Geordie I know about the house thing. That was my main reason for waiting all these years. Wanted to do things "the right way", girl meets boy, they get engaged, move in together, get married, buy house, have baby. Did fine up to the buy house thing, just can't afford it, can get a mortgage but that is more expensive then rent so we can't afford for me to give up work then, plus we dont have the deposit. I started the very first one of our threads completely confused on what I should do, wait (saving deposit) buy then have to wait some more (too broke to afford to give up work) then have baby early 30's or just have the baby. Figured if I did the buying thing first not only would this weight in my heart that is desperate for a baby get worse but it would actually be years before we could do the baby thing. Would be lucky to manage it before 30 and that was a risk I was not prepared to take. What if I got to 30/31/32 started ttc (after years of heart breaking waiting) and find I had a problem. No amount of bricks and mortar could compensate for that. I have all my life to buy but not all my life to have babies. Not that I am saying there is anything wrong with being an older mother/leaving it till 30's or even 40's to have kids. Its just that having had the good fortune to have found the right person to have babies with in my 20's and to not do it, just for the sake of money, if I found I did have problems (more likely as you get older anyhow) I would always regret that decision.