For my husband to earn £65,000 per annum and we still can't afford to live in this bloody country!!

[winegoddess]

Mortgage has gone up, electric has gone up, 5 mouths to feed, 3 children to clothe etc etc and month after month is a bloody struggle. Am fed up with straping money together when my husband earns a good wage and we should be able to get by! I now need to search for a way of 'me' bringing in some money but with a young baby at home and 2 others at school i am at a loss as to how! Please give me some job ideas or ways to make money!!

That's the whole point Worzselsmummage, you think you would like to walk a mile in £65 000 shoes, but you don't know.

None of us knows what its like to be in someone else's shoes. I'm sure she's for real and I am sad to see another person so belittled.

beaky

Here,here.

He'll only pay 40% on 30k not the whole 65k.

40% on 25K. The 40% tax bracket doesn't start until 40 grand nowadays so 90% of people aren't affecetd by it.

So what? If your a complete bitch come and post on mumsnet. If you take others feelings into account go to Bounty or one of the others? I think I'll go and take a look.

Poverty seems to turn lots of you into miserable worms.

you're

(Sorry, but PMSL at MorningPaper, you bitch)

The thing is, why should we feel sorry for someone who cannot live on £65,000. Why should some of us budget every penny and others moan they are poor because they are struggeling with their big house, two cars, foreign holiday lifestyle.

Teh fact of the matter is, if you cannot live on £65,000 you are living beyond your means.
Harsh as that may be, as much as it may hurt to have to sell a car or go without a holiday - that is life for most of us so why should be feel sorry for someone who has in our eyes had it good.

That is nothing to do with jealousy, not at all, and those of you that say so are missing the point.
The point is, basic food and shelter is very very doable on £65,000. Anything beyond basic food adn shelter is a luxury.

HRT does hit hard those earning between 35k and about 60k but I hate hearing people on HRT moaning about tax.

I'd far rather be the person paying huge amounts of tax than the one forced to live off the benefits they pay for. There's finding it hard and there's living hand to mouth. We shouldn't confuse the two.

be = we

I think wg has got the message now. I think she was genuine and letting off steam. And I think the sentiment is fair.

I was just wondering what hormone levels had to do with income

I will say again - it is all relative. The OP may, or indeed, may not be living beyond her means.

Basic food and shelter? What about clothes, utilities et al?

I disagree that anything beyond basic food and shelter is a luxury. So living in a 3 bed council semi is a luxury because it's not a one bed falt in a tower block? What is 'basic shelter'?

flat

This thread had gone wild? Lets just suggest ways of helping others manage their money? Aldi lasagne is gorgeous, feeds a family of 5 and costs £2.39! There, thats helpful snt it.....

"If your a complete bitch come and post on mumsnet"

That is about right.

Isn't the OP's point that £65k is a good salary and so is she unreasonable in thinking that one should be able to live quite well on it and afford relative luxuries such as overseas holidays etc????

There will always be some one worse off than you in the world so it's ridiculous to say that anyone better off than you has no right to whinge. The poorest person in the UK is better off than millions eleswhere who face a daily battle simply to survive. Should that really mean poor people in the UK have no right to complain?

Choclatepot -excellent point.

Well quite. The OP actually thought 65k was such a good salary that she should not be struggling.

It is what different people value as being essential.

I don't care if that is a luxury holiday/organic food or 20 fags/poke of chips.

I bet £100 that there is no-one on MN who does not waste money somewhere along the line on non essentials.

Chocolatedot, you beat me to it, was just about to say the same thing.

I'm really disappointed in the way people are treating the OP - self-harming and panic attacks are apparently funny now, "Lol"

As if the fact that she's posted this in AIBU, without having any idea as to what this section is like gives you all the right to attack her in this way.

I'm absolutely disgusted by some of the vitriol on this thread.

Have not read all the thread so I apologise in advance.

65K sounds a really high amount but in the south east is not a fortune for a large family, especially in the higher tax bracket and especially if like us you pay an whacking great amount in maintenance.

Keep on keeping on and try to write down every penny you spend, it is amazing what you can save.

(to give my real name) as you are all being quite nasty. so i will only say this, then go away..........BUT, we earn £75k a year. I am self employed and dh works in building trade (not behind a desk). we do have debts but probably about 9K, as we have been working hard to reduce them, 5 years ago they were double that amount. Our mortgage is 240k (3 bed ex council house semi)but because we had bad debt we cant get a high street mortgage we pay 8.25 percent. we pay 140 per week for food there are four of us, sorry but not gonna eat crap, we dont go out very often and any money left over goes on our home which we love. my children have hobbies which cost money and ontop of that is all the utility bills, car and home insureance, pensions, fuel for 1x car only. we live on the outer london/surrey area and things cost alot. i have every simpathy with the OP she is not being unreasonable.