@Peridot1 That was a misreading of the report- there's a thread on it here somewhere. It was about where people who tested positive had been, not where they caught it.
But that is not to say the OP's SIL couldn't have caught it in the supermarket or while out on one of her walks. Your title is wrong in that she has been places. She has been particularly unlucky as she sounds as if she hasn't been many places but it is possible to catch the virus that way.
Having said that, we had a case of a student who got the track and trace alert on her phone and contacted us in a panic to say she had literally been nowhere for a fortnight except once weekly face to face training with us.
Cue momentary panic from us as we have been assiduous in trying to keep that training Covid safe. Then I realized we had talked to all of the students that day and none were ill, so the alert could not have been triggered by one of them.
She got back in touch a couple of hours later to say she had forgotten that on her way back from our training she had called in at her old work for a coffee and catch up and it was one of her colleagues who had the positive test.
Later in the week in passing conversation, she mentioned her daily latte from the coffee shop below her flat - so she had been out as well as to our training - she just didn't seem to recognise or remember those outings and saw herself living a hermit's life (with a flatmate, I should add). Thankfully her isolation period is now over and she is still symptom free.