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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think my daughter cannot afford this holiday abroad?

665 replies

ThisTealLeader · 30/06/2026 21:48

Daughter (18) has booked a holiday with friends abroad, didn’t tell us the full amount and then lied about how much spending money she has. They are going bed and breakfast. She will have less than £200 spending money for a week’s holiday. She has used savings to pay for the holiday.
She is saying that her friend will be lending her money if she falls short, which she will I am sure.
My point is she is not being sensible with her money. She only works one day a week and so she cannot actually afford it and hasn’t thought it through.
I think she needs to cancel as it is irresponsible in my opinion to be going abroad with no backup. As far as I am aware she hasn’t booked travel insurance and is reluctant to do so as this will eat into her spending money.
Would like people’s thoughts on this?

OP posts:
GoldOP · 02/07/2026 09:44

I bought my dd some travel insurance last week as I knew she wouldn’t bother, it was £11 for an annual policy, can you not just buy this for her for peace of mind?

Thatsquark · 02/07/2026 10:13

The relationship between you and your DD seems to have deteriorated over the years to now a very unhappy and unhealthy relationship. You don’t seem to at all like your daughter and your daughter seems to have lost any respect for you.

What about you and her going away for a few nights together this summer just to have fun together and reconnect @ThisTealLeader ?

Thatsquark · 02/07/2026 10:13

GoldOP · 02/07/2026 09:44

I bought my dd some travel insurance last week as I knew she wouldn’t bother, it was £11 for an annual policy, can you not just buy this for her for peace of mind?

For an annual?? Who with @GoldOP ?

Tcateh · 02/07/2026 10:22

I could easily spend £50 at WHSmith in a train station, what is it, like £2.50 for a twix. I don't obviously.
It was so easy to get by on next to nothing on hols in my 20s, but European destinations now are really expensive for everything and if you've not got that bargain mindset it's so easy to spend here and there and run out quickly.
My last holiday in my 20s we survived on bread rolls for the last 2 days.
Lol

MajorProcrastination · 02/07/2026 14:49

ThisTealLeader · 01/07/2026 20:17

After saying earlier that I needed to step back from the thread I do feel the need to respond to some of the comments. I can’t do so individually as too many.

I have agreed to buy travel insurance and will do that today or tomorrrow. I have also done the health card thing. It won’t arrive in time but I think as someone said if it has been applied for it’s in the system. I have also just sat down with my daughter and helped her to set up her monzo account so that she can use her card with no fees.
We will be giving her some euros in cash to take, not sure how much yet and we haven’t told her yet.
I was really cross with her yesterday so the lies and not being open and honest. This is a pattern of behaviour and not a new thing but we will keep working on it and keeping communication as open as possible.

So for all you haters and perfect parents you can see I am not a total heartless person. Just a mum who was exasperated by her daughter not thinking things through properly and her up and down behaviour.

Despite all her vulnerabilities I appreciate that she needs to spread her wings despite my anxieties.
I am sure I will be worried sick and tracking her on Apple Maps religiously but I can’t let everything go. Yes I am a control freak but yes I am working on it!

Great, I'm really glad you've helped her with this. I know it'll be a worry while she's away but I also think it's an important experience for her. And for you.

Hopefully it will also help her to learn that burying her head in the sand and keeping secrets added stress and that communicating better and being more open about her worries means that you can help her with finding solutions or just venting without any fear of judgement or being told off.

I say that as someone who buries my head in the sand when I'm stressed about things and I'm not great at sharing my worries. But when I do that feeling of relief is delicious!

I hope she has a fabulous time and makes lots of great memories with her mates.

Backawayfromthesausage · 02/07/2026 14:54

ThisTealLeader · 01/07/2026 20:17

After saying earlier that I needed to step back from the thread I do feel the need to respond to some of the comments. I can’t do so individually as too many.

I have agreed to buy travel insurance and will do that today or tomorrrow. I have also done the health card thing. It won’t arrive in time but I think as someone said if it has been applied for it’s in the system. I have also just sat down with my daughter and helped her to set up her monzo account so that she can use her card with no fees.
We will be giving her some euros in cash to take, not sure how much yet and we haven’t told her yet.
I was really cross with her yesterday so the lies and not being open and honest. This is a pattern of behaviour and not a new thing but we will keep working on it and keeping communication as open as possible.

So for all you haters and perfect parents you can see I am not a total heartless person. Just a mum who was exasperated by her daughter not thinking things through properly and her up and down behaviour.

Despite all her vulnerabilities I appreciate that she needs to spread her wings despite my anxieties.
I am sure I will be worried sick and tracking her on Apple Maps religiously but I can’t let everything go. Yes I am a control freak but yes I am working on it!

That’s something and also yoire admitting fault on both sides, which is also good.

think back to you being that age, how would you behave with a mother who was highly critical of you, very judgemental, very controlling and made your younger sibling the golden child. Be honest, as a teen would you behave any differently to her.

this is on you to repair the relationship, and you’ve made good steps.

nomas · 02/07/2026 15:06

ThisTealLeader · 30/06/2026 22:31

Because she lives in our house and relies on us for everything! She pays no rent and does nothing around the house so she isn’t a fully independent adult.

So why reward her with a car?

Are you also doing her washing?

Cornishgorl44 · 02/07/2026 17:09

Can you make her download Life360. It is brilliant. You can see the very street they are on. My daughter is solo round Europe at the moment and it is my life saver

Allseeingallknowing · 02/07/2026 19:03

Ladygardenerinderby · 01/07/2026 19:48

She’s 18 it’s what they do. Her travel insurance will be about £3 unless she’s got illnesses to declare . £200 Isnt a lot especially if they’ll be out every night as they probably will be. Can she not have her Xmas n birthday money early from you as extra spends if you can’t afford to give her a bit extra ?

