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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to not let in laws use my villa for free in peak season?

1000 replies

dilwithvil · 10/07/2026 07:22

I have a villa in Europe by the beach that I own independently of my husband. It’s effectively a high-end Airbnb in a very popular area and is usually fully booked from mid May until late September. It’s one of my income streams (I’m a SAHM but I manage several investments/assets, and this is part of my income). My husband also earns a very good salary, for full context, but all of “my spending” (coffee with a friend, make up, clothes, dentist) is paid by me from this income. I earn more than my husband.

My in-laws would like to use the villa for a week in peak season for free. My view is that peak season is when the villa earns money. If I block out a week for them, I’m not just “sharing a holiday home”, I’m giving up a week’s rental income.

I’ve said they’re very welcome to use it either in low season, when bookings are much quieter, or at very short notice if a peak-season booking unexpectedly cancels (which almost never happens).

They’re unhappy with this because they want to be able to plan a holiday well in advance, and they don’t want to go in low season because the weather is less reliable. Even if they paid half the market rate this is more than they would usually pay for a holiday, so they don’t want to pay that either.

For context, my parents do occasionally use the villa in peak season. The villa ultimately came from my side of the family (family money/early inheritance), so I don’t really see that as the same thing. Without them, there wouldn’t be a villa in the first place.

Also, while I get on reasonably well with my in-laws, I wouldn’t choose to holiday with them for a week or two, so inviting them while we’re there isn’t really something I want to do either.

AIBU for saying that if they want to use it in peak season, they should either pay the market rate (or even half), or go in low season? Or should family simply be allowed to use it for free regardless of the income I’d be giving up?

OP posts:
sittingonabeach · 10/07/2026 18:38

What I don’t understand about the allow bit about being SAHM, is that OP says he said they wouldn’t be able to sustain their lifestyle without the OP’s income, but she then says he pays all the bills.

ZenNudist · 10/07/2026 18:51

Not unreasonable no, makes perfect sense but fairly cold and selfish. Can you gift them a holiday for a big birthday. One of the nice things about being wealthy is treating friends and family. You are losing out of a thousand but presumably actual cost is lower. They do say the rich stay rich by being mean.

Liberancho · 10/07/2026 18:53

sittingonabeach · 10/07/2026 18:38

What I don’t understand about the allow bit about being SAHM, is that OP says he said they wouldn’t be able to sustain their lifestyle without the OP’s income, but she then says he pays all the bills.

Edited

They live in her property. He has no mortgage or rent.

jay55 · 10/07/2026 18:56

Your family have paid in advance for their weeks. I see it as a string to having the villa at all.
I can’t imagine being retired and wanting to be in any tourist area at peak season.
And absolutely don’t think you should give it for free.

walrushurricane · 10/07/2026 18:57

sittingonabeach · 10/07/2026 18:38

What I don’t understand about the allow bit about being SAHM, is that OP says he said they wouldn’t be able to sustain their lifestyle without the OP’s income, but she then says he pays all the bills.

Edited

He doesn't pay for a mortgage, childcare or any of her costs e.g clothes

Aluna · 10/07/2026 19:01

ZenNudist · 10/07/2026 18:51

Not unreasonable no, makes perfect sense but fairly cold and selfish. Can you gift them a holiday for a big birthday. One of the nice things about being wealthy is treating friends and family. You are losing out of a thousand but presumably actual cost is lower. They do say the rich stay rich by being mean.

A few thousand.

sittingonabeach · 10/07/2026 19:03

But there would normally be no childcare costs if she was a SAHM, don’t know many households with a SAHP and a nanny. So that can’t be figured in his calculations of not being able to sustain lifestyle. I assume OP spends quite a bit on clothes if she out earns him and that is what her money is used for

ThreadGuardDog · 10/07/2026 19:12

Besafeeatcake · 10/07/2026 10:03

And should they divorce will the villa still be HERS? Nope, divide the assets when married. Never understood people when married (which children as the OP is a SAHM) who think in terms of mine and yours. IT's ours when married - legally and otherwise.

OP you are being unreasonable. You make more money than your husband who pays all the bills for coffees and treats, let you parents use the villa for free, are married and don't want to do something nice.

Whether the property is a marital asset or not depends on how it’s been gifted to OP. She’s already indicated that if anything happens to her, the villa goes back to her family, so it would appear that’s already been covered. Let’s assume you’re right and the villa is a marital asset if they split. Has DH contributed to the costs of running the business and the maintenance of the property ? Because if not, he’s got a bit of a cheek expecting to be handed half of a business OP grew. If he is contributing then why isn’t he stumping up half of the cost of letting his parents use it ?

ToohotToohotToohot · 10/07/2026 19:13

For the love of God she is not a SAHM.

She's a mum who works from home. She manages the villa booking and investments.

I assume she had some super-duper high powered job before because she owns the marital home, her wealthy parents have given her a villa (or some of it) and she has enough investments to occupy her as a job.

