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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not consider this “family money”

1000 replies

ImNotSharing · 01/05/2026 21:13

I will shortly be receiving a large sum of money (large to me). It is a compensation payment.

Our finances are joint and DH considers it family money. I do not. AIBU?

Happy to answer questions but I’m mainly here for the vote.

OP posts:
nevernotmaybe · Yesterday 00:01

ImNotSharing · 01/05/2026 21:22

Because it was something that happened to me. Not our family.

I did the claim, which was long and arduous. And it was me that has pursued this for over a year.

I consider it mine. But the final sum is much larger than either DH or I were ever expecting.

There is absolutely no difference between this, and any other money you get. Your family isnt doing your work, and isn't getting paid your wages. It is effectively identical (if you are, or were working - if not at all and havent been then I would be curious what you are even then comparing to make a distinction between)

SaltAsh · Yesterday 00:04

crowfollower · 01/05/2026 21:15

It would be family money in this house.

Same.
One big pot here.
Unless it was going directly to what I was compensated for.

I received a 6 figure compensation amount back in 2007 and it became the deposit for our first home. I don't see the point in not putting it into the pot to benefit the family. The whole it's my claim etc sounds a bit petulant and selfish really when you are part of a family unit.

If it was loss of earnings then you surely would have been sharing it along the way if you earned it. Whys it different in a lump sum.

SethBrogan · Yesterday 00:05

Heidi2018 · 01/05/2026 23:54

There is no situation where I would come by 200,000 and genuinely not want to spend a single cent on anyone else other than myself. There is enough money there for OP to treat herself, be compensated for her loss of earnings, treat her children, and add to the family pot. With that amount of money, all of the above can be done! To want to keep it all for oneself is selfishness!

It’s not selfish if it’s compensation for medical malpractice or negligence though. The OP may decide to have surgery or might need ongoing treatment that she doesn’t want to wait to do on the NHS. This is compensation not a lottery win. £200k won’t go far if that is the case.

saraclara · Yesterday 00:06

ocuspocus · 01/05/2026 23:59

Compensation claims usually take many years of expert reports and mitigation. I
wonder what catastrophic injuries you had to get such a large settlement in such a short space of time.

She had significant facial injuries.

He DH does not have significant facial injuries, so why does he think he's owed the money (that he advised his wife against fighting for)?

That said, I think OP not wanting to spend a single penny on her kids/uni fund/mortgage is very weird. I won my case which I did all the work for, but I don't need the resulting money, so it's being shared with my sibling and my adult kids.

Ella31 · Yesterday 00:06

Family money in our house. Anything that's considerably large would be. Like many we have the house, bills, our kids ect to consider. Tbh I'd feel odd if I didn't share it for that. Dh would be the same.

SethBrogan · Yesterday 00:07

Happytaytos · 01/05/2026 23:52

She doesn't exist in a vacuum from her children. They will have suffered emotionally too.

Why wouldn't you want to help set your children up for life with this money? It's so alien to me to want to spend 200k on clothes and hobbies for just me.

Maybe she doesn’t want to martyr herself to her children? Maybe she’s…shock horror! A person in her own right?

Eenameenadeeka · Yesterday 00:09

Is this a reverse because your logic is crazy. "We wouldn't have this money if it wasn't for me" could be argued for wages too, but you don't seem to apply that to him contributing more to the family pot, and I don't really know of many mothers who would come into lots of money and only want it all for themselves and not want to spend anything on their children. I think using it to get some things for your self, some new clothes and maybe something for your hobby is fine but it's really odd that you don't want to share with your own family.

ForCosyLion · Yesterday 00:09

Stompythedinosaur · 01/05/2026 23:45

The reason I (and most others) would say this is family money, is because of my belief that in a committed relationship it isn't right for one partner to have a significantly better quality of life than the other. And it's clear that's what you're imagining.

All these years, your dh could have been the type of guy who shares a basic amount of his salary for family expenses and keeps the extra as his own because he earned it, he got promotions based on effort etc, perhaps because his work has impacted his wellbeing. But he hasn't done that, he's afforded you an equal lifestyle and equal access to money (as is the decent thing to do).

I'm honestly amazed you want to have a better life than him. That doesn't seem loving to me.

Well, do you think that the DH had a much better life than OP when she went through her life-changing injuries and all the aftermath? Of course he did. So the compensation is meant to even it up. OP is not going to have a better life than the DH because of the money. The money is supposed to compensate her for the quality of life that she lost. Of course it cannot do that, but in the absence of a time machine, that's what it's for.

