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To wonder what else can be done to break the cycle of generations living off benefits?

1000 replies

Allonthesametrain · 15/05/2026 22:25

Sounds harsh because It is. As a former teacher, then eduation social worker, now the past few years more heavily involved with school attendance.

My desire has always been to help children from unprivileged backgrounds to know their worth and achieve the best they can and this has been my career from age 23 to 57.

The number of times I've cried, torn my hair out, is immeasurable. I and colleagues have gone above and beyond to support the families, genuinely care about them, but unfortunately the outcome has been, as I've said in title, it's a continiation of the cycle of being brought up within a small community and low expectations.

So many gorgeous kids (supported throughout their young lives until they leave school) who tell you their dreams of what they want to to achieve in life, we do everything we can to enable it and some have indeed broken out of the circle but unfortunately the reality has been...

Parents who live lifestyles of no bedtime routine, tell their kids not to come back before ...pm, sleep in and don't get them out of bed ready and fed for school and as for weekends, pub and take back a new bloke

Parents who have issues themselves and project them onto DC. The kids soon realise they can stay off school for feigning illness and would actually be a comfort to Mum

The parents who just cba and say shall we just still in bed?

Of course there are so many other mitigating factors but these are the 3 main experiences we've dealt with. Unfortunately it really does come down to poor parenting and no matter what interventions we do to encourage attendance, only a minority are genuine.

So the cycle...DC think education isn't important, parents are hopeless role models and can often be aggressive to teachers, a deflection of blame.

Then oh DD gets pregnant at age 15, DS has been reprimanded by the police for scooting around in a balaclava. Then pure hostility when we try to continue to talk to them and what could be done to help.

Basically it's just such a shame, these sweet young kids who say they want to be ... become so influenced by their homelife, a need to fit in with their family and peers from the same estate, that they ignore the support we give them, don't turn up to appointments etc.

For the genuine cases, DC with SEN, the effort to try and ensure they are in best place is utmost and it's heartbreaking there aren't enough of them. Yes, we do know genuine cases and not just so many parents striving for a diagnosis because they feed DC a terrible diet and let them stay up late so are tired and irritable at school.

Expecting some backlash, whatever anyone says I can reason with.

OP posts:
MistressoftheDarkSide · 16/05/2026 23:02

Solidarity and love to all those in the bereavement club x I am so sorry for your losses.

Traumatic and unexpected bereavement is a huge factor in people's lives being turned upside down. And its impact is much misunderstood and callously minimised across the board.

youalright · 16/05/2026 23:02

Walkyrie · 16/05/2026 23:01

But throwing caution to the wind and living every day like your last is stupid as well isn’t it? Thats why we have insurance, get educated, make sensible financial decisions and save. Or we should do.

Wow the privelage not everyone can have insurance. Not everyone can get a full education. Why not just admit you was brought up privelaged and you are oblivious to the realities of the real world

SpryTaupeTurtle · 16/05/2026 23:02

XenoBitch · 16/05/2026 22:57

I know someone who is still off work over a year later after her 15 year old took his life. She got home and could see him hanging in his bedroom window.
It had totally fucked her up. Wrecked her marriage. She will never ever be the same again. No mum should ever have to deal with that. And this was after her begging CAMHS for help for her DS too.
She is on benefits, and she deserves every penny.

ETA it has been 2 years

Edited

My grans brother was killed in a car crash. Skidded on black ice and went in front of a lorry. He was in his 40s.His family including his wife and kids never saw that coming

SpryTaupeTurtle · 16/05/2026 23:04

Not sure how people save on 424 pounds a month Uc. But I bet someone will be along soon to tell people how they do it

Walkyrie · 16/05/2026 23:04

youalright · 16/05/2026 23:02

Wow the privelage not everyone can have insurance. Not everyone can get a full education. Why not just admit you was brought up privelaged and you are oblivious to the realities of the real world

Well my upbringing involved social services, the police, alcoholism, domestic violence, and all types of abuse so…

Passaggressfedup · 16/05/2026 23:05

You can't plan for every eventuality life
You don't plan for every eventuality but the realistic ones. Almost 50% of relationships break down. If you have more than two children and not much education and work experience, it's not gard to predict that life might be very tough as a single mum. Much tougher than a single mum with two kids, a good degree and 5 years of pre- or management experience.

