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Child Maintenance-Should fathers on benefits pay more?

211 replies

CalmGreenWasp · 11/08/2026 09:19

My ExP owns his home outright, receives in excess of £1,200/month in disability benefits and works cash in hand. His only outgoings are food and utility bills for himself. Is it fair that he only pays £7.00/week maintenance for our DD10? For context, I am a lone parent and own a mortgaged home. I slightly exceed the threshold for universal credit. My disposable household income after mortgage and bills equates to half his, but with two people to support. Is the system broke? Should disposable income be considered by CMS when paying parent is in receipt of benefits?

OP posts:
SerendipityJane · 11/08/2026 18:12

XenoBitch · 11/08/2026 18:05

I don't agree. Primary residence means the home you live in. People who own their homes are not claiming the housing element of UC.
Make them sell up, and eventually they will be.

Not if we stop the housing element of UC ?

In fact why stop there. Just scrap all benefits.

XenoBitch · 11/08/2026 18:12

SerendipityJane · 11/08/2026 18:12

Not if we stop the housing element of UC ?

In fact why stop there. Just scrap all benefits.

I get the feeling that is what you want to happen anyway.

SerendipityJane · 11/08/2026 18:14

XenoBitch · 11/08/2026 18:12

I get the feeling that is what you want to happen anyway.

I get the feeling that humour is dead.

CalmGreenWasp · 11/08/2026 18:15

OnlyMabelInTheBuilding · 11/08/2026 18:07

Does he have child maintenance arrears? Has he not been paying the amount he’s been instructed to pay?

I haven’t bothered claiming the £7/wk as it’s an insult to my daughter. I work full time in a professional job that pays reasonably well, whilst we do struggle, I can’t bring myself to claim it.

OP posts:
XenoBitch · 11/08/2026 18:19

SerendipityJane · 11/08/2026 18:14

I get the feeling that humour is dead.

Hard to read tone on here, and there genuinely are people on here who think rent via benefits should not be a thing at all.
Apologies if I misread you as being one of those people.

NeverLookInTheMirror · 11/08/2026 18:22

XenoBitch · 11/08/2026 17:56

What else do you think it is for?

No. PIP is not a work-related benefit, although it can be taken into account if you have a motorbility car and want access to work to provide funding for transport to/from work, but that’s not a given.

PIP is there to cover the additional costs which relate to having a disability, and these can depend on the disability you have.

So for instance I have a visual impairment, buying a screenreader for my personal laptop is an additional cost. Having to sometimes get cabs to/from destinations where public transport is not available is an additional cost which would be covered by PIP.

But adaptations for my job would be covered by access to work, although the government is cutting that back to the bear bones and it’s not being made public knowledge so the government are in fact making it harder for the disabled to remain in work but that’s a different discussion. But in my personal case my employer have covered the cost of my adaptations.

WRT whether CMS should be taken from benefits, it’s a difficult one as it would be the primary caregiver who receives any child related benefits so it’s a grey area. That being said, I do think that benefits should be taken into account on both sides.

Disability benefits are one which you need to tread carefully, but unemployment benefit should be taken into account with regards to paying CMS.

By the same token, IMO if you’re receiving CMS this should also be taken into account if you’re claiming benefits. Because while for some it is minimal, there are certainly people who do receive CMS to the tune of a few hundred pounds every month but this isn’t taken into account and they still receive maximum benefits which is hardly fair.

SerendipityJane · 11/08/2026 18:25

XenoBitch · 11/08/2026 18:19

Hard to read tone on here, and there genuinely are people on here who think rent via benefits should not be a thing at all.
Apologies if I misread you as being one of those people.

No need. I'm a grown up.

The best way to deal with some less sparky folk is to take their "idea" and push it further, pointing out what a snowflake they are when it goes too far. As soon as you hear something like

"you know what I meant"
"Not like that"
"I didn't mean that"
"Now you're being silly"

then you know they've folded.

IF we say that a benefit is any money paid by the government that hasn't been hypothecated from taxes, you realise that the second a pensioner claims more than they paid in, they are a benefit claimant. (Don't forget to subtract hoiw much they have cost the state before they retired too ....)

Not that reason and logic do well on MN. More letters than "meme" you see.

OneAmberFinch · 11/08/2026 18:34

XenoBitch · 11/08/2026 18:19

Hard to read tone on here, and there genuinely are people on here who think rent via benefits should not be a thing at all.
Apologies if I misread you as being one of those people.

