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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To want the Government to do more about the Cost of Living crisis?

254 replies

user365241987 · 18/04/2026 16:26

I just cannot see what the Government is doing to support the insane rise in CoL. Our income is higher than it has ever beautiful we just scrape by every month. It's so depressing. Don't qualify for any benefits. So tired of it. I have written to my MP. I can't understand why they don't increase the lowest tax threshold as that would at least help everyone at the lower end. I don't see any improvement ahead.

OP posts:
Statsquestion1 · 18/04/2026 18:13

DdraigGoch · 18/04/2026 18:04

The UK has much higher council tax bills than the Irish one quoted. The biggest expense UK councils have is social care. Are Irish councils on the hook for this or is the central funding available?

So there’s property tax brackets and then different councils have an added percentage on top. Mine is 428 plus a 15% county charge on top.
local property tax pays for
local roads and street maintenance
public lighting
parks and playgrounds
libraries
fire and emergency services
housing and community services
street cleaning / environmental services
local amenities and infrastructure

We pay for our own waste/recycling- I pay a company 25 per month.

Social care services are funded through Income tax, VAT, corporation tax and other state revenues fund.

Pickledonion1999 · 18/04/2026 18:13

caringcarer · 18/04/2026 18:08

Not all pensioners can claim a full state pension. Also older pensioners are on the old state pension and get a lot less than £12.5k.

And many older ones get way more. My 88 year old dad gets significantly more due to ? Serps.
Many on less than new state pension will likely be topped up by pension credit unless they also have significant savings. this will mean all rent paid, council tax paid, dental costs paid etc also. The ones qualifying for pension credit can end up way better off than those just on new state pension.

SomedayIllBeSaturdayNight · 18/04/2026 18:15

Not required to seek work in UC terms means people who:
Have been assessed as having limited capability for work and work-related activity (LCWRA) because of a serious illness or disability.
Are the main carer of a child under 1 year old.
Are pregnant and due to give birth within 11 weeks.
Are caring full-time for a severely disabled person and receive, or are entitled to, Carer’s Allowance or the carer element of Universal Credit.
Are in full-time education in certain circumstances, for example some students with children or disabilities, or under-21s without parental support.
Are over State Pension age but still part of a Universal Credit couple claim.

UniquePinkSwan · 18/04/2026 18:16

I live in a deprived area and I really don’t see a cost of living crisis around here. Everywhere is rammed at the weekend

2dogsandabudgie · 18/04/2026 18:20

SomedayIllBeSaturdayNight · 18/04/2026 18:03

I think they should keep taxes and benefits as they are, possibly even reduce taxes. This would be paid for by taking a person's whole estate when they die into the treasury. This would raise a ton of money for the country, stop a small number of wealthy families hoarding wealth for generations, set a level playing field, incentivise work for all, and mean that public services could be well funded. Winner winner!

If my estate was going to the treasury rather than my children, I would sell my house move to a smaller property and spend the rest and give my children as much as possible. I've paid enough tax throughout my life and me and my husband have worked hard for what we have.

Where is the incentive to work hard if you can't pass your wealth on to your children? We might as well all give up work.

Pickledonion1999 · 18/04/2026 18:20

SomedayIllBeSaturdayNight · 18/04/2026 18:15

Not required to seek work in UC terms means people who:
Have been assessed as having limited capability for work and work-related activity (LCWRA) because of a serious illness or disability.
Are the main carer of a child under 1 year old.
Are pregnant and due to give birth within 11 weeks.
Are caring full-time for a severely disabled person and receive, or are entitled to, Carer’s Allowance or the carer element of Universal Credit.
Are in full-time education in certain circumstances, for example some students with children or disabilities, or under-21s without parental support.
Are over State Pension age but still part of a Universal Credit couple claim.

Part of the problem with the LCWRA is that people are not re-assessed enough. There are huge backlogs with people years overdue for re-assessment and even when people report an improvement in their condition it still takes ages to get re-assessed. The whole system is a mess which is why they are proposing in the future to link the LCWRA element with PIP so that only one assessment is required.

ilovesooty · 18/04/2026 18:21

lovealieinortwo · 18/04/2026 17:54

And this is where the debate is impossible, facts and logic are classed as bashing.

Try telling these facts to pensioners on Facebook and see the abuse you get.

Chocaholick · 18/04/2026 18:22

Pickledonion1999 · 18/04/2026 18:20

Part of the problem with the LCWRA is that people are not re-assessed enough. There are huge backlogs with people years overdue for re-assessment and even when people report an improvement in their condition it still takes ages to get re-assessed. The whole system is a mess which is why they are proposing in the future to link the LCWRA element with PIP so that only one assessment is required.

