to be pissed off at ''no dss, working people only'' when finding a house...

[juicychops]

i do f-ing work for gods sake!! just cos im a single parent and cant possibly work full time due to my situation and so need housing benefit to help me out with PART of the rent, why am i being turned away for anything decent?
it really pisses me off

Londonone is a newish poster, not a troll (and could be an oldie with a new name).

Many people ojn HB work and HB makes up the difference between very high rent in places like Somerset (my home town) / Cornwall and very low local salaries, esp. in places with high house desirability. These places rely on low paid workers for carer jobs, shop work, childcare etc etc etc yet cannot house them, ideally there should be enough social housing- I would adore the chance of a permanent home (well I havent written off owning my own one day, not dead yet) at a rent that is payable without HB. there wouldn't be a nee to make people move on after a while becuase we have to enable peolpe to do these low paid jobs and accept that they are essential to our infrastructure and often the most important roles- any one of us could age and need a carer who will almost certainly be paid minimum wage, for example.

Forcing poeple to only occupy social housing for a short term forces them to- where? If you live in one of these areas you still cannot afford 100% of a rent on even a basic place. Home was a great example: high house prices as one expects in Somerset but you were lucky with a salary of £15k; £20K marked you out as a High Earner. Housing csts were artifically inflated by all manner of things, but the people suffering were normal people working their arses off.

LulU thankd for that,I hope it's the case, he has lost some weight but is mostly miffed that he is in age 6 trousers so am going to focus on magnifying his annoyance rather than forcing him to eat or stop exercising!.

locket - did you see my post - I wasn't meaning all people that rent out their mortgaged home and rent elsewhere (otherwise I'd have had to call DH a parasite too as he tried to find a tenant to rent his house out to cover the mortgage costs and keep the repossession at bay ).

My Vicar is also a landlady (was buying her own home before she was ordained) and she also wrote to her bank when she found tenants who would be paying via HB - same as you they rewrote the conditions and that was it sorted.

nametaken - I WIL SPELL IT OUT FOR YOU AS YOU ARE CLEARLY LACKING IN ANY COMPREHENSION SKILLS.

I BOUGHT A HOUSE AND LIVED IN IT. I THEN TRAVELLED AND WORKED ABROAD FOR A PERIOD SO I SWITCHED MY MORTGAGE AND RENTED IT OUT. WHEN I RETURNED TO THE UK THE TENANTS WERE IN THE HOUSE SO I RENTED A FLAT TO LIVE IN MYSELF, WHICH IS WHERE I LIVE NOW.

IT'S NOT THAT COMPLICATED!!!!!!

So FAQ - if you didn't mean all landlords are parasites, why am I one in particular?

Whether you are professional landlords who's so aim was to get rich quick or accidental landlords lumbered with a property in the wrong place the result is the same.
Somebody else is paying off your mortgage or keeping the property in your hands rather than the bailiffs or whatever.
So at least say what you are, a business. You aren't helping out the student or offering a public service to those who don't want a house of their own.
Call a spade a spade.

because you have a shity attitude to people like me on hb!

"Here was me thinking that you intended for the renter to like pay your mortgage off for you and then like sell it and pocket the difference, is that not how it works ? "

sorrento - if it bugs you that much then why are you renting?

I think it's unfair to class landlords as parasites. I also think it's unfair to class all tenants as prasites too.

I have no idea what the problem is with someone renting out a property and gaining some profit, if they can do it in the current market then i take my hat off to them to be honest.
You don't become a landlord out of a sense of benign responsibility towards your fellow man, you do it because you either have a situation like locket's or because you want to make money. Neither are wrong.

Sorrento - trust me - if DH could sell the house he would do - infact he's tried - and no-one is biting . If he had found tenants it would have been keeping the bank happy until he was working again and then able to pay the mortgage himself (all of it rather than the reduced amount).

Juicy - If that was to me then by all means call me a bitch, but don't call me a parasite, it's just not accurate!

ok bitch

and actually the rental price he was offering it at was a bloody bargain (cheaper than what I'm paying here - about £100 less than the typical rental in that area).

Had he managed to find tenants he would have gained absolutely nothing - apart from a roof over his head once he's working again and the tenants had moved on.

We don't rent any more i couldn't stand it and bought at the very top of the market to get away from the whole situation and it was worth it
So there you go throw £40,000 at it and the problem goes away.

The reason I have a huge issue with landlords is that a hell of alot of them are our parents age, who bought their houses for 3 times the main wage earners salary in the 70's. Saw their own mortgages inflated away during the 70's and then caused HPI by snapping up all those 2 bed terraces traditionally bought by first time buyers.
To then turn round and imply that they are offering a public service helping people to have somewhere to live gets my heckles up because most people renting would be living happily in their own house if prices were in line with salaries.

Most landlords are fine, really they are. Ours inherited a house and are renting until their kids are ld enough to want the house, nothing wrong with that. We rented our old home out because the poeple buying from us (DH ahd become ill temporarily and we couldn't afford the mortgage) had timeframe problems so the renting was a precursor to comlpetion.

We did have a nightmare one, depsit kept etc, but tere are people out there who are nasty in all walks of life. Our landlady now is wonerful, couldn't ask for better: snap to the agents we lease from.

Business' all make a profit do they ?

I'm sorry are you doing this out of the goodness of your heart or the hope you'll make a capital gain ?

You either treat houses for what they are homes, roofs over peoples head or else they are business' in which case you ofset the losses, that's fine but you pay business tax on the gains just as you would with any shares over your personal allowences.

well obviously early days (only moved in 1st Feb this year) but my landlord doesn't appear to be anything like a parasite.

God you know lockets I had a really odd dream the other night - woke up thinking "f*ck that was weird as it's never going to happen" - was a good few years down the line from now, I was working, a reasonable wage, and (in my dream) I asked the landlord if they would consider selling it (as it had been on the market prior to me renting it) - to me PMSL.

Sorrento - DH was going to rent to keep a long(er) term roof over his head. No goodness of his heart (although if he'd found tenants they'd have been leaping for joy at a house at that price in that area LOL), no capital gains at the end of it. Just a roof over his head.

You never know FAQ: Dh and I hope one day to buy a bungalow, rent it out (because we could never buy anywhere big enough for all of us but a 2 bed bungalow would do us and ds3 when the others leave- assuming ds1 does obv) and then move into it when we are older, but continue to rent ourselves somewhere big in the meantime. Insurance for old age at the least.

Renters aren't all whiter than white, my tenants rented my place pureely so they could get their child into a certain school! Now that is a bit dodgy IMO!

can't ever see me being in a position to buy a house up here - think if I'm ever able to get a mortgage it'll be back down to nearer to town where I've just moved from.

But hey I can dream

With respect though FQA I suspect that the others on this thread aren't quite as up against the wall as your Dh and also I would imagine that the long term capital gain would have crossed your DH's mind too.