ThreadGuardDog · 10/07/2026 19:13

sittingonabeach · 10/07/2026 19:03

But there would normally be no childcare costs if she was a SAHM, don’t know many households with a SAHP and a nanny. So that can’t be figured in his calculations of not being able to sustain lifestyle. I assume OP spends quite a bit on clothes if she out earns him and that is what her money is used for

OP may be a SAHM but she’s also a business woman. Presumably that’s why she needs a nanny. Which she pays for.

ToohotToohotToohot · 10/07/2026 19:14

ThreadGuardDog · 10/07/2026 19:13

OP may be a SAHM but she’s also a business woman. Presumably that’s why she needs a nanny. Which she pays for.

what does my DH pay for / how do our finances work?
my “contribution” is being a SAHM. I look after our 3 kids (1 school age, 2 at home with me) full time and any admin related to investment properties or other assets happens during nap times / after bedtime or quick phone calls during the day. I also employ (and pay from my income) a nanny-housekeeper 2x per week who can look after the children if I need to get something done in the daytime. I always wanted to be a SAHM and I know for a fact without my own income my DH wouldn’t let me, because he feels like the level of income he is on wouldn’t be enough to sustain our family of 5.

I wish OP would come back and say she is not a SAHM!

She works from home.
So much so that she has to employ a nanny 2 days a week.

She has 'investment properties' (notice plural for properties.)
She earns more than her H.

ThreadGuardDog · 10/07/2026 19:15

ToohotToohotToohot · 10/07/2026 19:13

For the love of God she is not a SAHM.

She's a mum who works from home. She manages the villa booking and investments.

I assume she had some super-duper high powered job before because she owns the marital home, her wealthy parents have given her a villa (or some of it) and she has enough investments to occupy her as a job.

Absolutely this. Posters are determined to see her as a ‘mean’ girl and are not factoring in that this is a business she grew. They’re also assuming that DH pays all the other bills without factoring in that OP has provided the family home.

ThreadGuardDog · 10/07/2026 19:17

ToohotToohotToohot · 10/07/2026 19:14

what does my DH pay for / how do our finances work?
my “contribution” is being a SAHM. I look after our 3 kids (1 school age, 2 at home with me) full time and any admin related to investment properties or other assets happens during nap times / after bedtime or quick phone calls during the day. I also employ (and pay from my income) a nanny-housekeeper 2x per week who can look after the children if I need to get something done in the daytime. I always wanted to be a SAHM and I know for a fact without my own income my DH wouldn’t let me, because he feels like the level of income he is on wouldn’t be enough to sustain our family of 5.

I wish OP would come back and say she is not a SAHM!

She works from home.
So much so that she has to employ a nanny 2 days a week.

She has 'investment properties' (notice plural for properties.)
She earns more than her H.

Edited

my “contribution” is being a SAHM. I look after our 3 kids (1 school age, 2 at home with me) full time and any admin related to investment properties or other assets happens during nap times / after bedtime or quick phone calls during the day. I also employ (and pay from my income) a nanny-housekeeper 2x per week who can look after the children if I need to get something done in the daytime.

ToohotToohotToohot · 10/07/2026 19:20

ThreadGuardDog · 10/07/2026 19:17

my “contribution” is being a SAHM. I look after our 3 kids (1 school age, 2 at home with me) full time and any admin related to investment properties or other assets happens during nap times / after bedtime or quick phone calls during the day. I also employ (and pay from my income) a nanny-housekeeper 2x per week who can look after the children if I need to get something done in the daytime.

why are you quoting in bold what I've already posted above?

phoenixrosehere · 10/07/2026 19:20

ZenNudist · 10/07/2026 18:51

Not unreasonable no, makes perfect sense but fairly cold and selfish. Can you gift them a holiday for a big birthday. One of the nice things about being wealthy is treating friends and family. You are losing out of a thousand but presumably actual cost is lower. They do say the rich stay rich by being mean.

Why should she gift them? Just because she has a villa doesn’t make her cold and selfish for not allowing them to have it during peak season.

Some are acting as if OP has said no, full stop when she has said they are allowed during xyz times.

She has set boundaries on her property, the property that is part of her income which she is perfectly allowed to do.

I highly doubt her DH would do the same for her parents nor is he offering to do anything himself from the read of things with his own income for his parents.

walrushurricane · 10/07/2026 19:24

sittingonabeach · 10/07/2026 19:03

But there would normally be no childcare costs if she was a SAHM, don’t know many households with a SAHP and a nanny. So that can’t be figured in his calculations of not being able to sustain lifestyle. I assume OP spends quite a bit on clothes if she out earns him and that is what her money is used for

She wouldn't be a sahm if she didn't have her own income though so he would be paying at least half the childcare costs for three children. If she was a sahm with no income then he would be paying for her expenses (clothes socialising etc) plus a mortgage.

