That seems a good compromise love it would be great to do it that little bit faster! Basically given the length of the 0% we can do it in the exact number of months +2, so would need a couple of bigger payments anyway, but the more the better I reckon as even though it's not being added to with interest, 33 months is still aaaaages. Cagletini will be a toddler by the time we clear it. 
DH did set up a DD straight away at £100, as that's what he was paying anyway, but he's agreed we could even put what we're saving on electric (new amount vs. projected increase with previous provider - the reason we finally got around to switching - is about £30) because we won't miss it. I'm not sure how easy it'll be to just pay off random bits and pieces (it was easy with old CC because it was NatWest like the current account). I quite fancy the idea of thinking ooh I've saved £XX on such and such, let's just shove that difference straight on the bill.
I also have a measly £400 in my ISA, I'm not sure whether to add some of the lump sum to it, or not bother, or just take it out while we get all the baby stuff, or... decisions decisions!
Not had any luck with cheap train fares yet, looking like £130 no matter where I buy them. Even splitting tickets seems to save less than a quid. :o
Wreck sorry DH is being a dick also. x