Hi again, I really cant keep up with the thread , but its now been a year since i started frugalling (according to my YNAB) and in that time , paid off my £3000 debt , lived within my means,and even saved a little!
However the end of Sept and October have really challenged me ,and my savings have diminished somewhat .. but then I've had 2 short breaks (France and London) , DMs 90th birthday and the car ferry season ticket to buy during that time,... as well as DS rent ro pay for a month as he transisitions between JSA and paid work (oh and i've also just bought/ replaced two pairs of (3yr old) winter boots..Clarks outlet and a 25% off deal)
so the carefully garnered savings are down to about £400 and christmas is coming.. (but then the things above are what savings are for arent they? )
But now ive got used to having a slush fund, rather than running credit card debt I need / want to build then back up , especially as we have house insurance to pay for in january anfd several family birthdays in february .
My plan for November then is to run the freezer and cupboards right down and only buy veggies and dairy.. I need to go and do an inventory though this weekend and meal plan (ihavent actually done that before). We will be ok for a while, but towards the end it may be meals of kipper and sausage ..onthe same plate!! .
So, can i keep out of the supermarket? I'll need to check back in here more than i have been recently to be accountable..
I do have £70 in budget for DGS birthday/ christmas present which ill buy this month as he is coming over for a couple of weekends .. a pedal tractor.. and as he is only going to be 3 , he wont mind getting it a few weeks early and wont notice not getting it on his birthday/ christmas .. ( so he can use it while he is here next )
As for the big C..we dont tend to do it much in our family anyway, (and last year we didnt do it at all, I cancelled Christmas as didnt want to get into any more debt and as Dh were on our own) but I dont think i will be able to get away with it totally this year (am going to have a good go though) .... We have a big family wedding to go to the week before christmas, and im hoping that will mean that the party will have been had ! yes I am a miserable cow 
Oh yes, if anyone went for the Moneysavingexpert gas/ elec collective switch this time last year , youll need to switch again to save..
If you do , dont forget Quidco, at the moment USwitch is giving £30 on , just for going through their site!!!! . I have gone with Ovo now,, (did have Eon , and although their new switch is up as 'best buy' on uswitch, i was pissed off with them when they put my d/d up £30 a month half way through my deal ..should get some of that back though now) . Ovo was tipped best buy overall inthe Guardian last week..