October continuing into Novemeber frugaleers part trois

[Lovetoknit]

Hope it's okay to start the new thread since the other one is already full
£1 at Cornwall Ambulance shop for 3 books for dc after I dropped off my old slow cooker and some books and £1 at Prospect hospice for some wool and fabric
Just made cauliflower cheese with some bacon and cavolo nero for dh who had it for lunch and there is enough for his dinner too, the rest of us are having homemade burgers, buns and wedges

I'd forgotten about Hugh's food waste programme. When was that on? NSD today, £18 yesterday in supermarket, £10 on lunch there for me and DD2, lunch there and £30 to cover school dinners.

Tomorrow Sainsbo's delivery will be just under £60.

DD2 had a friend over for Haloween and I'm still exhausted.

It's on now adora and is making me

It's a good programme, but it has made me cross at times. I especially hate all the birds at KFC and similar being killed pointlessly . I was a bit about butting houmous in soup, though!

collie that survey says we can't afford to live where we already do live. I always suspected it. :-)

I watched Hugh. Am sad at how much is wasted. We are quite good though and can honestly say we barely waste any food.

tandoori salmon for dinner tonight. It burned my mouth with its chilli-ness. Blisters!!!! stupid dh buying teeny tiny scotch bonnet chillis

Out last night, cost £14 for 2 taxis to/from the station at £7 each way, plus travel card, not sure of the cost of that as on my Oyster.

Thanks pointless. PGCE is just. so. much. PAPERWORK.

But it is so interesting and the lesson observations of other teachers have taught me so much, I learn something from every one.

peonies maybe they are trying to screen out the people who can't stand that level of paperwork? I get the impression that teaching is the same.

I am catching up on hughs programme with a lump in my throat. The amount of peoplpe that could be fed and clothed :(

People rather!

And those poor wasted chickens :(

Ah, I was watching something else, thanks North. Wasting food makes me angry, especially meat, I feel the same as creme.
£48 on travel insurance. Shouldn't need to spend anything else today.

Em is he a Chilli fiend, or did he think the little ones can't be that hot?

Just joining in as have checked bank statement and I need to!!
Paypal gets me every time with the delay in withdrawing funds from account - must delete account!!!
Today should be a NSD.

I've recorded HFW to watch tonight, expect it'll give me the rage!
Pleased PGCE is going well MissA, I'd love to be able to observe other teachers again, so hard to fit into the week though.
Did weekly shop in Asda this morning, £74 - a big improvement on last week's £95! I bought all the Xmas cake ingredients so that added on quite a bit.
Bought 15p hair gel to make sensory activity for DD that I saw on Pinterest!

need that dish sounds amazing - will be on the menu this weekend for sure
Slow cooker Garlic Chicken I just made my first successful slow cooker roast chicken yesterday, didn't use all the garlic mentioned but it was divine. Used half the juice to make up pepper sauce type gravy & the other half to make regular gravy.

Last week I decided to make a frugal choice of buying a ready meal from super valu rather than getting special fried rice from the takeaway which is what I want. Takeaway would have cost about €8 - went to super valu and spent €30.03. Came home that evening to discover dh had made dinner for me so stretched the tikka masala for two & micro rice to make lunch on Sat for 5 instead. Put on some oven chips to stretch it out and a salmon fillet for veggie au pair. Also bought walnut and lentil pate €3.95 I could definitely have made that myself for better value. Must avoid shops when hungry

Did a clean up in my room on Sun eve and found two jackets that were too small for ds, put both on fb and sold one for €4.50.

My stuff has started arriving from aliexpress and a couple of items are not as described so have started a dispute on them. Hopefully will get a refund. Of two dresses for dd and her niece only one will fit so hoping to get refund and sell it for a couple of euro afterwards then.

I've already spent £5 on two Christmas presents. Although have saved £14 by getting them with voucher codes. So that's quite cool! Really chuffed. Also my Nectar balance is at £26.50 already! Amazing. It's gone up by £6 in a week...

Have been applying for jobs up country. Have also been looking at houses to buy up there and then felt it was all too easy until DH reminded me about legal fees. how could I forgot such a massive cost? Doubt we can afford them for a few years so that's pissed on all my fireworks. Bah humbug.

i wont be watching hugh then as i HATE waste.

£2.50 on hospital parking, £35 in SAinsburys

thats it for today unless i do some online christmas shopping

collie - not ideal but could you add legal fees to your mortgae then start overpaying when you are living somewhere cheaper and earning more?
Disclaimer - its that long since i moved i cant remember how it works!

Am going to have to face things and check what we've got coming in and out over the next couple of months. Car Service and two new tyres and £100 on xmas prezzies yesterday (that's with me being tight and keeping most people below £10) means credit card is nearly up to max we allow ourselves each month (statement runs to 19 Nov) so £30 to play with - food and petrol normally goes on there. Have a friend's special b'day meal coming up as well.

So being careful £3.84 in Lidl and £3.32 in Tescos today. Exercise class £4 - will probably give this a miss for rest of month.

babs that would be wonderful! Do mortgage companies allow that? I'm embarrassingly clueless about these things

I think we did that when we moved collie.
Sorry I can't remember who recently posted a recipe for red Thai curry sweet potato soup but I made it last night and just had some for lunch, it was delicious! DD loved it too. Thank you for the recipe.

I think it depends on your loan to value (how much you want to borrow compared to house value) and if people want their fees before completion and the release of funds.
Advice will always be try and have the money up front as you pay more in the long run with mortgage interest howeve some companies may let you. It's worth a phone call to a mortgage company or independent financial advisor to get the latest advice regarding your personal situation. I.m not a financial advisor so I'm not totally sure and don't want to advise you.

thank you blue for the recipe, ds loves chocolate so I am sure he will happily test the recipe for me
£20 at Lidl this morning after I went in only for tonic water, squash and some fruit but in my defence all the other stuff was on offer
Spag bol mix cooking in the slow cooker for tonight since dd has ballet after school so won't be home till 6pm
It's raining again so the house is cold and I am not putting the heating on just for me but I might need some fingerless gloves

I've got another batch of ten web pages to write from UpWork, so I'm beavering away here. I can't find a cleaner to do my house, so I've just given up cleaning so I can earn some money to pay the person when I do find them. :-)

Nsd.

Couple of expensive days -£36 on pre school uniform (money found in handbag so not dipped into anything)
£90 on sainsvury clothes. I was given money for my birthday so used that.
£36 on a charity Santa run for me and my husband, we wil take the boys and do it as a tiny Santa team
£204 on a half term of pre school.
Trying to be careful so hopefully no more spends for this week. Might take ds1 to the zoo on Friday afternoon but we have passed so won't cost anything.