Well I have had some good news!
I am S/E and have been for 4 years. I have a little business I run from home and earn between £200 & £400 a month depending on how busy I am. Anyhows, when I looked into claiming maternity allowance I thought it wouldn't be worthwhile as I hadn't paid class 2 NI contributions for some reason and thought I would be able to claim a maximum of 90% of last 13 weeks earning or whatever. So decided to not bother claiming and just continue working but do it around the baby.
My money is 'extra's' anyway, I use it for pony stuff and shows during the summer. But I read a thread on here about MA and stuff and after making some phone calls I can claim the flat rate (which is about £137 per week) for 39 weeks. All I have to do is pay my Class 2's (error at HMRC when I registered to be S/E that they didnt register me for my class 2's as well, which are optional) from April of this year (which will work out at about £80 I think) then I can claim the full MA.
How bloody good is that! I felt a bit funny about it at first until I spoke to the MA adviser bloke and he assured me that it wasn't dodgy or unfair, that there were qualifying criteria and as I qualified I could and should claim it.
So it will take a few weeks to sort out. I need to fill in some forms and get my MAT certificate from docs and so on, but hopefully it should all be sorted by the time baby gets here and I can relax about work!
But spent the afternoon going through paperwork and now I have found loads of stuff I have to do before I can finish lol. But at least I now know that I will have an income and can have a bit of time off. I don't do a lot, about 1 day a week in total but it will be nice to have 'official' maternity leave lol.