We're extremely lucky. DH works in an industry where he can work from home, we have a separate dining room so he can bury himself in there. I work part time in a school - not a teacher (thank God - I've seen what they're up against). So financially we're OK.
DS has a heart condition which, thankfully, is stable. So if his appointment early next year is moved forward a few months, we can cope.
My mum passed away earlier this year and I never thought I'd say I'm glad she's gone but it would have been hell for us and her with all this. She was in a care home towards the end of her life and I don't think she'd have coped with no-one being able to visit. At least she had her family with her when she died - many have not had that basic human right extended to them.
But I'm not complacent, nor am I gloating. DH could lose his job at any time if lock down has a knock on effect. My, non teaching job, isn't essential in a school. If push comes to shove and there isn't enough money in the coffers for education, my job will go.
I'm also very aware that we've had an adult and four children go down with Covid in the last month in our school. That can change things very rapidly.
And I'm not even thinking about what will happen if something, God forbid, goes wrong with DS. He's due an MRI on an unrelated area of the body soon - that'll be put on hold. Luckily it's not urgent, just a case of checking an anomaly.
Lockdown can affect people deep down in the food chain, often in ways that's not even thought about at the moment. I'll give you an example. My BIL runs a cleaning company. His company cleans, amongst other things, cinemas and theatres. He's having to lay staff off. Which is an expected result. But, because his teams aren't cleaning, they're not using cleaning products. That means that the warehouse he buys from isn't getting his regular order each month. Multiply that by cleaning companies across the country and you'll start to see redundancies in those warehouses. Then in the factories that are making the products, the supply chain. It's knock on.
So no one should be complacent. If there's no money in the community because jobs are being lost, then there's no spending, no taxes.