How can comprehensive travel insurance cost only £3?

Owl55 · 02/07/2026 19:39

Let her enjoy her holiday , if I was you I would pay her travel insurance probably about£30 or less for my peace of mind .

Ladygardenerinderby · 02/07/2026 20:08

Allseeingallknowing · 02/07/2026 19:03

How can comprehensive travel insurance cost only £3?

Sons girlfriend 21 years old just took travel insurance out for a week in eygpt it was £3 for a week £100 excess

Ladygardenerinderby · 02/07/2026 20:26

SweepSqueaks · 30/06/2026 22:25

Will it? My dd paid £7 when she went to Paris and she’s anaphylactic to peanuts.

I agree sons gf just paid £3 for a week in eygpt no heath issues £150 excess I was well jealous 😂😂 mine and hubby’s is bout £80 for a week 😂😂

Thechaseison71 · 02/07/2026 22:34

Allseeingallknowing · 02/07/2026 19:03

How can comprehensive travel insurance cost only £3?

Maybe not £3 but at 21 my DS paid £20 on an annual worldwide policy ( except USA) so I would imagine one for a week or 2 in Europe is cheaper

Along2ndtoe · 03/07/2026 08:33

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Daftypants · 03/07/2026 11:33

Buy her the travel insurance, encourage her to earn some more for holiday spends .
what they spend per day depends on what they’re doing each day and where they’re going .
We had to top up our oldest when she was overseas for a lengthier period of time .
She was babysitting when she was there

Doingtheboxerbeat · 03/07/2026 17:21

OP if you are still reading...

CANCEL THE CHEQUE .

ThisTealLeader · 03/07/2026 18:09

Doingtheboxerbeat · 03/07/2026 17:21

OP if you are still reading...

CANCEL THE CHEQUE .

What do you mean?

OP posts:
Doingtheboxerbeat · 03/07/2026 18:38

ThisTealLeader · 03/07/2026 18:09

What do you mean?

I addressed it to you but it wasn't meant for you 😁.
It's a reference from an old thread that I didn't read where not only people kept on telling the OP to cancel the cheque over and over, but they clearly didn't read OP updates where the OP had already done that, but the situation had moved on significantly.
Basically, you are going to be advised to buy travel insurance, long after the holiday is over and your daughter is 25 and married 🤣.

ThisTealLeader · 03/07/2026 20:32

Doingtheboxerbeat · 03/07/2026 18:38

I addressed it to you but it wasn't meant for you 😁.
It's a reference from an old thread that I didn't read where not only people kept on telling the OP to cancel the cheque over and over, but they clearly didn't read OP updates where the OP had already done that, but the situation had moved on significantly.
Basically, you are going to be advised to buy travel insurance, long after the holiday is over and your daughter is 25 and married 🤣.

Oh ok I had no idea what you were on about 😂

The travel insurance was purchased and £150 in euros handed over this morning plus toiletries she needed which she didn’t expect. So all good! Rules of the holiday drummed into her and hopefully she comes back older and wiser.

OP posts:
DJPJ · 03/07/2026 21:24

You have done well here in very exasperating circumstances. I hope you can get through this week without any major issues - but I am sure there will be a few to bump along.

ThisTealLeader · 03/07/2026 21:51

DJPJ · 03/07/2026 21:24

You have done well here in very exasperating circumstances. I hope you can get through this week without any major issues - but I am sure there will be a few to bump along.

Thank you, I’m sure there will be and I appreciate all the advice and support on this thread.

OP posts:
Tcateh · 03/07/2026 21:56

Yeah well done on this one op.
Who knows, she might think a little bit less selfishly when it dawns on her that you've supported her and made this holiday happen properly.

X

Endorewitch · 03/07/2026 22:23

5128gap · 30/06/2026 22:51

She's going to go. So send her with enough money so she's not a burden on her friends and she can stay safe, ie, eat enough to stay well, not skip taxis/accept lifts or accept food/drinks from randoms or end up on her own because she can't afford what the others are doing.
When she's back work out a way for her to pay you back, in chores if not cash, so she understands there's no free ride.

Whynot just help her out . She is young. Let her have fun.
Therr is the rest of her life for committments and responsibiliries.

Endorewitch · 03/07/2026 22:30

ThisTealLeader · 30/06/2026 22:52

Thank you so much, I really appreciate this.
We have had so much stress with her in the last six months, I am honestly so drained. Self harming, relationship issues. I have only this week had to give a statement to police about her ex who she kept going back to despite months of controlling behaviour.
I know I might come across as controlling but I am just trying to safeguard my vulnerable daughter. The chances of her losing her passport are high!

A holiday will do her good. She has to find her feet in spite of bad choices. Give her the money and tell her to enjoy herself. Dont catadtrophize. She may actually be perfectly ok,in spite of your misgivings.

5128gap · 04/07/2026 07:47

Endorewitch · 03/07/2026 22:23

Whynot just help her out . She is young. Let her have fun.
Therr is the rest of her life for committments and responsibiliries.

Presumably because OP wants to encourage a more responsible attitude. People's views differ on that and that's OPs call I guess.
I'm merely flagging up that a vulnerable, impulsive young woman who particularly struggles to make sensible choices, on holiday with no money, is multiple times more vulnerable than she would be with enough to get by.
That the first duty is keeping them safe and in this case imo that would involve giving her access to extra money.
If the OP wants to also teach a life lesson about budgeting, repaying it is an option.

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