East Don't be a matyr, accept help
What are you gaining from not? Hope your DH is ok.
No advice Blue really. When DH started the business 13 or so years ago, we just did it, more than halved our income. No safety net, so it had to work iyswim?!
Fuzz Crap situation. I'm not fully up on matters such as these, but I am sure someone on MN would know. Sorry about the stress you are under. Re the back injury, I am trying to put my employer hat on here, and, if there was a gap in employment history and I had a number of suitable candidates, being honest, it would be something I took into account, even in the back of my mind.
Abel and Cole and Morrisons deliverys today, £95 in total and 14USD on a ESTA form for DD, so about a tenner I think.
Refund cheque of £90 from vets for overpaid excess re insurance.