Thanks so much for the welcome everyone.
I haven't minimised DDs, monthly bills etc yet. We remortgaged last year and are on a good rate, 3.5 years to run. Good job as we can't remortgage while I'm unemployed! I also changed energy tariffs a year ago (for the first time ever -we were being fleeced!) but that could do with a review. We have expensive Sky. I am negotiating with DH over that... bless him, he is not a spender and has no vices really but does love having the sport. I am reluctant to stop it but it is very expensive. I also have some standing orders to charity. I feel awful cancelling those (have been paying one for 20 years since I was chugged when I was a student!) but think I should probably stop them all while we are exceeding our income by so much.
I have literally tonnes of stuff to sell. I lost some weight last year but then put a bit back on - not as much as before but enough to ensure that I have a lot of clothes in several sizes! Need to sell as much on as possible. I have never sold anything on eBay and am slightly put off by some of the stories but need to give it a try.
I do meal plan but food is still a big expense. I need to look at that and try to change our habits a bit. I've never paid for convenience (am a from scratch cooker) but don't stint on ingredients and there is too much waste.
Since I stopped work my priority has been DS - kicking the butt of the NHS and the LA to get things moving for him. That is starting to happen now. We are also doing the national autistic society's early bird course for parents of diagnosed children. It's good but would have been better if we could have done it sooner after diagnosis, when we felt very isolated. We've done a lot of research in the interim so have found a lot out for ourselves. It's really good to meet other parents though.
With that getting all that in hand i will gradually turn my attention to the money!
Today has been an NSD - a play date with a lovely mum of another nursery kid, who are both very understanding about DS. I think it will cost me in the end though - he was utterly smitten with a Thomas playset at their house (battery operated trains and lots of trucks on the track). I think i will have a word with Santa
. I feel a bit guilty really - I have tended towards lovely 'worthy' open ended toys, mostly wooden, with lots of play value but as DS doesn't have much imagination he actually would really enjoy some more prescriptive plastic tat toys, which I have generally discouraged. Time to soften a bit!
Need, I am so glad you got that seen to. I got cellulitis a few years back when on holiday. I had no idea what it was and just thought I was having a bad allergic reaction, so I left it until it was way advanced. I ended up delirious and with septicaemia and being ambulanced to a Peruvian hospital in the middle of the night (outing myself here I fear!). Lived to tell the tale but they said I was lucky not to lose my leg
or worse.
Just realised we have one nappy left so won't be an NSD after all!