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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think social housing should be means-tested annually like benefits?

1000 replies

EqualLedgerJay · 07/12/2025 17:25

Situations change, why should lifetime tenancies exist if income rises? AIBU to think fairness cuts both ways?

OP posts:
Thread gallery
9
Bambamhoohoo · 11/12/2025 17:34

RadialEffergy · 11/12/2025 17:26

I keep getting told I don’t understand it, why don’t you explain to me how they get built then.

Fake news. What is this £15 billion being spent on?

https://www.axxco.co.uk/post/how-much-does-the-uk-government-spend-on-social-housing

This website belongs to a private investment vehicle and they have no expertise in policy or government spending.

but the short answer is, the money comes from the housing revenue account, which is where the rent paid by social housing tenants goes.

and I have explained how the builds are funded within this thread.

RadialEffergy · 11/12/2025 17:35

Frequency · 11/12/2025 17:29

Paying off the mortgages of private LL, mostly. Some of it will be going to HAs and councils for CH rent, but the vast majority of it will be paying off an asset for a LL.

That £15 billion is housing benefit payments.

Ah it’s landlords behind people receiving unearned income from tax payers! Of course.

Bambamhoohoo · 11/12/2025 17:35

XenoBitch · 11/12/2025 17:33

It literally says that £15billion is spent on housing benefit. Not social housing.

In 2022/23, housing benefit expenditure was estimated at £15.4 billion

Not everyone in SH gets HB. My parents don't. A lot of that figure goes into the pockets of private landlords, and not even back into council coffers to put back into SH.

It does say above that £11bn on housing development but your point still stands

RadialEffergy · 11/12/2025 17:36

Bambamhoohoo · 11/12/2025 17:34

This website belongs to a private investment vehicle and they have no expertise in policy or government spending.

but the short answer is, the money comes from the housing revenue account, which is where the rent paid by social housing tenants goes.

and I have explained how the builds are funded within this thread.

Of course you have. Honestly, magic houses and I’m the one accused of trolling.

RadialEffergy · 11/12/2025 17:46

XenoBitch · 11/12/2025 17:33

It literally says that £15billion is spent on housing benefit. Not social housing.

In 2022/23, housing benefit expenditure was estimated at £15.4 billion

Not everyone in SH gets HB. My parents don't. A lot of that figure goes into the pockets of private landlords, and not even back into council coffers to put back into SH.

11 billion. Why is it so hard to admit people are subsidising you? Did you genuinely believe I don’t subsidise you? This is the problem with 53% effectively not paying any tax, they simply don’t understand the burden they’re putting on the ever decreasing percentage of payers with their outrageously selfish demands. It’s unsustainable.

Kirbert2 · 11/12/2025 17:49

RadialEffergy · 11/12/2025 17:26

I keep getting told I don’t understand it, why don’t you explain to me how they get built then.

Fake news. What is this £15 billion being spent on?

https://www.axxco.co.uk/post/how-much-does-the-uk-government-spend-on-social-housing

You've just proved that you don't understand it or at least aren't reading links properly.

That's housing benefit which also applies to private rentals. Not to mention the fact that not all tenants in SH or private rentals claim housing benefit.

RaininSummer · 11/12/2025 17:49

Since there is shortage of social housing, perhaps rents should be raised and the funds used by provide more social housing. It is a very unfair system.

Boomer55 · 11/12/2025 17:50

RadialEffergy · 11/12/2025 17:33

You’re probably right, it’s unacceptable once you’re retired to be forced to move in my opinion. It will be younger people who it applies ti. But saying that, they went after children’s education choices, they went after the winter fuel allowance, they’ve gone after private renters, they’ve gone after farmers, they’ve gone after small business owners, they’ve gone after property owners so you never know.

No, no one knows anything for a certainty. I think newer tenancies are different.

This weak government are hidebound by their back benchers though, and I can’t see them starting with social tenants or pensioners - the WFP fiasco cost them enough in votes.

Abd neither Reform or the Tories are even thinking about all this. They’re more interested in what nationalities people are. 🤷‍♀️

XenoBitch · 11/12/2025 17:51

RadialEffergy · 11/12/2025 17:46

11 billion. Why is it so hard to admit people are subsidising you? Did you genuinely believe I don’t subsidise you? This is the problem with 53% effectively not paying any tax, they simply don’t understand the burden they’re putting on the ever decreasing percentage of payers with their outrageously selfish demands. It’s unsustainable.

Edited

You said "Fake news. What is this £15 billion being spent on?"

You have to be earning over £41k to be a net contributor. So people like nurses, bin men, carers, shop assistants etc all people you rely on to keep your life running smoothly, are all a "burden" and have "outrageously selfish demands"?
Oh, and don't forget about those pesky pensioners too.

BTW I do not live in social housing.

RadialEffergy · 11/12/2025 17:51

Kirbert2 · 11/12/2025 17:49

You've just proved that you don't understand it or at least aren't reading links properly.

