I can't think of a witty title, so here is July's Frugaleer Thread! All welcome.

[Cagliostro]

Hello :)

I haven't caught up properly for the last few days as have been snowed under with work and birthdays and anniversaries (none of which mine!).

Payday today. Joint ac £840 my ac £200. Credit card £957. Must must pay this down before my trip to Italy in 2 weeks!!! Eeek!!

The only thing I need for my holiday is a new pair of flip flops. Clothes wise I'm ok, and I have a few travel toiletries. Taking cases so can take larger sizes of things.

Hotels etc are all paid for so it's just spends.

Work has been hellish. My new trainer type person has seemingly forgotten everything I've shown her and it's now a struggle to get things done. Constant interruption instead of her thinking about it. It doesn't help that she's about 20 years older than me. Yesterday she told me that my semantics were incorrect in an instruction is sent her (instead of please pay this invoice I'd said please arrange payment and she didn't understand. Then I got a lecture about semantics...) sigh. It means I spend half my day assisting (which I'm happy to do and it is my job and I need her to get it to make me more productive long term) then the other half chasing my tail catching up. C'mon 8 August. First day of my holibobs.

I've had a busy few days so not had much time to catch up. I'll catch up properly later.

My wages have been royally ducked up again. I'm down about 650 this week and missing 22.5 hours.

This just seems so much faff.

don't that's an awful big duck up isn't it? You must be raging. How are you feeling now?

em How can you pay down £957 cc with £200

I've 3 dates of income each week at the moment - my reg job(the big one) and my two classes. Today is pay day from two of them so after paying share into joint account, my cu loan and my icloud storage my ynab categories stand like this :contact lenses €38(dd 27th) mobile phone bill €42(due 3rd) savings for car tax €12.50 (due end oct) Clothing/Repairs €40 Fun Money €20 Sat Newspaper €1.40 Gifts €28.05(dh's Aug 1st - I will add to this) CC Repayment €66.48. When I do my returns for tonights class I will add some to cc repayment and to savings for a weekend away.

Oh don't that's shit.
Potteti g round the house today.

Congrats snuggly! Apparently you only need vitamin d and folic acid and you can buy them separately very cheaply. There was a study recently x

lilac ok well maybe it won't be paid off in full...
My sister owes me £200 from the weekend. So that'll be used. And I have some savings I can use.

If I could pay £900 with only £200 I'd be magic!!

I want those magic skills em

Ended up at a new to us cafe, farm shop with play park. All good but not cheap.

Am also due some expenses back from work and the insurance co for my GP visits. Am trying to also claim for accupuncture but not sure if I need a referral for that. On the list of things to find out/do.

NSD here. DDs are at friend's house for lunch and I'm having leftovers. DD1 was asleep by 7.30 last night so didn't have her dinner, I'm reheating it

Adora I do that a lot too, take leftover kids dinners for my lunch to work.

Last night I'd the very interesting combination of a pack of microwave veg, cous cous and some leftover bolognese. I was hungry and it filled a gap.

em I was only interested, how you repay your cc is not my business hope you don't think I was prying.

I've spent my morning phoning round different areas to sort out pay, again. It's becoming ridiculous. Roll on a proper monthly salary.

I can't get my head round what they've paid me/taxed me/will have to take back off me.

They are going to advance me again. Which will duck up next week's pay.

Cry cry.

I need some positives.

Sounds good, lifelongfrugaleer.

Incredibly annoying, Don't. The council I used to work for messed up my pay 5 or 6 times in about 18 months .

We've spent the day at a water park. Not my cup of tea at all, but DS loved it.

Thanks everyone. NSD which is good but even better - school's out!!!!!

£26 in total.
Forgot its swim renewal so that will be either £42 or £84

We've finished another year at school now. Playing a new game (Hungry Hippos) to celebrate. Very exciting stuff.

lilac no not at all!! I re-read it and dos think it sounded like I had magic powers something out of nothing haha! Sadly that is not the case. dream on Ems.

£10.02 at post office. Posting eBay things a couple of letters and buying stamps.

Congratulations snuggly.

Dont That all sounds about right for NHS payroll. Let's hope they sort it out quickly. Do you claim your professional fees back & uniform cleaning tax allowance?.

£33 aldi. No lamb mince so will have to go back
£3.60 tea in sains but paid in 3 transactions to score extra nectar points (see the app for the offer)
£5 sains petrol
£3 homebargains, loo roll and a cat scratch pad.

NSD from me but DH has been sourcing what he needs for the sports club he will be running (a home ed one - kind of a multi skills thing)

I think the credit card fiasco is finally sorted. Fingers crossed. It seems to have taken a lot of sorting. Remortgaging is next!

Ooh remortgaging. Now you're talking.

If anyone wants to swap energy providers now is the time according to Martin Lewis.

Fluffy it's on my to do list!! The claiming back uniform fee etc. I'm not quite sure how to do it or how long I can claim for..

Going to pop in the bank tomorrow and make an appointment, they say they can offer us a very good rate so I'm prepared to hear them out before shopping around!

Fluffy, how do I do the professional fees thing? Is it claiming the tax back on professional fees? I've never done this , hopefully I can claim back a couple of years at least.

Space you can claim back 5yr I think just write to hmrc and detail what fees you paid for which tax yr I claim £317 for nmc and RCN fees... There is a form on RCN website you can download and use... Do t be suckered into these companies that do it for you they take 20% of anything you get bacvk.