Flying visit so hope you don't think it's rude of me...
Kinki - saw your post
This is on the DirectGov site
"Your employer must work out your average weekly earnings to find out whether or not you qualify for SMP and, if so, at what rate. As a general rule, your earnings will be averaged over a period of at least 8 weeks up to and including the last pay day before the end of the qualifying week. But the calculation may differ from this, depending on your pay period.
For SMP purposes, ?pay? means gross pay that is due before any deductions. The gross pay you get from your employer in the relevant period will be taken into account, as long as it counts for NI contributions (or would count if you earned enough or were old enough to pay NI contributions).
Sick pay, overtime, bonus payments, arrears of pay and even, in most circumstances, holiday pay, must all be included if you actually get them at this time. It is when you get the money that counts, not when it was earned."
So, I can see that you only earning £215 in 8 weeks means no SMP, but it doesn't stop you claiming Maternity Allowance, which is still £112.75 per week for 39 weeks, it just doesn't get topped up to 90% pay for the first 6 weeks. Hope that helps a bit.