Things can't always be equal. If neither of them are meant to have a better life than the other, then the DH could also get injured and go around with significant facial injuries! Obviously that's absurd, but OP had a significantly worse life than the DH for some time and her quality of life is still affected. The money helps bring her quality of life back up to what her DH's is, as far as possible. It doesn't make her life better than his, because of what she's already suffered. Her QOL balance was in the red, and now it's back in the black, where her DH's QOL balance has always been.

People are not taking into account what OP went through.

OakleyAnnie · Yesterday 00:11

ImNotSharing · 01/05/2026 23:14

Absolutely. You are right.

If it had been 10 or 15 grand, I would’ve said add it to the pot. The fact it is 10 times that amount and we are now about to receive it I don’t want to just add it to the pot.

Rightly or wrongly.

If you’ve budgeted for the mortgage and bills and uni funds and there’s plenty of money coming in to the household anyway, what on earth does your husband want to do with the money? Either he wants it to make his life easier or he wants treats. I don’t understand why he should have any control over the money at all. Why don’t you be in charge of it and spend it as you see fit. If that includes treats for the family too so be it.

SaltAsh · Yesterday 00:12

On reading through the OPs position again I'm sorry but you do sound like a selfish individual.
It's the wording around it. It's gross and sounds like you are in a family unit you want to be a part of unless it's something given to you and it's every man for himself.

I can't imagine ever being like this as part of a family.
I think your husband should divorce you and take half that way because you're not sounding very nice about it at all.
And why post?! You already made up your mind. Your foot stomping, whiney "but it's miiiine" posts are insane....

I'd leave you to your half of it on your lonesome.

sesquipedalian · Yesterday 00:13

OP, you say, “I am interested in hearing all perspectives.”. But you’re not, because above you have said, “I don’t want to hear opinions about how to spend it, as far as I am concerned it is mine.“. It absolutely is, even though
I’m open mouthed at your statement that you don’t want to spend any of it on your children, and consider your DH unreasonable for thinking it is “family money”. If you ask for opinions, though, don’t snub those who give them.

TooMatchaMatcha · Yesterday 00:13

Given that you don't contribute financially to the family in any other way (the argument that a SAHP "enables": the other parent's earnings is almost always self-serving bullshit), it's astonishing to me that you would take this attitude.

SaltAsh · Yesterday 00:13

sesquipedalian · Yesterday 00:13

OP, you say, “I am interested in hearing all perspectives.”. But you’re not, because above you have said, “I don’t want to hear opinions about how to spend it, as far as I am concerned it is mine.“. It absolutely is, even though
I’m open mouthed at your statement that you don’t want to spend any of it on your children, and consider your DH unreasonable for thinking it is “family money”. If you ask for opinions, though, don’t snub those who give them.

Yep she's a petulant child.

AddMoreGarlic · Yesterday 00:14

Shocking how many posters are saying "oOoOoOoh but hE wAs ThE sOLe EaRnEr" 🙄and guess who facilitated that by being the stay at home parent, which is more often than not, more demanding than a paid job. You guys really keeping invisible labour as such.

TaddleTales · Yesterday 00:14

I love my husband and child and would be excited to spend it on us all - whether that be holidays, new cars or home improvements. I'd expect to be able to dictate how it is spent, and certainly get myself some treats too, but definitely wouldn't see it as only for me.

I put years of effort and stress into my degrees then my career but I don't think that means I can turn around and say my wages are all mine because no one else in the house worked for them 😅

Heidi2018 · Yesterday 00:14

SethBrogan · Yesterday 00:05

It’s not selfish if it’s compensation for medical malpractice or negligence though. The OP may decide to have surgery or might need ongoing treatment that she doesn’t want to wait to do on the NHS. This is compensation not a lottery win. £200k won’t go far if that is the case.

2nd post from the OP:

Not rehabilitation, no.

If it’s “mine” I would spend it on my hobby and new clothes etc

SaltAsh · Yesterday 00:15

TooMatchaMatcha · Yesterday 00:13

Given that you don't contribute financially to the family in any other way (the argument that a SAHP "enables": the other parent's earnings is almost always self-serving bullshit), it's astonishing to me that you would take this attitude.

Oh wow I missed she doesn't even work.

Wow. OP I'd just delete this post and forget it happened then go be nice to your family.
Hopefully they don't see this thread, you have a disgusting selfriteous attitude.
You don't even contribute financially!!!! The balls 😲

Its only morning here and you've won most ridiculous entitled read of the day already...

