To think you actually need 2k a week to live on?

[TheIcyAquaFawn]

Post bills/house etc?
For a brilliant quality of life?

Perfect week stuff as in fun activities, no budget. Food shopping throwing everything in the trolley - lots of easy food. Being able to order Ubereats whenever you fancy ?

Every week? That’s bonkers.

Extensions and teeth whitening. Maybe Invisalign. I’d buy full price cashmere rather than stalking Vinted.

Nice one. We all deserve a pamper and a treat. Glad you enjoyed the thread :)

I feel like I live as you describe, i.e. don't think much about the cost of things as long as it's the right thing to buy.

Buy books weekly. Think nothing of buying tea/coffee from F&M for my day-to-day/ chocolate from Laderach etc. Groceries from M&S. Theatre/ day trip most weeks. Beauty, hair and personal training weekly. Country club membership, massages, all that.

I struggle to spend 2k 'fun money' in a month to be honest with you, nevermind a week! But I'll happily take the 8K and save 6.5 😉

If I had the mission of having to blow 8k a month, it'd have to be fashion or high end luxury items, but that's not day-to-day living, is it?

Food is my least costly item as I dislike takeaways/ eating out and don't eat much, so monthly food bill is about 150-200 pounds.

Turkey teeth on week 1 then all done

You do impressively well with the food budget. I wish I could but just addicted to treats and fizzy drinks 😂

I mean our household budget is a little less than that monthly and that includes a mortgage, some child care and what feels like fairly robust fun money… ie, we eat out 6-8 times a month and I buy expensive clothes… doesn’t include travel but even so… that’s a lot of money!

I guess I can see it being fun, but still being correct. 🙍But, you do you.....

If you'd said 'what would you spend £2k fun money a week on?', you'd probably get some fairly different responses.

I’m Sure there are wayyy better places to eat, than to eat there if you have £2k week

I am a high earner (household income £350k). I still cook at least 5 nights a week… also literally never buy shit like McDonald’s. Or junk food. More likely to blow it all on organic pasture raised eggs to make homemade ice cream…

So I can only save 1,000? I would do that.

Then I would spend 600 or so each week on a house improvements, or plants... ooh, lots of lovely garden plants.
Then, some weekends away, stay in a nice hotel on Saturday night. Probably once every 6 weeks or so would be good.
And a class every week, ideally in a 2 month block - pottery or sailing or trapeze or whatever struck me.
I dont think I could be arsed eating out every week, but food, wine, etc would be what - 300 at most?
Am not sure I fancy having a cleaner or other "paid help". And am not too interested in clothes/hair/makeup or giving teen daughter too much spending power!

People who say money doesn’t buy happiness miss the point.

it doesn’t.

But lack of money can cause unhappiness. And stress. And anxiety.

So I agree with the premise of the post. I wouldn’t say I need £2k a week after bills to live. But honestly? I would love it. Not because I’m greedy or wasteful. Though I can be sometimes. But because it would be so bloody lovely not to have to even think about money. Know that I was saving well. Be able to treat people. Book spur of the moment weekend breaks.

High earners tend not to waste money on cheap convenience food, they invest in pensions so they can retire early on a comfortable income. They are high earners for a reason and tend to have one eye on the future.

They tend to eat in decent restaurants or cook themselves. They may spend a little more at the supermarket on quality ingredients so, yes, their outgoings are likely to be greater. The occasional Five Guys may be enjoyed, why have a McDs when you can afford a decent burger.

wow I cant imagine having that much money!

Isn’t it funny. If I did have £2k a week. The very last thing I would spend it on is Nandos, McDonald’s and fags.

Well, nobody needs that much. Would be nice though. Right now I would settle for being able to afford a winter coat and to be able to replace my 1 pair of shoes.

lots of easy food. Being able to order Ubereats whenever you fancy ?

Is that it?
Fun stuff and brilliant quality of life is being able to order fast food to be delivered to your door??????😳

I think you and I have VERY different ideas of what is a brilliant quality of life.
I retired very early, have no money worries whatsoever, do all sorts of things that make me happy but it has NEVER crossed my mind to order Uber eats.😖

Everyone's dream is to feel financially free. I would love to take a few more trips which eat money in which case I'd need more 🤣
I also agree that the more you have the more you spend.. I'd love to get a bigger house so essentially everything would go up!
But just to live on, it sounds great that I'd use it for more self care, spa, massages, fuel a shopping addiction..

OP, I like your style (especially how it's riled some people right up) 🤣

I'd hire a declutterer every fortnight.

I'd buy in my meals.
Mini spa break once a month
Virtual Assistant to take care of household admin

As much as I would enjoy living off restaurant meals and takeaways, I would put on an enormous amount of weight.

At least I could afford to join a nice gym, though.

Why on earth not? Life is too short for slaving over the hot stove. Get yourself on the app and get a Big Mac and a juicy cold coke to wash it down

My pay is variable depending on how much work I do, but we're likely to have c. £12300 take-home per month for the next calendar year so similar to the level you think would be optimal. I'm a pathological saver though so can't even imagine spending it on fun. We have an annual takeaway, I buy my clothes in charity shops, and if I want fun money (eg a date night every few months), I do extra work so it goes into a separate fun fund.

My husband and I calculated that we can live on a salary of £22000 each once the children leave home, but for now we can save £94000 per year. I just can't get my head around the thought of maximising fun, when I can maximise security and house deposits/university education for my children and invest in their future.

And could afford Mounjaro! And a load of sushi for the subsequent eating low calorie - from Uber eats obviously

I could easily spend that on a nice dinner out once a week and then paying for a chef to shop/meal prep for me and a personal assistant to do all the admin things etc I don’t want to do. That would make for a very nice life indeed but 2k a week is probably not enough to cover it

Goodness, it would be fun. I'd buy a swing, I've always wanted a swing.