ZanyPoet · 10/07/2026 19:36

ZenNudist · 10/07/2026 18:51

Not unreasonable no, makes perfect sense but fairly cold and selfish. Can you gift them a holiday for a big birthday. One of the nice things about being wealthy is treating friends and family. You are losing out of a thousand but presumably actual cost is lower. They do say the rich stay rich by being mean.

of course she can

In LOW season. Which normal people would be grateful for, entitled CF less so 😂

Nearly50omg · 10/07/2026 19:56

dilwithvil · 10/07/2026 09:02

This has blown up way more than expected, I’m reading through responses but have lost some that I wanted to respond to, so apologies, I won’t tag the users I’m responding to but will still reply.

what does my DH pay for / how do our finances work?
my “contribution” is being a SAHM. I look after our 3 kids (1 school age, 2 at home with me) full time and any admin related to investment properties or other assets happens during nap times / after bedtime or quick phone calls during the day. I also employ (and pay from my income) a nanny-housekeeper 2x per week who can look after the children if I need to get something done in the daytime. I always wanted to be a SAHM and I know for a fact without my own income my DH wouldn’t let me, because he feels like the level of income he is on wouldn’t be enough to sustain our family of 5.

do PILs help with DCs or in any other way?
not really. They’ve offered help but on their terms in the sense that they’ll say they’re in town anyway on this specific date and can come to take our eldest out for a couple of hours (so more for their own entertainment than actually helping out) and it’s never really aligned with days we’d need help. Newborn period they’d come over and expect to be waited on, certainly no “help” but an expectation of coming to sit on our sofa and sip tea.

do I need the extra thousand or do I just want it?
want it of course.

where does the extra money go, if I don’t spend it on bills?
my savings, more investments. Ultimately my children’s inheritance.

how do they know my parents don’t pay the going rate?
I’m not 100% sure they are aware but I’d be surprised if they think the people who bought me a villa now have to pay for stay in said villa.

i think part of their reasoning is that the £x000 to them is so much more than to us, for them it’s ridiculous to be paying that kind of money just for one week holiday. Even half for them is ridiculous. But if that’s my “play money” then why wouldn’t I give it to someone who hasn’t experienced it.
and the reason they don’t wan to pay even half, partly, is because it’s in quite a fancy area where you either hire a car (not an option for them) to go further away to cheaper restaurants, taxi to cheaper restaurants (will add up if constantly taxiing) or cook own meals (which feels less like a holiday) so they’d rather get it for free and pay only for their meals out which might add up to what they’d usually pay for a holiday. That’s the logic I think.

You can guarantee with entitled people like this that they will carry on wanting more time and MORE free holidays at the villa
if you allow them to a freebie now. Just be blunt and say if you want to book in August - if there is any vacancies anyway - that the cost is £ x and that’s the full cost for the holiday and they can either book it through the usual route and pay for it all or go elsewhere. DONT keep having conversations about it!!! Stop offering them a discount as they won’t thank you!! They will feel entitled to your villa and also start inviting their friends to stay with them too’ then there’s the other relatives on your husbands side who will then say oh well if you allowed the in-laws a free holiday then us as your sister in law/cousin etc need a holiday too and we shouldn’t have to pay as your relatives either!

sittingonabeach · 10/07/2026 20:03

@walrushurricane what mortgage? I don’t think there is a mortgage

ThreadGuardDog · 10/07/2026 20:06

walrushurricane · 10/07/2026 19:24

She wouldn't be a sahm if she didn't have her own income though so he would be paying at least half the childcare costs for three children. If she was a sahm with no income then he would be paying for her expenses (clothes socialising etc) plus a mortgage.

There isn’t a mortgage. OP provided the marital home.

ThreadGuardDog · 10/07/2026 20:09

ToohotToohotToohot · 10/07/2026 19:20

why are you quoting in bold what I've already posted above?

Sorry, I didn’t mean to tag you. Apologies.

DogGawn · 10/07/2026 20:14

I think it’s a weird attitude. I have a place and let dp’s family and friends use it whenever they like. My only condition is they book it far enough in advance. If it’s already booked up in high season they can’t have it but if they tell me early enough they can. Why would you have one rule for your family and a different one for his especially as you’re married? I’m not even married and I would treat dp’s family like this.

walrushurricane · 10/07/2026 20:17

ThreadGuardDog · 10/07/2026 20:06

There isn’t a mortgage. OP provided the marital home.

Yes, i mean there would be a mortgage if she didn't have her own income and assets

sittingonabeach · 10/07/2026 20:20

@walrushurricane I don’t think the income has any impact though, so whether she had her own income stream or not there would still be no mortgage payments

ThreadGuardDog · 10/07/2026 20:21

sittingonabeach · 10/07/2026 18:26

@Zippidydoodah I don’t think he can as she out earns him, he pays the bills, and so all her income must be personal spend money

Read it again. She provided the marital home they live in. She pays for the children and for child care. There is no mortgage. DH wouldn’t ‘allow’ OP to be a SAHM in the house she actually owns without an income stream, which she has. And she’s clarified that much of the profit goes into savings and investments which are her childrens’ inheritance. There’s absolutely nothing wrong with that.

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