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Share your dilemmas and get honest opinions from other Mumsnetters.

Council tax is a c**t

618 replies

Upholstery · 08/12/2025 21:13

What kind of a tax doesn't take account of how much money you have? It's all just a bloody con.

OP posts:
Thread gallery
6
Southernecho · 09/12/2025 09:54

WhyamIinahandcartandwherearewegoing · 09/12/2025 08:04

Never thought I’d see the day when the poll tax actually looked like a good option but here we are!

Hardly! It was a disaster, charging people living at home separate bills...

What people want is lower bills BUT better Council services.

Council tax would be ok if valuations had taken place regularly, so people in areas that have seen massive house price increases paid more and central govt hadn't slashed council funding.

WonderfulSmith · 09/12/2025 09:55

FigTreeInEurope · 09/12/2025 09:07

The €200 is the TARI and the TASI, which cover rubbish collection, street cleaning, running of tips and the recycling van that comes round. The TASI is stuff like street lighting, local road maintenance but not highways, things like fences along roads, and maintenance of road side ditches to prevent flooding. Things like policing, libraries, social centers are all taxed through income tax, with a no tax threshold of just five grand a year in income. Everyone pays some tax here.

So you pay less because it funds less.

YorkshireGoldDrinker · 09/12/2025 09:57

randomchap · 09/12/2025 09:49

Come on, answer the question

In your zero tax and zero services world how would the military and justice systems work?

I did. You clearly don't like my answer and appeared to have totally ignored it. If you don't understand my answer, you can just say so instead of looking for an opportunity to bash me.

Luckyingame · 09/12/2025 09:58

Lifestooshort71 · 09/12/2025 09:40

Which country is this and how do their services get funded?

It's Czech Republic, Prague.
I don't know about the small cities, admittedly, and haven't lived there permanently for 25 years.
But, after visiting for three months, I was left angry and stunned.
What system they use - I'm not familiar with it. But, will do my best to live there permanently again.

Differentforgirls · 09/12/2025 09:59

itsnotfairisit · 09/12/2025 09:52

Just check your own council tax info. It’ll tell you. Freely available. Comes through your front door every year, as well as being online
will vary slightly between LAs so check your own.

I don't need to. But thanks.

randomchap · 09/12/2025 10:00

YorkshireGoldDrinker · 09/12/2025 09:57

I did. You clearly don't like my answer and appeared to have totally ignored it. If you don't understand my answer, you can just say so instead of looking for an opportunity to bash me.

I'm asking you to clarify it. Explain the details.

If you can't then it suggests you really haven't thought it through.

itsnotfairisit · 09/12/2025 10:01

@Differentforgirls you asked for a link. I explained no one link will cover all LAs. So you ought look at your own.
it’s what you asked for

TheNightingalesStarling · 09/12/2025 10:01

I'm laughing at those in kiwerctax bands being unemployed.

The value of my home in 1993 has no bearing on my employment status in 2026. Its low tax band because its in "The North". (In fact ex Military property, which were rated as pretty much worthless at the time).

Nevermind17 · 09/12/2025 10:02

It’s the valuations that I can’t get my head around. I’m Band G, it’s a 4 bed house, small garden. There’s a house for sale round the corner for twice what we paid, that’s Band D. There’s a new build opposite that’s twice the size of ours, landscaped garden, sauna/hot tub. It’s probably worth 3 times as much as ours, and it’s Band F.

It’s just completely nonsensical and I really begrudge paying £430 a month when the road is full of potholes and we only half fill our bin every fortnight.

KellySeveride · 09/12/2025 10:04

What I most love about paying my council tax is that it has gone up exponentially in the last 3 years because my local authority was caught out being discriminatory against women they employed, carried on doing it after they were found out and then got sued up to their eyeballs (rightfully so) and passed the cost of this discrimination to its local residents!

Its just joyful 😐.

PistachioTiramisu · 09/12/2025 10:05

Mumwithbaggage · 09/12/2025 09:48

As well as our own house, I'm paying £800 a month on my late dad's property because it's empty. Have cleared my savings doing it up to sell (and put so much time into it) but the market is not moving. Reduced the price loads too. But I'm paying double because it's empty. It's breaking us and I resent it so much. Don't use bins, lights, anything.

