For my husband to earn £65,000 per annum and we still can't afford to live in this bloody country!!

[winegoddess]

Mortgage has gone up, electric has gone up, 5 mouths to feed, 3 children to clothe etc etc and month after month is a bloody struggle. Am fed up with straping money together when my husband earns a good wage and we should be able to get by! I now need to search for a way of 'me' bringing in some money but with a young baby at home and 2 others at school i am at a loss as to how! Please give me some job ideas or ways to make money!!

Rduce your spending. Move to a cheaper area/downsize. Learn how to manage your money better.

If you had wanted job ideas or money making ideas, there were no need to mention salary Boasting??

People would give advice no matter what he earned.

I am sorry but that is three times what me and my husband make (combined).

Visit moneysavingexpert.com - Martin Lewis has loads of ways to save money - it's a huge website and also contains ideas about bringing more money in. Spend a long time reading it as it is worth it IMO.

HTH.

I do hope this is a joke - it's not a particularly funny one, but better that than the alternative that it's just deeply insensitive......

I was giving the OP the benefit of the doubt - I live in Surrey (in a teeny house on a combined family income of 24K) but all around me are people in 5 and 6 bed houses with salaries of that amount. So I figured she could be genuine.

If she is not then more fool me trying to be helpful

Think you might have to scrap your £2,000 holiday after Christmas.

Sorry to be harsh, but there are so many peopleon here who really scrape to get by and would love to earn a third of your husband's salary. I am lucky. DH earns a great wage and I can afford to be a SAHM, but I would never tell people the amount in this way.

I'll go away now because for some rason this has upset me.

sorry hate doing this

Ups, not three times as much twice as much.

yes - if you're in a biggish house with large mortgage - it's al relative really

That's what my comment was about Stretch. Grr - I said I was going away didn't I.

If you cannot live on £65k then that is your and your DH's fault so yes, YABU. Try living within your means and alter your expectations.

As the old saying goes, it is not what you earn, it is how you spend it.

Just found a few other threads by OP - she joined Oct 08 and is planning on travelling to Egypt at Chrismas.

Here is a tip to save money: don't go to Egypt!

Argh!

StretchMark I was tempted to do the same thing!

Could you do ironing? (and if you're in the Herts area could you do my ironing ).

You are going on a 2.5 grand holiday and you want money saving advice?!.....

It's a lot of money - are you trying to fund too expensive a lifestyle?

We earn a tiny bit more than that, live in the south east, have a small house (smallish mortgage (110,000) we downsized, kids share a bedroom etc), run 1.5 cars, a couple of weeks camping a year, don't smoke/drink, rarel eat out & could live really comfortably (& save) if we didn't have massive debts (which is entirely down to us & we are paying them back, I'm not moaning). The kids have music, dancing, riding lessons. It should be possible not live well on that much money, it is way more than the vast majority of people have.

Are your kids in state school? Even without the debt repayments it would be impossible for us to cope with school fees on dh's salary. But they are a luxury not a necessity - I've found many of the things that the middles classes regard as essential to life to be luxuries.

I think that some people forget that a man who earns 65,000 a year gets absolutely killed in taxes. This is the case even if he has a family to support. He'll be paying more in taxes than many of you earn in a year. It is high earning/ hard working people like OP's dh that carry everyone else.

Let's face it, the people who are earning a lot less are probably costing the system more than they pay in. The government depends on screwing people like OP's DH in order to make things work.

Lilredwg, sorry x-posts

Snap Stretch, except you were faster than me!

I meant .. It should be possible to live well

pramspotter, anyone who can consider a 2,5 grand holiday is NOT being badly done by ffs.

Bollocks Pramspotter. DH pays high taxes but he is not carrying anyone - he's paying his dues.

My dh pays between 2,500 & 2,800 in tax & NI a month. We don't grudge paying it - if I worked but we had the same overall income we'd pay much less obviously.

It's not fair at all, you should be able to go on a holiday earning that sort of salary, you won't get any sympathy here though, have a look at moneysavingexpert.com for tips on how to rein things in. Good luck.