That's housing benefit which also applies to private rentals. Not to mention the fact that not all tenants in SH or private rentals claim housing benefit.

In 2022/23, the government spent an estimated £11.4 billion on housing development, with the majority (£9.14 billion) going towards local authority housing

UK housing development spending 2025| Statista

In 2024/25 the government of the United Kingdom spent approximately 14.4 billion British pounds on housing development, with the 11.3 billion spent on local authority housing comprising the majority of this type of expenditure.

https://www.statista.com/statistics/298893/housing-development-spending-uk/

RadialEffergy · 11/12/2025 17:56

XenoBitch · 11/12/2025 17:51

You said "Fake news. What is this £15 billion being spent on?"

You have to be earning over £41k to be a net contributor. So people like nurses, bin men, carers, shop assistants etc all people you rely on to keep your life running smoothly, are all a "burden" and have "outrageously selfish demands"?
Oh, and don't forget about those pesky pensioners too.

BTW I do not live in social housing.

Yes I copied the wrong paragraph, would you agree 11 billion is still a rather large amount tax payers money though? It’s almost a third of the latest increase put on the payers in the last budget.

I said the burden is on the payers not the non payers. The outrageously selfish demands is in reference to …well the outrageously selfish demands and utter refusal to admit they’re already taking far far too much from decent working families. It’s time to stop just thinking of yourself.

XenoBitch · 11/12/2025 17:59

RadialEffergy · 11/12/2025 17:56

Yes I copied the wrong paragraph, would you agree 11 billion is still a rather large amount tax payers money though? It’s almost a third of the latest increase put on the payers in the last budget.

I said the burden is on the payers not the non payers. The outrageously selfish demands is in reference to …well the outrageously selfish demands and utter refusal to admit they’re already taking far far too much from decent working families. It’s time to stop just thinking of yourself.

That does not mean SH rents are subsidised.
And where is the other £2billion going?
Do you think the government should not be funding any new housing at all? We need more housing, not less.
What is it you would like to see happen?

Decent working families who pay tax also live in SH. This seems to be a fact that keeps passing you by.

RadialEffergy · 11/12/2025 18:00

Boomer55 · 11/12/2025 17:50

No, no one knows anything for a certainty. I think newer tenancies are different.

This weak government are hidebound by their back benchers though, and I can’t see them starting with social tenants or pensioners - the WFP fiasco cost them enough in votes.

Abd neither Reform or the Tories are even thinking about all this. They’re more interested in what nationalities people are. 🤷‍♀️

They’re into some failed ideology, vanity virtue signalling and settling non existent scores from the 1970s. I do enjoy seeing ex Labour voters as it dawns on them they’re now not ‘working people’ and have ‘broad shoulders’ to pay their ‘fair’ share.

Kirbert2 · 11/12/2025 18:04

RadialEffergy · 11/12/2025 17:51

In 2022/23, the government spent an estimated £11.4 billion on housing development, with the majority (£9.14 billion) going towards local authority housing

You don't agree that new houses should be built?

RadialEffergy · 11/12/2025 18:05

XenoBitch · 11/12/2025 17:59

That does not mean SH rents are subsidised.
And where is the other £2billion going?
Do you think the government should not be funding any new housing at all? We need more housing, not less.
What is it you would like to see happen?

Decent working families who pay tax also live in SH. This seems to be a fact that keeps passing you by.

What are you saying? The 11 billion being used to subsidise social housing isn’t subsidising rents? What do you mean?

Well a few probably do, but they get a massively subsidised property out of it which would make them net takers.

RadialEffergy · 11/12/2025 18:06

Kirbert2 · 11/12/2025 18:04

You don't agree that new houses should be built?

What’s with your random odd questions that have no relationship to what I post?

Kirbert2 · 11/12/2025 18:08

RadialEffergy · 11/12/2025 18:05

What are you saying? The 11 billion being used to subsidise social housing isn’t subsidising rents? What do you mean?

Well a few probably do, but they get a massively subsidised property out of it which would make them net takers.

Not all SH properties are cheaper than private rental properties. It is very area dependent.

RadialEffergy · 11/12/2025 18:09

Kirbert2 · 11/12/2025 18:08

Not all SH properties are cheaper than private rental properties. It is very area dependent.

Right. That sounds ridiculous, but if it’s the case then it’s an even bigger waste of my money

XenoBitch · 11/12/2025 18:16

RadialEffergy · 11/12/2025 18:05

What are you saying? The 11 billion being used to subsidise social housing isn’t subsidising rents? What do you mean?

Well a few probably do, but they get a massively subsidised property out of it which would make them net takers.

Private landlords are after profit. They charge inflated rents. If their mortgage is paid off, then what is it they are actually charging for?

