To think winning £110M overnight would solve a lot of problems but bring a whole set of new ones?

[SereneFinch]

Someone in the UK won £110M last night and I was just thinking about how they’re feeling this morning.

All your money worries are gone, you can buy a nice house, quit your job etc.

But I wonder if those problems are replaced with new ones. Some people in your life might be jealous. Or expect handouts and get angry about who gets what.

And then your DC. Do you tell them they still need to do their homework? That they’ll still need to have a job/career one day?

I’m not saying it wouldn’t be great, I'm just wondering if it swaps one set of problems for another.

I wouldn’t be able to stomach paying a shed load of tax if I were to put most of £110 million in savings or even a quarter to a half.

Yeah, it would be really unfair for you to have to stomach paying a small proportion of your multi-million unearned fortune to help fund public services after you had invested two quid on your lotto ticket.

Lol same!

I had lost my engagement ring a week prior and bought tickets because I thought I was owed some luck.

My son found it at bedtime. Which now I think about it is the time the balls would have come out!

So very pleased, and pleased we had a British winner.

I wouldn’t want to stop work, I like my job. What I don’t like is working from home and having no divide between work / house. I would buy myself a smart office, kit it out with a fridge stocked with amazing food and a coffee machine, a huge wooden desk and panelled walls. A new computer. Maybe a driver to take me there everyday. And I’d sit in my nice surroundings enjoying my work. While a housekeeper visits my house every day while I’m out. Come home to an immaculate house, having done a good days work and been productive. That would make me happy.

You must be naive to think to that all our taxes go to improve public services.

Nope. No problems at all

I wouldnt tell anyone.

I would simply hand in my notice, work my notice which is several months anyway

Buy a different property on the quiet, move after the notice period runs out and live the life of riley.

I would say I came into an inheritance that allowed me to retire early.

I wouldnt live a life of ferraris and holidays to Barbados anyone, Im more like a Skoda and Devon or Nice holiday vibe but in any case i would just enjoy myself, do some voluntary work, keep a low profile and radiate smugness from the inside.

Same here I want a house on a flat long bike trail that I could go out on every day.

Also would get a chef and a housekeeper to look after me!

Well I've been browsing rightmove in anticipation of them emailing me, but I think it's a bit late in the day for it to be me.

I would do so many nice things with the money.

My daughter and I were talking about this just now! We've got as far as I'd keep the round £100 million and the kids (three of them) can split the £11 million!

Reading the book, I mentioned upthread threw up lots of things that change. Even your partners attitude to money, if it differs to your own, can cause issues, lying to others and it not quite making sense, always on your guard.

I had a taste of the issues when I had a hypothetical ‘if I won the lottery conversation’, just with my mum.
I suggested I would pay off everyone in my family’s mortgages and she replied ‘but we haven’t a mortgage, we own outright, what about us?’.

I said (pushing it a bit 😆) ‘as you own your house, you don’t need any of my ‘lottery winnings’ , whereas others do’.

Goodness what a huff she went into and a near argument!

I had to remind her that I hadn’t actually won the lottery! 😂

With that amount you just take your friends & family along the ride with you!

“110 million doesn’t stretch as far as you think” has got to be peak Mumsnet EVER
😂😂😂
I’d be willing to take that chance that I could make 110 million last a reasonable amount of time 😬

Which is nonsense!!

Nah I could travel the world for years before even thinking of getting bored!

I wouldn't tell anyone initially, and would have NDAs enforced before disclosing to my very nearest and dearest.

I'd give most of it away to causes who could do a lot of good with it because nobody needs more than a few million quid to live a very nice life.

Can you imagine just existing for the rest of your days with no real purpose? I appreciate I’m lucky that I (mostly) enjoy my job but days and days of wafting around being rich sounds lovely for a week or 2 but then a bit dull.

I think the key is that you need to keep a purpose, it can just be one completely unrelated to earning an income. Start a charity, restore a historic building, be a patron of the arts, fund research projects into things that interest you, rewild an area of land. There is lots you can do that isn't just wafting around.

Amazed at people saying they wouldn't expect their kids to work for their exams.

You are welcome to do that.
I am simply saying that I wouldn't allow my children to give up education. I find it rather ironic how on another thread someone was vilified about allowing their nephew to stay up past his bedtime and accused the parents of said nephew of neglect, yet here everyone are quite happy for their kids to drop out of education because they happened to come upon some money.
I happen to believe that education is necessary to bring up well rounded adults and earning potential isn't it's primary goal. I also met some people with generational wealth, all of whom were educated. And I know quite a few people who unexpectedly ran out of their generation all wealth due to bad financial decisions and expensive lifestyles because their parents never taught them how to manage their money.
But sure... Let's just allow kids to drift.

We are looking at, at best 25 years of financing if we assume a conservative spend of 2million per year for the child and the same for parents.

Are you planning to keep it in the bank??

Buy the big house for £10m. Your wealth manager invests the rest. You draw £4-5m (real) a year without even touching the capital under most realistic scenarios.

lottery winners who have funded good things include

Centre for vulnerable young adults https://www.bbc.co.uk/news/articles/c8e9d77j7yko

French town is Saint-Michel "The winners started their spending by completely clearing the debt of a local nursing home.
They quickly followed that up with a £343,000 donation to get a 'Housing for All' scheme off the ground. That single cash injection made up a massive 20% of the town's entire annual budget at the time. But it is the local children who have felt the biggest difference.
The family has footed the bill for the school's cafeteria ever since their win, spending £69,000 to upgrade the facilities so all 180 pupils can buy a nutritious meal every day for just £1.29.

Ray and Barbara Wragg won £7,649,520 on the National Lottery in 2000. Within an hour, Barbara was already talking about helping people who needed it.
That was not a short-lived reaction. Over the following 18 years, the Sheffield couple gave away about £5.5 million.

Colin and Christine Weir won £161,653,000 on EuroMillions in July 2011. The Weir Charitable Trust later became one of the clearest public records of what lottery-funded philanthropy can look like over time.
The Trust’s report for the year ended 19 December 2025 says that, since launch, it had made 733 awards with a combined value of just over £5.2 million to Scottish community groups, charities and community-interest companies.

I'd like to clear all the food debts at the local primary school. No idea how many there are or what it would cost.

Can you imagine just existing for the rest of your days with no real purpose? I appreciate I’m lucky that I (mostly) enjoy my job but days and days of wafting around being rich sounds lovely for a week or 2 but then a bit dull.

Good grief- can you really not imagine doing anything with your spare time apart from working for an employer? 😱

I can think of soooo many things I'd do if I didnt have to work and had millions. I'd start a charity for a cause close to my heart, I'd volunteer, I'd do a degree in philosophy (which ive always wanted to do!), I'd adopt the oldest sickest dogs from shelters who nobody wanted, I'd set up scholarships for kids who couldn't afford universities, I'd travel and see the world and different cultures, I'd run a marathon, I'd spend time drawing and painting, I'd write a novel, etc etc

I find it so sad that literally the only things people can ever think to do in life is work 🙄. There is nothing wrong with enjoying your job- thats a good thing but to say you literally cannot think of anything at all to do outside of it is just...sad.

You can't spend that amount of money.

People saying they wouldn’t tell anyone, would you move ? Would you buy new cars , travel etc ? Give up work ?
You can’t explain those things away by the odd bonus and normal investments.

True, but you don’t have to spend all of it for people to notice.

I won £ 1,054,576 on Euromillions years ago and it changed my life in many ways but not enough to never have to think again about money. I think £10,000,000 would have been the huge life changer. £110.000.000 and I would have a charitable foundation giving away all the interest.

What did you do with the winnings?