ForCosyLion · Yesterday 00:15

SaltAsh · Yesterday 00:12

On reading through the OPs position again I'm sorry but you do sound like a selfish individual.
It's the wording around it. It's gross and sounds like you are in a family unit you want to be a part of unless it's something given to you and it's every man for himself.

I can't imagine ever being like this as part of a family.
I think your husband should divorce you and take half that way because you're not sounding very nice about it at all.
And why post?! You already made up your mind. Your foot stomping, whiney "but it's miiiine" posts are insane....

I'd leave you to your half of it on your lonesome.

If you think hard about the horrible thing OP went through and what it might be like to experience significant injuries, including to your face, and the stress of the compensation fight and being dragged to court instead of them settling, you might get an inkling of why OP feels as she does.

And, technically, the money is to compensate OP for OP's injuries. She's the one who got injured. The money is for the victim. It's pretty straightforward, actually.

PhaedraTwo · Yesterday 00:17

NotReallyLikeThatIsIt · 01/05/2026 23:15

My husband would insist it’s mine. I am currently in the process of a situation that could result in me recieving compensation for something traumatic that happened to me and when we’ve discussed possible outcomes, he’s said that he’d never expect it was his money too and to be placed in a shared “family” pot.

He says I should use it on whatever would boost my mood and MH, his words were “feed your soul and mind ” he just wants me to find myself again after the traumatic thing had taken away my ability to enjoy so much of life as well as the physical pain.

I'm absolutely sure my husband would insist any such money was mine.

Ferrissia · Yesterday 00:18

ImNotSharing · 01/05/2026 23:46

No. I don’t want to spend it on my children.

Genuinely.

As a family, we have some money. We have two incomes. We have a home and we pay our mortgage.

We have enough money to pay our bills and to pay for some days out. We are happy.

Do I want to put aside my compensation payment for their Uni fees? No.

Do I want to earmark it as a potential deposit for their future homes? No.

I want it to be my money. That I get to choose how it is spent.

Is that really so unreasonable?!

yeah ok, now I agree that this is fabricated rage bait.

Heidi2018 · Yesterday 00:18

ForCosyLion · Yesterday 00:15

If you think hard about the horrible thing OP went through and what it might be like to experience significant injuries, including to your face, and the stress of the compensation fight and being dragged to court instead of them settling, you might get an inkling of why OP feels as she does.

And, technically, the money is to compensate OP for OP's injuries. She's the one who got injured. The money is for the victim. It's pretty straightforward, actually.

Quote from the op:
Has the rest of the family been affected? Yes. Undoubtedly. I can’t deny that.

If I was after going through an ordeal like that, I would love nothing more than to treat all of those around me, a lovely family holiday or something similar.

ForCosyLion · Yesterday 00:19

I'm on your side, OP. Why does your DH have his hand out? YOU got injured. YOU'RE the one walking around with facial scars. If my DH had suffered something like that, I'd be delighted that he was able to make himself happy by using his compensation for its intended purpose.

Not very gallant of him to want to deprive you of being compensated for what you suffered, tbh.

SaltAsh · Yesterday 00:19

ForCosyLion · Yesterday 00:15

If you think hard about the horrible thing OP went through and what it might be like to experience significant injuries, including to your face, and the stress of the compensation fight and being dragged to court instead of them settling, you might get an inkling of why OP feels as she does.

And, technically, the money is to compensate OP for OP's injuries. She's the one who got injured. The money is for the victim. It's pretty straightforward, actually.

As someone who received significant compensation for injuries myself, which I stated, my position still stands. It's selfish and susprised anyone is making excuses for her on partially assumed details.

CJsGoldfish · Yesterday 00:20

So, your DH funded your lifestyle when you didn't work, funded you during your 'pain and trauma' but now you have decided it is no longer "what is his is ours" set up and decided you'd rather a "what's mine is mine"

There is absolutely no way you'd accept this if it was your DH receiving the money. I don't think anyone can deny the vitriol that would be posted if it was a husband making the same decision.

I can't imagine that this level of selfishness and entitlement has come out of nowhere so it probably isn't a shock to your family that you'd do this. So what on earth is the point of this thread? 🙄
Just crack on. Sit on your pile of money, rubbing your hands together and planning on what you can do for you and you only 🤷‍♀️

Ferrissia · Yesterday 00:20

SethBrogan · 01/05/2026 23:51

I don’t think the OP should spend her compensation money on her children either. Compensation is different. Her children have not suffered, she has. It sounds like she has received significant injuries. I wouldn’t be happy with my injuries “paying” for my children’s future. I’d want my compensation to benefit me.

you don't think securing your children's future benefits you?

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