To report neighbour to mortgage company

[TidyWriter]

We have an unpleasant busybody neighbour who complains about absolutely everything. The most recent example is her knocking on our door to tell us off for having a laundry dryer/horse visible from the outside. It's against the rules to leave them on the balcony, so we left ours in the doorway with the door open to the balcony, but inside.

She reported us to the building council and asked our other neighbour to have a word. Insane.

Anyway, we have proof that she is using her dining room to rent out for airbnb guests. This is strictly against our lease, and a serious breach of a lease is against almost all mortgage rules.

AIBU to report her to the mortgage company?

Nah do it - she reported you guys first lol.

Do it, but anonymously

I'm sure you've posted about this before.

Anyway, I'd report the interfering busybody.

How will you know who her mortgage is with?

Live by the sword, die by the sword.

Ha!

She sounds insane. I’d have no issues reporting her.

How is against her lease if she owns the place and has a mortgage?

Good point.

Leasehold flats, the info is available on land registry

I came here ready to tell you to keep it to yourself, but having read your post, screw her lol
id report her

Extremely well put.

I would report the nasty busybody. After posting some dog excrement through her letterbox 😐 (im so juvenile) 😅

It’s on the land registry docs as someone who has a charge against the property.

Id threaten to report her the next time she complaims to you and tell her to leave you alone.

I don't think juvenile is the word..

You can find out who the mortgage provider is on any property if you’re willing to pay about £10 to Land Registry for official copies of the register for that title.

However, if the OP also owns her property, I wouldn’t be so petty as to “report to the mortgage lender”, since if you ever want to sell your own home, you have to disclose disputes with neighbours so this could be an own goal. If it even resulted in any “goal”.

Neighbour should not have thrown stones in the glasshouse.

Some local authorities have restrictions on Airbnbs and other short term lets

HMRC?

I read LR has not yet caught up with Covid yet and isn't functioning in many cases.

A lot of councils are cracking down on Airbnbs. Usually when it is entire flats or houses to be fair, rather than a room in an occupied property, but if you feel the urge to complain to someone, then don't forget the Council.

But as another poster said, do it anonymously incase you want to sell any time soon as you are supposed to disclose neighbour disputes.

If it's leasehold, just report it to the freeholder/managing agent. It is their job to deal with leasehold violations.

Agree with tipping off a wider group because, really, what’s the mortgagee honestly going to do off the back of this info?