Hello all, may I join you?
I've been going over our finances after ending up €700 overdrawn last month
. I totted up our monthly outgoings and realised, for a start, we have almost €2300 of DD .
I've been looking into what we can reduce/remove and have already cancelled/modified a few non essential things (3G contract for my tablet, almost never used, 4G phone contract, Internet never used). I need to review our insurance policies as we seem to paying ridiculous amounts there for house, car, life and school cover (€150/month).
This month's landline bill was 111€ instead of the usual €42 due to them charging for a technician coming out to sot out our line which wasn't working (their fault), DH is sorting that out, so hopefully will get a refund there.
We filled up our cars with petrol, and have paid the canteen fees in advance so all that is left over is for food (you may have seen my thread in AIBU about £20 for a week - 10 meals).
I found a couple of old medical slips (I'm in France, different system here) which I've sent off, and may just get €23 + €19 back. Work owed me for some equipment I'd bought, so I went in and got that back (€55). I've also sent an ASOS order back for a refund (€60) but haven't heard anything back from them yet... Next stop, the loose change jar to see what I can find in there.
Off to do some foods shopping this afternoon, have meal planned making the most of what we already have in the house, will report back with the total spend, wish me luck!