, if it was just homework he could use my work one but if the schools close they will keep to a school timetable so needs to be used at the same time and my old MacBook isn't going to do it for him. Hovering over the pay button as I hate spending money!

Unescorted we've been expanding our infrastructure to enable more of us to home work. Expecting a directive in the next week or so

ememem84 · 14/03/2020 15:24

lane that’s an absolute testament to you and your home Ed skills. Well done Dd!!!

Unescorted · 14/03/2020 15:31

Lane that is amazing news. Well done you two.

Happierwithouthim · 14/03/2020 16:48

€6.95 on 7 day probiotics for bf after the 4 antibiotics he's had this year
€7.85 Iceland on two gigantic bottles of miwadi, bag frozen broccoli & pack of skinny whip bars, they're very chewy Grin
€12.99 on Elizabethan collar for ddog she broke one vet put on her, this one seems more comfy but still effective

Unescorted was it that obvious a LTB situation that I couldn't see?
Another beauty today he called for dc and I said dd has been running a temp and has had medicine, you should have told me she can't be around me, I said why! And got no response so I text, see reply! He starts work at 3am and there's no one on the premises to take his temp before he gets into his truck so he's talking through his ass Grin
He arrived early & I had to brush dds hair she was visibly nervous about not going out the door instantly.

I can see his contact with them dwindling

I've done a shopping list for my ten day shop, there's no toilet roll, kitchen towel or cleaning supplies on it! Pasta we've got 3 packs but I know with dc home from school for 2-5 weeks it'll be a handy lunch.
Welcome yoga, sounds like you're making a good plan, what brought you to overspend last month, unplanned dot expenses, or unnecessary purchases?

Unescorted you're not alone thinking social distancing will save money. Friend asked me to join her, her bf & friend for dinner & drinks next sat night, I declined on the basis that work are doing so much to keep us safe, it would be ridiculous then to go out socialising.

Tayto no mass in my county now, I'm going west tonight but no underlying conditions by either me or my friend, will grocery shop tomo and then from mon it'll be work and home. We're all keeping to our own offices, doors locked & communication by phone only, myself & colleague might dine together at opposite ends of table if boss approves, it might be staggered lunch breaks & if it is I'll catch up on emmerdale Grin
Hope dd & your dad just have common illnesses Wink

Wolf what's he at now?

I'm isolated since moving as no mobile reception or internet, I'm reading more but also watching crap tv, until this week when I've been watching all the covid 19 programmes

Lane that's fantastic about your DD's report StarHaloStarHaloStar

Managing Money Mindfully in March with the Friendly Frugaleers
OP posts:
SnugglySnerd · 14/03/2020 16:53

That's brilliant Lane well done!

ChristmasSeacow · 14/03/2020 17:07

Hello! Fell off the thread for a few days, just catching up.

I was thinking of you Lane - not surprised you are feeling the stress but very glad to hear from you, and to have you popping back Unescorted.
And what a huge compliment re DD’s school feedback, definite pat on the back due there!

I’d love a knit and natter. I am sure Skype adds 2 stone though so bear that in mind WinkGrinGrinGrin

Work is manic with Covid stuff (central London acute trust). I am not front line and don’t manage very much In the way of Front line services but it's starting to affect everything massively. Also as I have been a senior ops manager previously I may get redeployed to cover sickness/gaps. So no extra wfh for me (I usually do a bit due to limited childcare). I may even do less wfh if the staffing situation gets awful. I’ve already had contact with several staff who have had contact with someone who tested +ve so we wait to see if anyone develops symptoms.... plus we all take the tube to work anyway. I am not especially scared to get it myself, for most people it won’t be worse than flu, but it’s the disproportionate impact on the elderly and those with underlying conditions that worries me. I really don’t want to be the one to pass it on to someone vulnerable. And that includes my mum, who provides some of our childcare.... that’s something I’m grappling with but at some point we may need to keep her away. And I’m refusing to visit PIls (nearly 80) for the foreseeable future as people can be contagious before they are symptomatic and again, I don’t want any of us to be the ones to make them ill. They think I’m massively over-cautious but they are at high risk 🙄

Anyway, apart from that I’ve spent scandalous amounts recently. £££££ on the bathroom, Phase II of which is underway over this weekend and will hopefully finish on Monday. Phew. I was keeping everything crossed that no one got ill or quarantined before it was finished as I had a bath Installed but no floor, shower, loo or basin in the main bathroom. That would not be any fun for weeks /months. Attached is a picture of my lovely herringbone tiles, because why not? Grin

Also spent more than usual on groceries. I already had lots of soap, loo roll etc as I generally keep lots of stock of stuff, but I have bought an extra of everything we eat routinely (jam, peanut butter, extra cereal as that goes v quickly...) and also some fresh stuff to make some batch cooked meals with. Just in case I’m too sick to cook as raw ingredients are no use to DH Hmm.

ALSO, £495 on a new washing machine being delivered tomorrow morning as mine died. Engineer said it was the heating element and it would be quite pricey to fix and probably not worth it with a machine 8yrs+. That machine has seen me through two babies and doesn’t owe me anything so I can’t be too upset. And at least it had the courtesy to die BEFORE a lockdown, so I can get the delivery guys to install and take the old one away (I bet they will only do doorstep deliveries before long). The ao.com guy said there were no next day delivery slots because everyone is buying cheat freezers!

AND DH’s birthday next week. £260 on fancy noise cancelling headphones he asked for. He usually doesn’t ask for anything expensive and really wanted these for commuting on the tube. Fair enough.