SpryTaupeTurtle · 16/05/2026 23:06

MistressoftheDarkSide · 16/05/2026 23:02

Solidarity and love to all those in the bereavement club x I am so sorry for your losses.

Traumatic and unexpected bereavement is a huge factor in people's lives being turned upside down. And its impact is much misunderstood and callously minimised across the board.

Yes it is. I was in the second year of my degree when my uncle took his own life. Looking back I actually don't know how I finished it.

XenoBitch · 16/05/2026 23:07

Passaggressfedup · 16/05/2026 23:05

You can't plan for every eventuality life
You don't plan for every eventuality but the realistic ones. Almost 50% of relationships break down. If you have more than two children and not much education and work experience, it's not gard to predict that life might be very tough as a single mum. Much tougher than a single mum with two kids, a good degree and 5 years of pre- or management experience.

OK, but the PP was saying not to bother with anything because of the risks. That is no way to live life.

My mum had 3 kids. She had no education and only worked in low paid jobs.
My dad never left though. Well, he left a few months ago because he died suddenly.

Passaggressfedup · 16/05/2026 23:07

Not sure how people save on 424 pounds a month Uc. But I bet someone will be along soon to tell people how they do it
My neighbour had three kids by two different dads both with very good jobs. She got £1500 in child maintenance in addition to all the benefits she claimed. She had no problems saving.

youalright · 16/05/2026 23:08

Walkyrie · 16/05/2026 23:04

Well my upbringing involved social services, the police, alcoholism, domestic violence, and all types of abuse so…

But you wasn't born disabled so you can get insurance. You didn't miss half your education because you where in hospital. You had the choice to restart your life as an adult yet im here still disabled with the knowledge that I will never get to hold all my grandchildren, never get to see all my kids weddings. If I wasnt disabled and was expected a full life expectancy then I would of made different life choices but we don't all have that privelage

SpryTaupeTurtle · 16/05/2026 23:09

Walkyrie · 16/05/2026 23:04

Well my upbringing involved social services, the police, alcoholism, domestic violence, and all types of abuse so…

My upbringing involved domestic abuse too. I'm lucky to have my brother and my mum because my stepfather tried to kill them twice. That was back in the day when trying to kill your wife was just a domestic

Sorry you went through that. It's not easy

XenoBitch · 16/05/2026 23:09

Passaggressfedup · 16/05/2026 23:07

Not sure how people save on 424 pounds a month Uc. But I bet someone will be along soon to tell people how they do it
My neighbour had three kids by two different dads both with very good jobs. She got £1500 in child maintenance in addition to all the benefits she claimed. She had no problems saving.

That is because CM is not counted as income for UC.

MistressoftheDarkSide · 16/05/2026 23:09

Passaggressfedup · 16/05/2026 23:07

Not sure how people save on 424 pounds a month Uc. But I bet someone will be along soon to tell people how they do it
My neighbour had three kids by two different dads both with very good jobs. She got £1500 in child maintenance in addition to all the benefits she claimed. She had no problems saving.

Two completely different scenarios. Your point is?

SpryTaupeTurtle · 16/05/2026 23:10

Passaggressfedup · 16/05/2026 23:07

Not sure how people save on 424 pounds a month Uc. But I bet someone will be along soon to tell people how they do it
My neighbour had three kids by two different dads both with very good jobs. She got £1500 in child maintenance in addition to all the benefits she claimed. She had no problems saving.

I'm single and basic Uc for me is 424 a month. I have no children

XenoBitch · 16/05/2026 23:11

SpryTaupeTurtle · 16/05/2026 23:10

I'm single and basic Uc for me is 424 a month. I have no children

If you have no kids, UC is dire. I think people forget that.

Passaggressfedup · 16/05/2026 23:11

The only way I would have considered having three kids or more is if I'd marry someone very well off so that even in divorce, I would have been covered financially whilst working PT and build a career for when the kids left home.

Otherwise, two is enough. Most of my friends have one or two children. The only ones have more have very settled positions.

