Should I report my ex for driving with 9 points?

[SoldieringOnagain]

My ex is an HGV driver. He treated me with contempt and has recently me someone new.
I know I’m being really spiteful but I’m hurt, so badly, I want to report him to make him hurt too.
He is somehow getting away with driving with 9 points on his license as he is self employed but works via an agency. Why am I feeling so angry and am I justified in wanting to hurt him?

No. You tell them of any changes. Points would be a change. They insured you on the basis of X amounts of points. If that changes they'll probably want to increase the premium, even if they don't they'll want to know so they can update their records. You try making a claim, in the event you should need to, having acquired points and not kept them informed. See how far that gets you when they're looking for any reasons not to pay out. Not telling them would invalidate the insurance. I expect a lot don't tell them until renewal. They're taking a gamble on whether they need to use the insurance or not in the meantime. Pretty stupid gamble I'd say for anyone who owns a home or has savings. Without insurance, if someone sues it's you yourself they'll be suing. Compensation claims for injuries can be very high.

If he's driving uninsured, and is an HGV driver with a history of reckless and careless driving, you should report for the safety of other drivers. He sounds like a bloody menace.

You should do this DESPITE the fact that that action gives you a frisson of Schadenfreude.

https://www.admiral.com/magazine/guides/car-insurance/what-do-i-tell-my-insurer

*Things you need to tell your insurer at renewal
Some things can wait until it's time to renew your policy.

1. Penalty points

If you or any named driver get a fixed penalty or motoring conviction during your policy term, you must tell your insurer at renewal. However, if you're banned from driving for any reason, you must tell your insurer immediately as they may need to cancel your insurance. If you don't tell your insurer, your insurance may be invalid and any claims on your policy may be rejected. Always check your insurers' policy booklet. Find our policy documents and booklets here.

YABU instead of trying to get revenge on him because he’s moved on why not just get on with your life and forget about him. How is costing him his job going to make you feel any better.

Happiness is the best revenge. Focus on that.

This depends entirely on policy wording, for a lot of insurers it is just on renewal and they don’t have a mechanism to revisit your premium mid-term. In a lot of cases, for those that do it’s a reservation of rights rather than something they will actually commonly do, particularly if you’re talking about eg they aren’t likely to be bothered for 3 points on a strict liability speeding offence as compared to a full dangerous driving conviction. But no harm in updating unless the policy wording is clear you only need to update on renewal.

He can drive still with 9 points although if he declared to insurers would no doubt have a hefty premium to pay. How do you know he hasn’t told them? If he is agency then his driving licence should of been checked by whoever is hiring him

Surely he would have had to produce his licence and then there is this code thing you have with hiring a car?

Do you have children together? If not how are you involved still in his life to this extent?

The company he works for will have rules about checking his licence. He will get found out at the next check if he hasn't declared the extra points to them.

Don't report out of spite. I think reporting as a retaliation to him meeting someone is abusive/stalkerish. We all have mean thoughts but we don't have to act on them.

He can legally drive with 9 points on his licence.

This wouldn’t make you feel better, it would likely to cause him to loose his job, perhaps a fine, I don’t know how it works. You won’t receive good karma for doing that. Take the high road, he will receive his karma

I'm thinking he dumped you for bery good reasons lol sorry op

So he's a dangerous driver, and now with 9 points on his licence he uninsured for driving a lorry?

Yes, I would report him.

"I know I’m being really spiteful but I’m hurt, so badly, I want to report him to make him hurt too."
Know now that reporting him will not stop your feeling hurt by him - it will not make you feel better. But you should report him because it is the right thing to do and protects other road users from this selfish, silly man.