(sorry, long post of end-of-month waffle)
Bank: £65.35 (was £97.95)
Purse: £7.67 (was £8.91)
Jar: £8.30 (was £13.25)
Grand Total: £81.32
Reduced by £38.83
Days to payday: 0
Spends:
£10.00 – Petrol
£4.95 – Slimming World
£0.99 – Pepsi Max
£0.08 – copper put in't copper tin
£1.92 – 3 x stamps
£2.00 – DS1 athletics
£2.30 – bus fares
£12.60 – current account debit interest
£0.99 – Hmmmmm where has this gone, bit of a random amount to misplace....
£3.00 – dress bought 2nd hand from a FB selling site.
Monthly round-up...
Extra money received: £4.75 from a mystery shop and £30 that my friend owed me.
Another expensive month but I ended the month £80+ in credit. Instead of rolling this forward into next month's spends I'm going to have another virtual pot and call this “buffer money” and try not to spend it, but psychologically I know it's there if I need it.
However car needs some work doing to it – it sounds like suspension but DH thinks exhaust...it's going in on Saturday. If it's costly it will have to come out of the proper savings.
Petrol was under budget by £22 at £119 which was due to it being only a short month and having a couple of football games cancelled meaning no long drives. Will keep budget the same for next month as it's 33 days until next pay.
Groceries were under budget by £8.38 at £261.62 and this was after I had also reduced my total budget by £30 nearing the end of the month. There are 5 Mondays in March so I'll keep it to £300.
Incidental spending...highest categories were entertainment (again), my personal (again) and household expenses which replaced eating out last month as the third highest category (no money spent on eating out this month!).
Entertainment was a hefty £190.80 (eek). This consisted of...football tickets to our Quarter Final (£55), the meal at DS1's athletics presentation that DS and DH went to and a bit of spending money for the kitty (£70), £54.80 for my ticket to the darts and spends while we were there, £8 for some tickets to a tribute band and £3 spent at Manchester Arena on a drink.
I spent £129.79 on My personal spends which was mainly food and drinks for work, kindle e-books, stamps, shoes and clothes and Slimming World subs.
Household expenses (£122.39) were an oven repair, some pointing work done at the side of the house and more chuffing lightbulbs.
Other expenses (minimal) were £56.99 on the kids (school shoes, trainers and haircuts taking up the bulk of the money with the rest being on pop and sweets and ingredients for school)
DH managed to get an extra £15.74 off me which was haircut, pair of work trousers and a few bits of groceries.
Spent £14.56 on health related stuff which was painkillers and Kalms.
Only £1.50 on gifts / charity which was an Easter Egg for a collection.
I want to go to a music weekend which is held local every year, DS1 doesn't fancy it but it will be around £140 for myself, DH and DS2, so that is my savings aim. I also need to start putting bits away for Xmas. I have only 1 night out / event planned this month too so entertainment should be much less.
Right off to work out next month's budget now.