Rent via benefits shouldn't be a thing. Creates an attitude that it doesn't "count" as income "because it goes straight to the landlord" and results in the taxpayer subsidising people to live in expensive areas

XenoBitch · 11/08/2026 18:37

OneAmberFinch · 11/08/2026 18:34

Rent via benefits shouldn't be a thing. Creates an attitude that it doesn't "count" as income "because it goes straight to the landlord" and results in the taxpayer subsidising people to live in expensive areas

Ok, so no more benefits paying rent. What will you do with all the homeless people? Many including children.

Igmum · 11/08/2026 18:38

CalmGreenWasp · 11/08/2026 18:15

I haven’t bothered claiming the £7/wk as it’s an insult to my daughter. I work full time in a professional job that pays reasonably well, whilst we do struggle, I can’t bring myself to claim it.

Claim it and follow @MademoisellePraline’s excellent advice. Hopefully they will then retrospectively revise the amount. I suspect they can’t if you’re not claiming.

SerendipityJane · 11/08/2026 18:40

XenoBitch · 11/08/2026 18:37

Ok, so no more benefits paying rent. What will you do with all the homeless people? Many including children.

Workhouses ?

Whatalunatic · 11/08/2026 18:42

OnlyMabelInTheBuilding · 11/08/2026 09:46

Cash in hand should be reported, but should taxpayers have to step in more? No.

That wasn't the question. Should the Government provide a no-nonsense, quick to bring case to resolution with measures and penalties moat would choose to avoid? Absolutely. Unfortunately we are miles and miles away from that.

oviraptor21 · 11/08/2026 18:47

CalmGreenWasp · 11/08/2026 12:35

I tried that, but tbh they were not interested, they clearly do not have the resources to investigate

There are three places you can report him -
CMS, DWP and HMRC.

SerendipityJane · 11/08/2026 18:50

oviraptor21 · 11/08/2026 18:47

There are three places you can report him -
CMS, DWP and HMRC.

Or the Daily Mail ?

Whatalunatic · 11/08/2026 18:53

OneAmberFinch · 11/08/2026 18:34

Rent via benefits shouldn't be a thing. Creates an attitude that it doesn't "count" as income "because it goes straight to the landlord" and results in the taxpayer subsidising people to live in expensive areas

Many taxpayers are also claimants. But you knew that.

OneAmberFinch · 11/08/2026 18:58

XenoBitch · 11/08/2026 18:37

Ok, so no more benefits paying rent. What will you do with all the homeless people? Many including children.

I'm objecting to structuring it as a higher payment for higher rent, in a non-time-limited system. I think there should be a pot you get and you cut your cloth from it. With a higher amount in the first year or so to help you adjust to your new circumstances. You can no longer afford that flat in Pimlico.

Whatalunatic · 11/08/2026 18:59

NeverLookInTheMirror · 11/08/2026 18:22

No. PIP is not a work-related benefit, although it can be taken into account if you have a motorbility car and want access to work to provide funding for transport to/from work, but that’s not a given.

PIP is there to cover the additional costs which relate to having a disability, and these can depend on the disability you have.

So for instance I have a visual impairment, buying a screenreader for my personal laptop is an additional cost. Having to sometimes get cabs to/from destinations where public transport is not available is an additional cost which would be covered by PIP.

But adaptations for my job would be covered by access to work, although the government is cutting that back to the bear bones and it’s not being made public knowledge so the government are in fact making it harder for the disabled to remain in work but that’s a different discussion. But in my personal case my employer have covered the cost of my adaptations.

WRT whether CMS should be taken from benefits, it’s a difficult one as it would be the primary caregiver who receives any child related benefits so it’s a grey area. That being said, I do think that benefits should be taken into account on both sides.

Disability benefits are one which you need to tread carefully, but unemployment benefit should be taken into account with regards to paying CMS.

By the same token, IMO if you’re receiving CMS this should also be taken into account if you’re claiming benefits. Because while for some it is minimal, there are certainly people who do receive CMS to the tune of a few hundred pounds every month but this isn’t taken into account and they still receive maximum benefits which is hardly fair.

You know and understand the history behind the decision to remove the means testing (it wasn't quite that), yes?

JohnofWessex · 11/08/2026 19:36

CalmGreenWasp · 11/08/2026 18:15

I haven’t bothered claiming the £7/wk as it’s an insult to my daughter. I work full time in a professional job that pays reasonably well, whilst we do struggle, I can’t bring myself to claim it.