Anyway, the upshot is I feel very poor indeed.

Kitchen/loft project likely to be delayed by CV - once the bathroom is done I will be reducing traffic into the house as much as possible. Might even stop the cleaner when the schools are closed, but feel obliged to keep paying her if I’m still being paid as she won’t find alternative income at the mo. It’s awful being a casual worker right now. Or in various small businesses /self employed. The human cost of this is going to be massive Sad

Taytocrisps · 14/03/2020 17:13

So, I've caught up on your news - well, on this thread.

Girlie and Wolf get well soon. Flowers Brew Cake

Happier that was really shitty of your ex not to clear out the shed - especially when you'd done the entire house! As for the verbal abuse - what can I say? Horrible, horrible behaviour and potentially very damaging to the DC Sad. Sending you hugs my dear. xx

life congrats. on your new job and pay rise.

Unescorted you're fantastic to volunteer at the food bank. And yes, I'd imagine there will be a huge demand for your service in the next few weeks and months Sad.

Wolf sorry to hear Ex is being a dick again Angry

Lane that's brilliant feedback from DD's parents evening Smile.

I brought DD out for a walk this morning to a local garden (small garden with a forest walk). Unfortunately, it started lasting rain on the way so we came home again. It was dry when I left the house. Feels like it's been raining for weeks now and the forecast for the next few days promises more of the same Sad.

We were going to play Harry Potter Cluedo but you need three players so we played Scrabble instead.

I'm not sure how access will work out for Ex over the next few weeks. A consultant yesterday was putting out very strong messages about keeping children away from their grandparents. Thing is, Ex lives with his parents so DD stays with them on her access nights/weekends. FIL has COPD so he's very much in a high risk category.

I'm trying not to stress out too much about the Corona virus but things seem very bleak right now. Looks like we'll have a lot of ill people and a lot of deaths over the next few months. And so many people will lose their jobs/income on a global scale. From a purely selfish point of view, I'm worrying that the banks will cut right back on lending - and if this will have an impact on my application to take on the mortgage? If there's a recession and my salary is cut, how will I manage financially? So many what ifs.

Sorry for the doom and gloom. I'm normally a fairly upbeat person.

I'd love to join your video chat group but I don't have a camera and no idea how to set one up. But I'll post regularly.

I haven't given you any recent updates on DCats. DCat1 is well settled now. He's a total lap cat and loves snuggling up with DD and I. DCat2 arrived two weeks later as she had diarrhoea and was underweight. She's a very nervous cat and doesn't want to be handled or petted. I was reading up on it and apparently cats that weren't handled much as kittens aren't likely to be receptive to it as adults. But she's less anxious than she was at the beginning and plays with her fishing rod toys if we dangle them in front of her. There was a bit of hissing at the beginning but the two cats seem to have adjusted to each other fairly well. I'll post some more photos later.

Happierwithouthim · 14/03/2020 17:46

Tayto he just confirms over and over again I made the right decision for me and my dc, I can only limit so much damage and they're no longer seeing it daily

OP posts:
Wolfcub · 14/03/2020 17:50

Laptop and mouse ordered, I think it's more and more likely they will close schools with the jump in positive cases and I'd rather have one than everyone suddenly have the same thought and not be able to get one. Plus he will need it for year 9 and on anyway so I'll call it forward purchasing. With discount code and next day delivery £380

Happierwithouthim · 14/03/2020 18:13

€1.50 on a pack of 3 Reeses cups as I used atm at shop & I hate not buying something & wanted change Grin

OP posts:
Unescorted · 14/03/2020 18:21

Happier yes it was that obvious.

Wolf good call - fortunately ds can use mine & I have my work one. DD was kindly given a v. posh iPad one by my Dad when she started doing her A levels.

Tayto it gets me out of the house. Now the kids don't need so much attention I think I would climb the walls if I didn't have things to do.

It is a sad day here - my DD's best friend is returning to China because her parents feel it is safer for her. We are hatching plans for her to have dinners here by video link - we will have to work out the international time zones. DD is already planning on going to China summer after next. I love the fluidity of kids these days. They are so unfazed by things.

ChristmasSeacow · 14/03/2020 18:39

Cross Posted with Happier earlier. Yes, it was obvious but always easier to see others’ situations. Good job you are out. If you don’t see bf until all this is over that’s a long time though. It’ll be like a movie reunion! Grin

Laptop is a good shout Wolf, he’ll need one anyway soon as you say. And maybe it’ll cheer him up a bit?

Forgot pic earlier Confused

Managing Money Mindfully in March with the Friendly Frugaleers
northender · 14/03/2020 18:56

Blimey this has been busy today!
It is awful for people running small businesses. Dh and I are members of a small gym and I messaged the owners today to say we will keep our direct debits running even if they have to close at some point. They are preparing video workouts etc and will be able to do skype consultations.
Pottery painting today was good. Dmum wants to socialise still and I'm supporting her in that at the moment. She was already deconditioned and low in mood from recent cataract op & a couple of falls. That would just get worse if she completely self isolated at the moment & leave her vulnerable to other things so we're doing what we can to minimise risk.

Wolfcub · 14/03/2020 19:10

Sea that's gorgeous tiling

North glad you had a good day. Mental health is very important

Tayto do you have a camera on your phone? Life not just a tidy up but a bag over the head here, I hate vc for work and we often just do voice because I am much more comfortable 😁

Tayto very worrying re the possibility of not being paid, is that a likely out one for you? It's times like these when I understand the privilege of being in the cs.

Girlie I hope you are feeling brighter

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