Net recipient is more accurate. Taker sounds grabby and goady, and is exactly why you are using that term.
There is also nothing wrong with being a net recipient, but you have said they are burdens and come out with outrageous demands.
Net recipients are teaching your kids, treating your wounds, and wiping your ass when you get old.

RadialEffergy · 11/12/2025 18:45

XenoBitch · 11/12/2025 18:16

Private landlords are after profit. They charge inflated rents. If their mortgage is paid off, then what is it they are actually charging for?

Net recipient is more accurate. Taker sounds grabby and goady, and is exactly why you are using that term.
There is also nothing wrong with being a net recipient, but you have said they are burdens and come out with outrageous demands.
Net recipients are teaching your kids, treating your wounds, and wiping your ass when you get old.

Of course they are after profit? They also pay 5.5 billion in taxes every year and house 4.6 million people compared to SH costing the tax payer over 11 billion a year to house 6 million people,

Who said there’s anything wrong with net recipients? There’s very much something wrong with denying others are subsidising you, constantly asking for more and gaslighting people that you can always squeeze more.

Just admit you’re subsidised, obviously selfishness and lack of understanding about the burden you’re putting on families has played its part and that it’s unsustainable for such a small group of people to pay for everything. People need to reign it in, get realistic and start pulling their weight or the whole country is going to suffer.

Bambamhoohoo · 11/12/2025 18:46

RadialEffergy · 11/12/2025 18:05

What are you saying? The 11 billion being used to subsidise social housing isn’t subsidising rents? What do you mean?

Well a few probably do, but they get a massively subsidised property out of it which would make them net takers.

It is from the HOUSING REVENUE ACCOUNT

Which is, as the name rather suggests, the rent paid by tenants (council housing tenants only- not housing association or other social housing provider)

the housing revenue account is ringfenced to spend on housing development. It is legally not allowed to be spent on anything else.

the saddest part of your post of you haven’t even realised what a wonderfully small amount of money £11bn is to build social housing

XenoBitch · 11/12/2025 18:52

RadialEffergy · 11/12/2025 18:45

Of course they are after profit? They also pay 5.5 billion in taxes every year and house 4.6 million people compared to SH costing the tax payer over 11 billion a year to house 6 million people,

Who said there’s anything wrong with net recipients? There’s very much something wrong with denying others are subsidising you, constantly asking for more and gaslighting people that you can always squeeze more.

Just admit you’re subsidised, obviously selfishness and lack of understanding about the burden you’re putting on families has played its part and that it’s unsustainable for such a small group of people to pay for everything. People need to reign it in, get realistic and start pulling their weight or the whole country is going to suffer.

Edited

And a lot get their profits from the tax payer in the form of housing benefit. When I rented, my landlord did not even live in the UK. So my rent was just going abroad, albeit with a little going to the letting agent.

You are the one that calling net recipients burdens and said they make outrageous demands on tax payers, and are selfish etc. I have never seen anyone under £41k, or anyone in receipt of benefits doing that. You are gaslighting yourself.
It is the government that is squeezing people, not the ones that have less than you.

Again, I am not in SH. I do not even rent. You are not paying for my housing, so chill.

What is it you want to happen to social housing? Because you clearly have a bee in your bonnet about it.

RadialEffergy · 11/12/2025 19:04

@Bambamhoohoo 11 billion is not a small amount of money to those paying it:
Its 750 million raised by the education tax.
520 million raised by farm IHT
400 million-pension relief
…you get the picture. Behind each of these very targeted taxes are real families and some very real mini tragedies. The reason you think it’s a small amount, is because you don’t pay for it..people have rationalised it as it’s the ‘rich’ as if earning over £100k or sending your kid to a prep school suddenly make you rich and now it’s over £40k when you are no longer a ‘working person’. It’s the direct result of so many people not paying any tax, it’s distorting society so that you see on here people receiving £18k in tax money calling someone paying £30k tax selfish. It’s madness

XenoBitch · 11/12/2025 19:07

@RadialEffergy ok, so no more social housing gets built then. Now what?

RadialEffergy · 11/12/2025 19:11

XenoBitch · 11/12/2025 18:52

And a lot get their profits from the tax payer in the form of housing benefit. When I rented, my landlord did not even live in the UK. So my rent was just going abroad, albeit with a little going to the letting agent.

You are the one that calling net recipients burdens and said they make outrageous demands on tax payers, and are selfish etc. I have never seen anyone under £41k, or anyone in receipt of benefits doing that. You are gaslighting yourself.
It is the government that is squeezing people, not the ones that have less than you.

Again, I am not in SH. I do not even rent. You are not paying for my housing, so chill.

What is it you want to happen to social housing? Because you clearly have a bee in your bonnet about it.

Please show me where I called net recipients burdens, engage honestly or don’t waste my time with faux rage bait.

Why do I care where your rent goes if I’m not paying it? I don’t. Get a job to pay your own rent or buy a place, it’s a free country.

Yes it’s the Government squeezing people, which geniuses do you think voted for them?

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