We can no longer merely accept people self reporting as too anxious to leave the house and so on.

SomedayIllBeSaturdayNight · 18/04/2026 18:23

2dogsandabudgie · 18/04/2026 18:20

If my estate was going to the treasury rather than my children, I would sell my house move to a smaller property and spend the rest and give my children as much as possible. I've paid enough tax throughout my life and me and my husband have worked hard for what we have.

Where is the incentive to work hard if you can't pass your wealth on to your children? We might as well all give up work.

Selling your house and moving to a smaller property frees up a family sized house - win!

shivermetimbers77 · 18/04/2026 18:23

There’s more people taking out of the system than paying into it in the form of income tax at the moment. That’s a huge problem.

SomedayIllBeSaturdayNight · 18/04/2026 18:24

Chocaholick · 18/04/2026 18:22

We can no longer merely accept people self reporting as too anxious to leave the house and so on.

No one self reports anxiety and is given UC! It is a way more rigorous process than that!

2dogsandabudgie · 18/04/2026 18:28

SomedayIllBeSaturdayNight · 18/04/2026 18:23

Selling your house and moving to a smaller property frees up a family sized house - win!

I would say a lot of older people do this already anyway.

Chocaholick · 18/04/2026 18:32

SomedayIllBeSaturdayNight · 18/04/2026 18:24

No one self reports anxiety and is given UC! It is a way more rigorous process than that!

I know. But I don’t think it’s a coincidence that the conditions causing a rise in UC are all ones with zero pathology

Oblahdeeoblahdoe · 18/04/2026 18:35

Why on earth do people think the government should bail them out? In the 70s we had 3 day weeks to save energy. People had to claim basic unemployment benefit for the other two days. I remember doing homework by candlelight, I kid you not.

Pickledonion1999 · 18/04/2026 18:37

Oblahdeeoblahdoe · 18/04/2026 18:35

Why on earth do people think the government should bail them out? In the 70s we had 3 day weeks to save energy. People had to claim basic unemployment benefit for the other two days. I remember doing homework by candlelight, I kid you not.

People rely on benefits to pay extortionate private rents.

EvangelicalAboutButteredToast · 18/04/2026 18:38

ExtraOnions · 18/04/2026 16:32

What would you like them to do ?

Stiop putting taxes up and crippling businessses.

SomethingSScintillating · 18/04/2026 18:39

Water bills don't get much mention but they are horrific as well.
There is so much more they could do

Chocaholick · 18/04/2026 18:40

Pickledonion1999 · 18/04/2026 18:37

People rely on benefits to pay extortionate private rents.

The rents aren’t extortionate in themselves. The majority of landlords have 1 property, and I imagine a fair chunk are mortgaged, and like anyone else their mortgage repayments will be very high.

The problem is too many people.

Teeheehee1579 · 18/04/2026 18:42

No I do not want the government to help with the COL crisis, I want our generation and our parents generation to cut our cloth accordingly and cut back. We are the very definition of the squeezed middle so I am not without sympathy but I absolutely do not want this country mortgaged anymore against our kids generation who will have to pick up the pieces and live with god knows what just so we can keep up our standard of living.

ShanghaiDiva · 18/04/2026 18:43

National debt is about 95% of our gdp with interest payments one of the largest sources of government spending. What would you like the government to do?

Driftingawaynow · 18/04/2026 18:47

https://taxjustice.uk/blog/the-rich-are-getting-richer-from-the-war-on-iran/

we need a windfall tax to start with

lovealieinortwo · 18/04/2026 18:48

I absolutely do not want this country mortgaged anymore against our kids generation who will have to pick up the pieces and live with god knows what just so we can keep up our standard of living.

We have fucked them over

WimbyAce · 18/04/2026 18:48

Maybe they need to increase the threshold for UC. We are on fairly low income and we don't qualify aside from child benefit. This would definitely help people in our bracket.

ShanghaiDiva · 18/04/2026 18:49

SomethingSScintillating · 18/04/2026 18:39

Water bills don't get much mention but they are horrific as well.
There is so much more they could do

My water bill has increased by over 30% and the subsidy we used to receive from the govt (south west water) has been removed. Years of under investment mean there are huge problems and consumers are paying the price. Water should never have been privatised.

Oblahdeeoblahdoe · 18/04/2026 18:54

I have absolutely no issue with people who claim benefits, the OP is talking about people who work!

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