To think we shouldn’t have to contribute to soch if we don’t intend to use it?

[slozenger]

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

I would always see the money go to
the disabled!!! I said a percentage just that wouldn’t be used as I cost less to run.

But I would never have disabled people or children go without!!! Ever

I swear down

But you have used the health service. You benefit, for example, from having diseases that you might catch and die of being cured and prevented by the NHS. You benefit from the vaccination programme used in this country which confers herd immunity as long as 95% of people are vaccinated. You benefit from a healthy work force. You benefit from the fact that your wages are not partly sequestered by your employer to pay into private health insurance that you will lose if you change jobs, which means you are able to be paid a higher wage.

So you're 4 years from retirement and don't want to claim your state pension. You've started this thread but I haven't seen you explain why you don't want to claim it. You know you could claim it and donate it to charity of choice, or donate it back to the state. You also don't pay standard NI on earnings once you're over state pension age. So there you go, you're getting a discount on your soch then. Happy?

Some real batshit posts on here tonight. We have the pearl clutches dissecting the lyrics of songs that are very popular, PPa declaring they dont want to pay for things they think they will never need.
Demands for Americans to change their language because someone is offended .
Ye Gods and Little fishes as my mother used to say (and no, I dont have a clue what it means) 😅😅

Got to page 2 and don’t think I’ve ever had such a strong dislike for a poster.

SOCH OFF

My dead granny never had to call the fire brigade.
Can I get a rebate on her income tax as a deductible on her estate's Inheritance Tax calculation please?

Pure nastiness.

You’ve had enough freebies now you inheritance ghoule

Soch person = pench person =£2K per week person.

Says it all...

Which is it - you’re the first person to use it or it was the term used in that past?

I used it first on here.

Incorrect

Don't be silly, OP won't do any of those things. She's already said being hit by a car is an unrealistic scenario too. It's quite simple. OP has decided only to have injuries/illnesses she can self-treat for.

WTF did i just read.

OP I don't even know what to say. Madness. I'd love to know where you live that you allegedly use all these 'obvious' terms no one has heard of.

I just saw on the news, parliament have passed a law that everyone over state pension age needs to set up a MyGrans account and funnel the earnings into MyGrants to give net contributers a refund on their NI.

My biggest concern is that TCP oil is no longer being sold.

Blimey, you're nice.
I'm 46, never heard or seen 'soch' before.
Always known as NI Contributions since I received my NI card when I was 15.
You are doing a good job of derailing your own post though.
Well done.

I’ve already said that if you read the thread.

Well Im in my 60s and I dont know what such means either

OP if you don’t want to be part of our society please ask to be deported elsewhere

We still don't know what you propose to do if run over by a car (why would it not happen?), get cancer, an aneurism, a heart attack etc.? Your private hospital won't have A&E (not profitiable) and though they will treat your cancer that will be only up to a point i.e. you will discover in the small print that if it comes back it is a pre-existing condition. Also, what happens with an operation that goes wrong (because they do sometimes) - are you going to self-medicate yourself rather than be taken to the NHS, which is the place with all the expertise and equipment? Do tell.

Does it rhyme with loch, or Marshall Foch?

I’m just a few years younger than OP. I’ve always called it national insurance. My parents and grandparents called it the stamp.

I wouldn’t go

You are extremely lucky if this is your only worry.