Pinkypromise43 · 16/05/2026 23:11

ForWittyTealOP · 16/05/2026 22:47

So you expect a lifetime of lost earnings to be between 20-50k? Low expectation there.

You’re confusing 2 different things. Capital vs income. There are no income products as far as I’m aware of that relate children and illness. The only ones that exist, and certainly the ones I was describing, are capital payments. Critical illness (hence child critical illness) are capital payout products. What you’re describing are income protection products and they pay a monthly income replacement but not if a child is disabled. This is an example of one - https://adviser.vitality.co.uk/insights/life-cover-not-just-for-adults-child-sic/

As parents, there is no insurance that covers the lifelong care of a child. The only thing you could use is your own income protection policy and make a successful claim for mental health as a consequence of the childhood illness but it would be challenging one to get through I think for any long period of time.

Anyway, Google is best here to better understand things.

Passaggressfedup · 16/05/2026 23:12

That is because CM is not counted as income for UC
Well yes, exactly! The system makes it quite good for middle class single mums.

youalright · 16/05/2026 23:12

Passaggressfedup · 16/05/2026 23:11

The only way I would have considered having three kids or more is if I'd marry someone very well off so that even in divorce, I would have been covered financially whilst working PT and build a career for when the kids left home.

Otherwise, two is enough. Most of my friends have one or two children. The only ones have more have very settled positions.

Until that partner makes some bad investments and loses everything then you £9 a week child support. Nothing is guaranteed

XenoBitch · 16/05/2026 23:13

Pinkypromise43 · 16/05/2026 23:11

You’re confusing 2 different things. Capital vs income. There are no income products as far as I’m aware of that relate children and illness. The only ones that exist, and certainly the ones I was describing, are capital payments. Critical illness (hence child critical illness) are capital payout products. What you’re describing are income protection products and they pay a monthly income replacement but not if a child is disabled. This is an example of one - https://adviser.vitality.co.uk/insights/life-cover-not-just-for-adults-child-sic/

As parents, there is no insurance that covers the lifelong care of a child. The only thing you could use is your own income protection policy and make a successful claim for mental health as a consequence of the childhood illness but it would be challenging one to get through I think for any long period of time.

Anyway, Google is best here to better understand things.

Do you know anyone in NMW or zero hour jobs who have Income Protection Insurance? Or even any sort of insurance bar ones like motor insurance.

Passaggressfedup · 16/05/2026 23:13

I'm single and basic Uc for me is 424 a month. I have no children
Well of course you're not going to be able to save, but some group of people entitled to UC can.

Walkyrie · 16/05/2026 23:14

SpryTaupeTurtle · 16/05/2026 23:09

My upbringing involved domestic abuse too. I'm lucky to have my brother and my mum because my stepfather tried to kill them twice. That was back in the day when trying to kill your wife was just a domestic

Sorry you went through that. It's not easy

Well my mum allowed her partner to abuse us because she was afraid of standing up to it. My dad allowed my stepbrother to abuse me because he knew intervening would be the end of his marriage. Haven’t seen either of them in years. Dad’s drinking himself to death (lifelong alcoholic) and pauses to send me the odd abusive email. I saw in the newspaper my mums partner was eventually done in court for beating her up but last I heard they’re back together. It is very hard. Sympathies.

SpryTaupeTurtle · 16/05/2026 23:16

Passaggressfedup · 16/05/2026 23:13

I'm single and basic Uc for me is 424 a month. I have no children
Well of course you're not going to be able to save, but some group of people entitled to UC can.

I wasn't talking about them. However you cant have more than 6k savings on UC without getting deductions so a lot of people don't save

Passaggressfedup · 16/05/2026 23:16

Until that partner makes some bad investments and loses everything then you £9 a week child support. Nothing is guaranteed
Of course nothing is guaranteed, it's about probabilities. The above scenario is much less likely than you finding yourself struggling because you have 5 children from two dads on nmw or unemployed.

youalright · 16/05/2026 23:19

Where so close to the end of this thread let's get it finished so we can get on with our life's. So what's everyone doing tomorrow? Im at work 😭

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