Same with me - trying to sell my late aunt's flat which has been on the market for 18 months. I got the six months' free, then had to pay normal rate, then they slapped the Empty Property Premium on top of that, so as you say, nearly double. However, you can appeal - you have to send them proof that you engaged Estate Agents and have reduced the price several times in order to sell. I did this and have won the appeal - in fact I am due a refund (which is taking forever to come, but that's another matter!).

WonderfulSmith · 09/12/2025 10:06

Betterbeanon · 09/12/2025 09:45

She is not on her own with that. Lots of studies demonstrate a social construct whereby people accept it and think it is the norm, but we didn't consent to it. It is a form of theft, but simply just authorised by higher authorities

Tax free countries manage just fine (if not better) and taxation doesn't exist. They fund their services via financial trading and different excise duties. In the UK, you get very little back for what you put in.

I had to work in London with my overseas job for a year. I was astounded by the poverty, and basic infrastructure there was nationwide, and worse, people think it is normal and that it is a wealthy nation.

Where are these tax free countries? Are they only for rich people? What about unemployment benefits, the prison system, the courts, the police? How does that work?

Betterbeanon · 09/12/2025 10:06

randomchap · 09/12/2025 09:54

So these tax free countries still raise taxes, just not on individuals? Would you care to share which ones these are?

Without sounding like a smart arse, surely you know the countries globally with little to no tax? Again, that isn't meant to sound disrespectful. There are lots of them. The Cayman Islands being one of them.

In addition, EU countries that do implement taxation are light years ahead of the UK in every respect. They also have excellent benefits systems, unlike the UK.

Upholstery · 09/12/2025 10:07

Yes we should just become like the Cayman Islands.

Fuck me.

OP posts:
YorkshireGoldDrinker · 09/12/2025 10:08

randomchap · 09/12/2025 10:00

I'm asking you to clarify it. Explain the details.

If you can't then it suggests you really haven't thought it through.

Please stop saying I haven't thought it through. It very much comes across to me that you don't understand or care for what I've said to you thus far.

I explained twice, the second try was a little more detailed. If you still don't understand, it's not my problem. I can and will keep trying to elaborate, but it's not worth it to me if you're not willing to actually take in what you're being told and demean people trying to help you, is it?

You're set in your ways, I get it. You don't want to be enlightened, you want an excuse to insult people.

Perhaps do your own research? You're capable of using the internet, so jump on Google and make an effort to understand how the system works (or doesn't work as the case may be).

randomchap · 09/12/2025 10:11

YorkshireGoldDrinker · 09/12/2025 10:08

Please stop saying I haven't thought it through. It very much comes across to me that you don't understand or care for what I've said to you thus far.

I explained twice, the second try was a little more detailed. If you still don't understand, it's not my problem. I can and will keep trying to elaborate, but it's not worth it to me if you're not willing to actually take in what you're being told and demean people trying to help you, is it?

You're set in your ways, I get it. You don't want to be enlightened, you want an excuse to insult people.

Perhaps do your own research? You're capable of using the internet, so jump on Google and make an effort to understand how the system works (or doesn't work as the case may be).

So you're unable to explain. Thought so. Lol

MollyMollyMandy33 · 09/12/2025 10:11

Changename12 · 08/12/2025 22:56

But if you are a single person, then you don’t need a house the same size as a couple or family. It is up to you. If you don’t want to pay the council tax, you could move into a smaller house.

It doesn’t always work like that. The size of the house is only one factor and CT valuations differ substantially between councils and also within local areas.

Betterbeanon · 09/12/2025 10:12

WonderfulSmith · 09/12/2025 10:06

Where are these tax free countries? Are they only for rich people? What about unemployment benefits, the prison system, the courts, the police? How does that work?

They have employment insurance for out of work benefits, which is moot anyway as there is 100% employment rate in these countries.