But if you don't claim it then you cant kick off an investigation into his finances

If he's using Cocaine and driving then The Police might be interested for driving under the influence

CalmGreenWasp · 11/08/2026 19:40

I have already reported to DFC (in NI) and it came to nothing. I suspect that HMRC will be similar with the Company, payments in and out in cash will be untraceable.

OP posts:
CalmGreenWasp · 11/08/2026 19:46

JohnofWessex · 11/08/2026 19:36

But if you don't claim it then you cant kick off an investigation into his finances

If he's using Cocaine and driving then The Police might be interested for driving under the influence

I was basically told by CMS that they would not look into it because he received benefits. They were incredibly dismissive. No doubt if I reported him for driving under the influence he would pull the mental health card to obtain a more lenient sentence. He really does have everything sewn up into a lovely big bow. It’s impressive what he can get away with

OP posts:
Proteinpudding · 11/08/2026 20:27

CalmGreenWasp · 11/08/2026 11:39

My ex doesn’t suffer from physical disability. He claims for his MH, but still manages to work 9-5, five days a week, cash in hand, of course

The issue isn't his benefits, the issue is cash in hand work. Report him for that.
Benefits aren't always increased in line with inflation, and aren't even based on what would be an affordable amount to live on - there's no link between the benefit rate and what things actually cost.

Proteinpudding · 11/08/2026 20:28

Sorry OP I had an old thread open and didn't realise how much it had updated!

CalmGreenWasp · 12/08/2026 06:57

MademoisellePraline · 11/08/2026 17:54

Ok. You're conflating two issues.

CMS is calculated on your earned income. There is a flat rate if you are on benefits, but only if you have no earned income either.

If his entire income is £1200 benefits a month (what is this by the way because that's more than full level daily living component and mobility component of pip combined) then he will likely pay the £7.

If he still gets the pip, which as pp says, you can be a millionaire and claim it, but he earns £30k a year, he is liable to pay CMS on that full £30k (they might give a small allowance for pension deductions).

If he has rental income, or income from other assets then you can contest the calculation. As for a variation. Raise a high level complaint (in CMS this is called a dissatisfaction) and do not confirm you are satisfied with their dealings until the FIU is involved and pull him in for interview. Raise dissatisfactions against the FIU if they are dragging their feet. They start becoming very compliant with what you need to get that dissatisfaction off their case record.

So your issue is not the benefits. Your issue is the undeclared income that should all be liable to CMS. The difficulty is now proving it because it's cash in hand. Keep reporting to HMRC. On and on and on. Take photos of him on the roof. Report to pip fraud. Report it to your MP. They have a direct line to CMS and can put a fire up them.

I've just had over £40k arrears from my twat of an ex because they told him they would sell his house and sent it to court. After 6yrs of CMS doing utter fuck all, I found out about the MP angle and the dissatisfaction thing, and he was hauled in under threat of arrest to the FIU and my money was with me within a year.

This is sound advice that I intend to follow, thank you 🙏

OP posts:
CalmGreenWasp · 12/08/2026 07:10

HelenHywater · 11/08/2026 18:09

I agree with this approach. If the govt paid child maintenance direct to the resident parent and then reclaimed it from the non-resident parent, I'm sure they'd be better at going after the fathers. I think this is the approach in Germany and other places.

This system would work in my case, provided that government could recover monies from his Estate on death (via sale of PPR). With declining birth rates you would think that welfare and support of children would be a priority in this country, but no.

OP posts:
BadSkiingMum · 12/08/2026 07:42

XenoBitch · 11/08/2026 17:13

Why? CMS payments are not given to children it is given to the parent looking after them. Children are not out of pocket when child maintenance is not paid... their parent is.

It is the child who loses out on the lifestyle that their resident parent (normally the mother) might have otherwise been able to afford: extracurricular activities, clubs, trips, clothing etc. Perhaps tuition before a crucial exam or similar. That sum of money adds up over eighteen years. Of course I know that many, many mothers will go without themselves in order to provide for their child, but it is called ‘child maintenance’ so that is why I think a child should be able to bring a claim.

Perhaps facing a now-grown child in court might make some non-resident parents (normally fathers) think twice?

I believe some young adults have sued local authorities for the non-provision of services during their childhood? So there is a model for retrospective claims.

Anyway, there need to be far stronger levers available to both resident parents and their children.

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