Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

If you won 10k

113 replies

Moonface29 · 05/03/2026 19:04

Together 10 years, living together (unmarried but engaged), with 2 children.
One of you wins 10k - would you view it as joint money or not?
YABU - joint, and you would plan how to spend it together
YANBU - It’s the individual’s money, to spend how they please

OP posts:
DaffodilValley · 06/03/2026 08:21

I’d like to think that if that happened to us, half would go into the mortgage (our maximum overpayment for the year is 5k) and the other half be spent on paying off credit card debit.
That way it mainly would benefit my partner who is much worse at managing money than I am and so has debts, but would benefit us both due to the reduction in interest we both end up paying.

MrsHaroldWilson · 06/03/2026 08:21

I think I'd suggest taking £1000 each to spend how we liked and putting the rest into savings, whoever actually won it.

Moonface29 · 06/03/2026 08:28

HoskinsChoice · 06/03/2026 07:58

🤣 Correct! (According to mumsnet laws).

Have you read the replies?

OP posts:
SJM1988 · 06/03/2026 08:34

In our house it would have half joint and half personal like we do when either of us gets a bonus. Some of it would go on family expenses (a holiday or paying of the joint credit card or house DIY) and some of it would be kept by the winner for personal things (personal credit cards or something the person has wanted for a while).
This year I got a bonus (first time in forever). I've put some aside to pay for a Christmas activity for the kids we have wanted to do for the last few year but cant afford usually and I put some into getting a massage, haircut, new dress etc. DH does the same with his bonus every year. Usually a house related item / DIY then something he wants.

I think its a big red flag if he spends the whole lot on just himself no thought for even his kids.

ay30916 · 06/03/2026 09:40

Joint. We would probably pay off the credit card which would leave £7k. We would probably have a bit of treat money for us & the kids (maybe £2k) & put abut £5k away towards hols for next year.

LadyVioletBridgerton · 06/03/2026 10:48

Joint money.

Hmmmmwineandchocs · 06/03/2026 11:28

Moonface29 · 05/03/2026 20:41

Thank you for your views everyone.
I am just feeling so sidelined. I thought it would be our chance to get married (been engaged 3 years), but no. He booked a holiday with his friends without telling me.
We had also planned a once in a lifetime trip in August (won’t say what, as would be outing). Booked annual leave, told our eldest we were going…only for him to then say we can’t afford it (after winning the money).
Apparently this is all justifiable in his eyes (and his parents, it transpires).
We pay the same percentage of our salaries into the house/bills (though he earns more).

Then he’s an absolute twat.
To cancel your holiday after telling your child about it is really horrible. How can he do that??
Sorry OP.

ChristmasFluff · 06/03/2026 11:39

Given your updates, how other people would deal with the money is irrelevant.

He's made it really plain he doesn't love you, and you are the 'wife appliance' without actually being his wife.

Surely you are worth more than this?

LadyDanburysHat · 06/03/2026 11:42

If the father of my children won £10k and his first thought was not how to treat family but to spend it on himself, I would find it very difficult to continue the relationship.

DH won a car once, worth about the same amount. We sold it and put a deposit on a house.

Probablyshouldntsay · 06/03/2026 11:43

Well, you know where you and your dc stand now don’t you?

JustSittinHereChillin · 06/03/2026 13:06

I responded only to the original message - I've just had chance to read some of the updates...

My approach would remain the same (that the winnings would belong to wherever the money came from e.g. personal account, personal winnings or joint account, joint winnings) however, in the instance of personal winnings, I cannot imagine for one moment that either my husband or I would go and splurge it on ourselves, without any thought about our joint financial situation and our family. I would be hurt beyond words if my husband's choice was to holiday with friends rather than me and my little boy. I'd be out of there if that was his preference!

Anononony · 06/03/2026 13:18

It would be joint but I'd have majority say on what the money went on.

We'd invest at least half in our business, pay of debts and treat ourselves and kids to something each of us want but can't afford (new x box for OH, camera for me, VR for eldest, probably a nice bike for youngest

DrLevy · 06/03/2026 13:39

DH would view it as mine if I won it and ours if he won it. He has previous for this. I do bring as much to the pit as he does and in instances of a bit of a windfall have always put it into the house somehow: he is very much ‘it’s your money, do whatever’

New posts on this thread. Refresh page