I do look at English people with pity (no offence). They genuinely believe that it is normal to pay for everything and get a mere £84 per week in the event of unemployment, or a paltry £200 a year winter fuel allowance. In Ireland, pensioners get €1000 per year regardless of means as winter fuel allowance.

randomchap · 09/12/2025 10:13

Betterbeanon · 09/12/2025 10:06

Without sounding like a smart arse, surely you know the countries globally with little to no tax? Again, that isn't meant to sound disrespectful. There are lots of them. The Cayman Islands being one of them.

In addition, EU countries that do implement taxation are light years ahead of the UK in every respect. They also have excellent benefits systems, unlike the UK.

Most EU countries pay higher tax overall. They also have the benefit of being in the EU which we threw away.

The Cayman Islands and the UK are so different that any comparison is meaningless

WonderfulSmith · 09/12/2025 10:15

The Caymen islands are mainly inhabited by the very rich. You can’t suddenly stop taxation in a country like the U.K. and expect it to work the same way.

Also, there is some form of tax - quote from Wikipedia. The government's primary source of income is indirect taxation: there is no income tax, capital gains tax, or corporation tax.[28] A tariff of 5% to 22% (automobiles 29.5% to 100%) is levied against goods imported into the islands. Few goods are exempt; notable exemptions include books, cameras, and perfume.[85]

Income tax - Wikipedia

https://en.wikipedia.org/wiki/Income_tax

YorkshireGoldDrinker · 09/12/2025 10:16

Upholstery · 09/12/2025 10:07

Yes we should just become like the Cayman Islands.

Fuck me.

Well, it does seem weird to me that the people who've spent years crying out for the rich to be taxed harder are now noticing how much of a burden it is to be paying more tax themselves. They're starting to get a taste of what it's like to be considered rich; "Don't tax me more! Tax that lot more!"

It's the same with rising prices; you're paying more but you're not seeing the ROI, if you like. Are you familiar with the YouTube channel Brit Rants? Plenty of taxpayers on there struggling with their council tax now.

123teenagerfood · 09/12/2025 10:19

Balab · 09/12/2025 01:08

It’s just theft. I pay £3600 band G. I get bin pickups once every 3 weeks. Fuck all else.

So you stay in your house and have never or never will use and of the following services.

  • Social Care: A large portion of Council Tax is dedicated to adult and children's social care services, including safeguarding vulnerable people and support for older residents.
  • Emergency Services: Your contribution helps fund local police and fire and rescue services.
  • Waste Management: This covers household refuse collection, recycling services, and the operation of waste disposal facilities.
  • Roads and Transport: Funding goes towards the maintenance of roads, pavements, bridges, street lighting, and public transport initiatives.
  • Education and Libraries: It helps pay for schools (though the main funding comes from government grants), libraries, and other educational support services.
  • Environmental and Public Health: Services such as street cleaning, park maintenance, pest control, food safety inspections, and tackling environmental crime like fly-tipping are covered.
  • Housing and Homelessness: Councils use funds for housing advice, managing council homes, and supporting homeless individuals and families.
  • Leisure and Culture: This includes maintaining parks, open spaces, museums, galleries, sports centres, and swimming pools.
  • Administration: The tax also covers administrative costs for services like local elections, the registration of births, marriages, and deaths, and the administration of Housing Benefits and Council Tax support schemes.

I doubt very much that you have never used a road or a pavement at night with lights, been to a park. Do you vote, are you married, ever registered a birth? Did you go to school?

Imagine if you had to pay for all the services you use on a daily basis, you would not leave the house.

FallingIntoAutumn · 09/12/2025 10:21

I think taxes are a good thing.

however, the way they deal with council tax is awful. The fact you can have one failed DD and they chase you for the entire amount. The fact you can then owe the entire amount for a year, despite it being the start of the year so technically no (or little) debt accrued.
no other debt is handled that way.

Viviennemary · 09/12/2025 10:21

I don't love it but I've no complaints. If you live in an expensive/large property you pay more. But its bit random in some cases.

LoyalMember · 09/12/2025 10:26

.....and don't forget these shitty Factor's Fees on top of that.

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