I meant to reply to you too peonies, the spray fluffy mentions is great. I'm dark too, same issue with grey. Last year, I took the plunge and got blonde highlights put in and yes, it does negate the badger head look very effectively.
fluffy I'm not sure about the term of the mortgage reducing. I might specifically do that next time we renew and keep the same payments, good idea. We'll chuck a chunk of the dividend at it again this year. I know we are lucky financially, but I still want to make things work well for us.
Re DS, he's not 100% decided between Lancaster or Edinburgh at present. Either way, because of our income he will get the very smallest maintenance allowance. Fees are £10k for tuition. The maintenance grant won't even cover half his accommodation. We will have the help. It must be really very difficult if you are not in a position to help, and that angers me tbh.
Re kitchens, my Dsil recently had a large kitchen extension, she claimed this would help her declutter, it didn't. Truth is, both her and DB are untidy and like to hoard, there's just more space to do so now 
My utility is the same life but my drawers and cupboards are less so!